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Maryland 55+ active adult communities & homes for sale
Living in Maryland
Maryland is home to 244 active adult communities, with homes ranging from the low $200Ks to over $1M and averaging around $512K. Leisure World of Maryland in Silver Spring (5,600 homes) is one of the largest 55+ communities on the East Coast. Heritage Harbour near Annapolis (1,683 homes) and Cameron Grove in Upper Marlboro offer closer access to the Chesapeake Bay lifestyle. On the Eastern Shore, Four Seasons at Kent Island combines waterfront living with a quieter pace. 55places has profiled every community with verified pricing, resident reviews, and local agent connections.
Quick Facts About Retiring in Maryland
Social Security benefits are 100% tax-exempt from Maryland state income tax. For other retirement income, Maryland provides a standard pension exclusion allowing residents age 65 and older to subtract up to $40,600 of qualified employer-sponsored retirement distributions (like 401(k) or 403(b) plans) from their state taxes. Furthermore, under Maryland's landmark legislative updates, traditional and Roth IRAs are newly eligible for this pension exclusion via a multi-year phase-in. Qualifying low-and-middle-income seniors may also claim a nonrefundable state tax credit worth up to $1,750.
The most sought-after development clusters for active adults are concentrated in the Baltimore-DC Metro corridor (including Silver Spring and Upper Marlboro), historic Annapolis (for immediate Chesapeake Bay access), and the quieter, slower-paced communities situated throughout the Eastern Shore and the Ocean Pines area.
In Maryland, there are 3 large communities with over 1000 homes, 7 medium communities with 500-1000 homes, and 85 small communities with less than 500 homes.
Yes, there are new 55+ homes available in Maryland. The most recent communities started in Maryland include Bloomfields 55+, The Flats at Northside, Victoria Park at Parkside Villas. There are also 30 communities in Maryland that offer new construction homes, including Village Crest, Element at Mill Creek, Four Seasons at Kent Island.
Yes, there are gated 55+ communities in Maryland. Approximately 13.4% of 55+ communities in the area are gated. For instance, The Villages At Woodholme is a gated communities with 286 homes, and Leisure World® of Maryland is another gated communities with 5600 homes.
On average, listings in 55+ communities in Maryland stay on the market for around 466 days. The average price of homes for sale in these communities is approximately $517,698, though prices can range widely based on the size, location, and amenities of the communities. For example, homes in The Flats at Northside average around $1,247,264, while homes in Grace Woods 55+ average around $454,990.
249 communities near Maryland
1,081 homes near Maryland
Relevance
3 beds
|2 baths
|1,788 sq ft
3 beds
|2 baths
|1,369 sq ft
3 beds
|2 baths
|2,052 sq ft
2 beds
|2 baths
|1,574 sq ft
2 beds
|2 baths
|1,292 sq ft
|Condo
3 beds
|3 baths
|2,602 sq ft
|Condo
2 beds
|3 baths
|2,003 sq ft
|Condo
4 beds
|3 baths
|2,598 sq ft
2 beds
|2 baths
|1,347 sq ft
|Condo
3 beds
|3 baths
|2,625 sq ft
2 beds
|2 baths
|1,975 sq ft
2 beds
|2 baths
|1,391 sq ft
|Condo
2 beds
|2 baths
|1,164 sq ft
3 beds
|4 baths
|3,735 sq ft
3 beds
|3 baths
|4,050 sq ft
1 beds
|2 baths
|930 sq ft
|Condo
Maryland 55+ Housing Market Trends
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REIN updates its listings on a daily basis. Data last updated: Oct 07, 2026.
This application does not include information on all of the properties available for sale at this time.
