Indiana 55+ active adult communities & homes for sale

Indiana does not tax Social Security benefits at all. Other retirement income—including pensions, traditional IRAs, and 401(k) withdrawals—is subject to a flat state income tax rate of 2.95%, plus a county income tax add-on ranging between 0.5% and 3.0% depending on where you live. Qualifying residents age 65 or older with low-to-moderate incomes can claim a $500 additional state income exemption (for federal AGI under $40,000) as well as the Unified Tax Credit for the Elderly ranging from $40 to $140.

North Indianapolis communities in Fishers and Westfield sit minutes from major health networks, including IU Health Fishers (formerly IU Health Saxony), Ascension St. Vincent, and Community Health Network. West-side buyers around Plainfield rely on IU Health West Hospital, while Fort Wayne communities are anchored by Parkview Health and Lutheran Health Network.

A steady pacing in Indiana's 55+ housing market works to the buyer's advantage by offering negotiating leverage, stable pricing, and time to compare master plans like Britton Falls, Osborne Trails, and Vandalia by Del Webb. The trade-off is a slower resale pace when you eventually list, along with four distinct seasons that bring gray winter stretches, snow, and ice from December through March.

In Indiana, there are 1 large community with over 1000 homes, 5 medium communities with 500-1000 homes, and 31 small communities with less than 500 homes.

The smallest 55+ communities in Indiana has 22 homes, the largest has 1050 homes, and the average communities consists of 211 homes.

Yes, there are new 55+ homes available in Indiana. The most recent communities started in Indiana include The Reserve at Russell Oaks, Centennial of Brownsburg, Grey Hawk. There are also 27 communities in Indiana that offer new construction homes, including Finch Creek by Del Webb, Liberty Villas, Kimblewick.

Yes, there are gated 55+ communities in Indiana. Approximately 10.3% of 55+ communities in the area are gated. For instance, Village at New Bethel is a gated communities with 500 homes, and Bridlewood Reserve is another gated communities with 157 homes.

On average, listings in 55+ communities in Indiana stay on the market for around 378 days. The average price of homes for sale in these communities is approximately $485,744, though prices can range widely based on the size, location, and amenities of the communities. For example, homes in The Courtyards of Russell Oaks average around $864,260, while homes in Morningside Bellshire average around $445,806.