Northern New Jersey 55+ Active Adult Retirement Communities

44 Communities in Northern New Jersey

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    North New Jersey is home to many 55+ active adult communities and is becoming a popular place to retire. This area is ideally close to all of the excitement and attraction in New York and Philadelphia. With the abundance of natural beauty, low sales tax and historic charm Northern New Jersey has it all.

    Climate & Geography

    Northern New Jersey is made up of several counties including Passaic, Morris, Bergen, Essex, Hudson, Sussex, and Warren. Mountains, foothills, lakes, rivers and forests mainly make up this area. The most prominent features are the Kittatinny Mountains, Watchung Mountains, Delaware River and Hudson River. North New Jersey has a humid continental climate with long, humid summers and more snow than the rest of the state in the winter.

    Recreation, Culture & Entertainment

    North New Jersey is rich with cultural and historical attractions due to its strategic location between New York City and Philadelphia. Northern New Jersey was a key setting during the American Revolutionary War and the Industrial Revolution. Much of the culture is also influenced by the close proximity to New York City.

    Northern New Jersey has an abundance of entertainment, natural beauty and culture perfect for today s active adult. Retirees love the abundance of outdoor activities in this area including many rivers, horse ranches, dairy farms and ski resorts. Throughout this area residents will discover charming historic venues, fine museums, galleries, art centers and much more. Popular attractions in Northern New Jersey include the Newark Museum, Montclair Art Museum, Turtle Back Zoo, and Montclair s Wellmont Theater. Residents also appreciate all of the exciting entertainment of New York.

    Cost of Living & Taxes

    New Jersey has a higher cost of living than the national average. However, it is lower than most of its surrounding states. Residents who live in Northern New Jersey enjoy the benefits of living near big-city attractions without the large price tag. Shopping is huge here because of the low sales tax and they offer sales tax exemptions for a variety of items including clothing and groceries

    Property tax varies from county to county and ranges between 0.07 and 15.0 percent and is assessed at 100 percent of the property value. Some of the counties in North New Jersey have some of the highest federal income tax rates and Morris County has the tenth-highest average federal income tax responsibility per return in the country.


    Northern New Jersey plays a leading role in providing the uppermost quality of healthcare with some of the greatest hospitals, educational institutions, and research centers. Many institutions are nationally recognized for their leading-edge research and technology. Active adults and retirees live in peace knowing they are close to some of the nation's top medical facilities.

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