Southern New Jersey 55+ Active Adult Retirement Communities

142 Communities in Southern New Jersey

View All


    While active adult communities may have started in states like Arizona and Florida, many retirees are choosing to live in regions that experience all four seasons and are within close proximity to urban attractions. With more 55+ communities per square mile than almost anywhere else in the country, Southern New Jersey is a lesser-known retirement destination which clearly appeals to many active adults.

    Though its borders may be open to debate, the Southern New Jersey area generally refers to portions of the state below Interstate 195. It includes cities along the shore as well as inland communities. The area encompasses many regions including Ocean, Atlantic, Burlington, Camden and Gloucester Counties. Some of the area's more well-known towns are Toms River, Barnegat, Manahawkin, Egg Harbor, Lakewood, Manchester and Jackson.

    Age-restricted communities are plentiful throughout the region, and potential homebuyers can find communities to meet nearly any budget or lifestyle. There are large golf or country club communities, as well as more intimate neighborhoods. There are new developments and more well-established communities.

    Climate & Geography

    South Jersey is made up of many counties including Atlantic County, Burlington County, Camden County, Cape May County, Cumberland County, Gloucester County, and Salem County. Southern New Jersey has a humid subtropical climate and generally has higher temperatures and gets less precipitation compared to the northern parts of the state. Active adults love being close to big-city attractions as well as the ocean.

    Recreations, Culture & Entertainment

    There are many reasons why active adults may choose to settle in the Southern New Jersey area. Although its most common draw is probably its prime location. The area falls within close proximity of several popular destinations including New York City, Philadelphia, Atlantic City, Baltimore and Washington D.C. Depending on where you live in the state, it's easy to arrange day or weekend trips to enjoy the attractions in any of these great getaways - and don't forget the beauty of the nearby Jersey Shore!

    Close proximity to these cities is also a great benefit for those who have family living nearby. Many retirees in the Southern New Jersey area have family and friends living in New York, Philadelphia or other nearby locations. By choosing an active adult community in Southern New Jersey, they can enjoy a tranquil, small town retirement without relocating too far from the rest of their family.

    Whether Southern New Jersey appeals to you for its prime location, small town atmosphere or four-season climate, there are certainly plenty of options for age-restricted communities. If Southern New Jersey sounds like it might be ideal for you, begin exploring the area's active adult communities and plan a visit to see the region for yourself.

    Cost of Living & Taxes

    Cost of living is a little lower in Southern New Jersey compared to the rest of the state. Many 55+ active adults love living in Southern New Jersey because the cost of living is lower than other East Coast states. However, the cost of living is higher than the nationwide average. The sales tax is low and there are sales tax exemptions for a variety of items including clothing and groceries. New Jersey also has one of the lowest gas taxes in the nation. Property tax varies from county to county.


    Active adult residents enjoy living in Southern New Jersey for the great medical care. There are many hospitals within the area and even some that are nationally ranked. The state is also home to excellent universities, teaching hospitals, and research institutions.

    Take me back to the top