Eloy, AZ 55+ Active Adult Retirement Communities

Overview 

Eloy is a city in Pinal County, Arizona located between Tucson and Phoenix. The city is surrounded by beautiful mountainous terrain, and active adults will enjoy the trails, golf courses, and state parks that are easily accessible nearby. 

Climate and Geography

Arizona has an arid or semi-arid climate in the lower elevation regions of the state. This means residents of Eloy can expect mild winters and hot, dry weather the rest of the year, with almost no precipitation outside of the "monsoon season," which is a period of relatively wet weather that occurs in the summer months. The city receives just 10 inches of rainfall on average and approximately 295 sunny days throughout each year.

Located in Pinal County, Eloy is situated near numerous geographical landmarks including the Mineral Mountains, Sacaton Mountains, Superstition Mountains, Waterman Mountains, and national protected areas like Casa Grande Ruins National Monument, Coronado National Forest, Hohokam Pima National Monument, Ironwood Forest National Monument, Sonoran Desert National Monument, and Tonto National Forest. 

Recreation, Culture, & Entertainment 

Located in the Sonoran Desert, residents can enjoy access to plenty of outdoor recreation at the natural sites in the surrounding area. Some of the top attractions include Sunland Visitor Center, Picacho Peak State Park, Ironwood Forest National Monument, Organ Pipe Cactus National Monument, Peart Canyon Trail, Spine Loop Trail, Casa Grande Valley Historical Society & Museum, the Dave White Golf Course, or visit the Creative Market Fair. 

Residents who want to visit nearby cities can drive about an hour to the state capital, Phoenix, to enjoy access to all the shopping, dining, and entertainment the metropolitan city has to offer.

Cost of Living & Taxes

The overall cost of living in Eloy is lower than the state and national average. The cost of homes and housing are the primary driving factor for the low cost of living, with these indexes at less than 50 percent of the national average, making renting a purchasing a home very affordable. Groceries and transportation are also below average, while health care and utilities are just above average. 

Eloy’s effective income tax rate is 2.77 percent for single fIlers and 3.24 percent for joint filers. Social Security benefits are not taxed in the state, but all other forms of retirement income including pensions and retirement savings accounts are subject to income tax. Some pensions for in-state government employees may be eligible for a deduction. 

Homeowners who are 65+ may take advantage of property tax breaks depending on age, income, and length of time as an Arizona resident. 

Health Care

Eloy residents can seek health care from Sun Life Family Health Center and Banner Casa Grande Medical Center which is equipped with obstetricians, orthodontists, optometrists, chiropractors, dentists, and physicians. Other medical facilities in Eloy include Gila River Health Care, Banner Urgent Care, and NextCare Urgent Care.