Northern Indiana 55+ Active Adult Retirement Communities

10 Communities in Northern Indiana

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    Northern Indiana is a great place for active adults looking to retire and settle in the Midwest. 55+ adult communities possess resort-style amenities and well-built homes in a comfortable four-season environment. This area is home to many popular attractions that include recreation, history and culture.

    Climate & Geography

    Northern Indiana is southeast of Lake Michigan and makes up the top third of the state with 26 counties. Besides selected metropolitan areas, Northern Indiana is mostly farmland. Much of the land in this region is flat to rolling terrain and has some sand dunes along the Lake Michigan shoreline.

    Active adults and retirees enjoy living in Indiana 55+ communities for its close proximity to the Chicago metropolitan area. They get to experience the best of both worlds of living in a small-town atmosphere yet have easy access to big-city attractions. Popular cities in Northern Indiana include Gary, South Bend, Valparaiso, Elkhart and Fort Wayne.

    In addition to its prime location near Chicago, 55+ residents decide to retire in Northern Indiana for its distinctive four-seasons climate. The climate is categorized as humid continental and is strongly affected by Lake Michigan. Winters tend to be cold and snowy while summers are hot and humid. During spring this area experiences many thunderstorms and sometimes tornadoes. Northern Indiana 55+ residents appreciate the fall weather when the humidity is low and the skies are clear and sunny.

    Recreation, Culture & Entertainment

    Whether you are retired or not, Northern Indiana active adult communities can provide a suitable place to live. For those who don t mind a real winter, there are plenty of reasons to consider living right in the heart of the Midwest. Northern Indiana is the most culturally diverse region in Indiana. Much of the economy in this region is from heavy industry and agriculture. There s no shortage of recreation in Northern Indiana with many exciting options for sightseeing, nightlife, dining and shopping.

    Active adults and retirees love living near the overflowing options of things to do. Whether you want to take a bike ride down the country road, soak up the sun at the beach, practice your golf game, cast your line out for a day of fishing, or go on a shopping spree you will never get bored. Popular attractions in this region include the Indiana Dunes, Amish Acres Historic Farm & Heritage Resort, College Football Hall of Fame, Great Lakes Museum of Military History, South Bend Museum of Art, Morris Performing Arts Center, Rapid Raceway, Fulton County Museum, Studebaker National Museum, Potawatomi Wildlife Park, and Washington Park Zoo.

    Cost of Living & Taxes

    Northern Indiana has a reasonable cost of living, especially being near the Chicago metropolitan area. Active adults and retirees like living in this area due to the fact that it has a lower cost of living than the national average. Active adults and retirees appreciate the reasonable tax system with a 7% sales tax and a flat 3.4 % state income tax. Residents aged 60 and older can also exclude $2,000 from military pensions.


    Northern Indiana s active adult residents enjoy living in the area for its great medical care. There are over 60 hospitals in the area and a few meet standards for strong performances including the Parkview Hospital, Community Howard Regional Hospital, and Methodist Hospital. In addition to great healthcare in Northern Indiana, 55+ residents and retirees also have access to excellent medical facilities throughout the Chicagoland area.

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