Florida continues to shine as one of the top destinations for 55+ homebuyers seeking sunshine, connection, and resort-style living. From the Gulf Coast to the Atlantic, the Sunshine State offers an incredible variety of age-restricted communities designed to fit every lifestyle, whether you dream of beachfront relaxation, championship golf, or vibrant social events that fill your calendar. These 25 active adult communities represent the best of Florida living, where comfort meets adventure and every day feels like a vacation.
Why Florida Is Perfect for 55+ Living
There’s a reason Florida remains the country’s most popular destination for 55+ communities, and it’s not just the sunshine. With year-round warm weather, endless coastline, and no state income tax, it’s easy to see why active adults from all over the U.S. are drawn to the Sunshine State. Whether you love the quiet of Gulf Coast beaches or the energy of Central Florida, every corner offers a new adventure.
Beyond the weather, Florida’s 55+ communities are purpose-built for connection and comfort. From resort pools to golf courses and recreation centers, they’re designed to make every day feel fulfilling. Residents can explore nature preserves in the morning, join a cooking class at noon, and enjoy live music by sunset—all without leaving their neighborhood. It’s more than a retirement destination. It’s a lifestyle built around freedom and wellness.
25 Most Popular 55+ Communities in Florida
From coastal havens with resort-style amenities to peaceful inland neighborhoods surrounded by nature, Florida offers something for every retiree’s taste and budget. In this guide, we highlight the top 25 55+ communities across the Sunshine State. Learn about the best places to enjoy active living, lasting friendships, and the carefree Florida lifestyle.
Florida Regions Snapshot
Every part of Florida offers a unique take on active adult living, making it easy to find your perfect fit.
North Florida: With cooler winters and a slightly slower pace, North Florida communities like Del Webb Ponte Vedra or Latitude Margaritaville Watersound combine natural beauty with Southern charm. You’ll find coastal trails, golf courses, and a laid-back lifestyle close to beaches and historic towns like St. Augustine.
Central Florida: Home to The Villages, Ocala, and Clermont, this region offers convenience, affordability, and endless recreation. Central Florida’s active adult communities are known for golf carts, clubhouses, and social calendars that rival full-scale resorts. Plus, it’s just a drive away from Orlando’s theme parks and cultural attractions.
South Florida: South Florida communities, such as Kings Point in Delray Beach or Century Village at Pembroke Pines, attract residents seeking sunshine, sophistication, and ocean proximity. Here, the lifestyle blends beach days with fine dining, art festivals, and high-end amenities. It’s ideal for those who crave both relaxation and cosmopolitan flair.
Do you prefer Gulf Coast sunsets or Atlantic Ocean breezes? Florida’s regions offer something for everyone—each with its own rhythm and community spirit.
1. On Top of the World – Ocala, FL
Low $100ks – High $600ks
On Top of the World in Ocala is a thriving 55+ community that feels like a private resort designed for lifelong adventure. It boasts three golf courses, fitness centers, pools, and over 175 clubs, allowing residents to choose a level of socialization or serenity that suits them. The community’s mix of new and resale homes provides retirees with flexibility while offering a low-maintenance lifestyle, surrounded by rolling hills and sunny skies.
2. The Villages – The Villages, FL
Below $100k – Mid $1Ms
The Villages is one of Florida’s most iconic retirement destinations for active adults. It’s known for golf cart-friendly streets and an endless lineup of activities. Spanning multiple towns with dozens of recreation centers, golf courses, and nightly entertainment in its town squares, life here is anything but ordinary. Whether it’s pickleball, live music, or boutique shopping, residents enjoy an unbeatable blend of leisure and connection.
3. Latitude Margaritaville – Daytona Beach, FL
Mid $300ks – Mid $900ks
Inspired by Jimmy Buffett’s laid-back lifestyle, Latitude Margaritaville captures the spirit of tropical living. Residents soak up resort-style amenities like a private beach club, lively Town Center, and tropical pool complete with tiki huts and frozen margaritas. It’s the ultimate escape for active adults who want every day to feel like a vacation in the heart of coastal Florida.
Oak Run – Ocala, FL
Mid $100ks – High $300ks
Oak Run offers an established, scenic setting with mature landscaping and a warm sense of community. Homeowners enjoy access to six pools, a championship golf course, fitness centers, and over 100 clubs, making it easy to find friends who share their interests. Affordable homes and a peaceful atmosphere make this Ocala retreat perfect for those seeking balance between activity and relaxation.
5. Solivita – Kissimmee, FL
High $100ks – Mid $700ks
Set amid lush nature preserves and sparkling lakes, Solivita delivers resort-style living just minutes from Orlando’s world-famous attractions. This gated 55+ community features two golf courses, fitness studios, and a Mediterranean-inspired village center offering a variety of dining and entertainment options. With its combination of recreation, wellness, and natural beauty, Solivita makes every day feel like a staycation.
6. Stone Creek – Ocala, FL
Mid $200ks – High $700ks
Stone Creek blends small-town charm with the luxurious amenities Del Webb communities are known for. The 29,000-square-foot recreational complex features pools, a state-of-the-art fitness center, and an 18-hole golf course surrounded by lakes and nature trails. Active adults appreciate the community’s blend of social clubs, resort amenities, and modern, beautifully designed homes that prioritize comfort and connection.
7. Sun City Center – Sun City Center, FL
Below $100k – High $500ks
Sun City Center is a self-contained paradise where active adults can live, play, and thrive without ever leaving the neighborhood. It features multiple clubhouses, golf courses, pools, and more than 200 social clubs. Every day offers a new opportunity to connect and explore! Its golf cart-friendly design and convenient location near Tampa make it easy to enjoy both resort living and city excitement.
8. Spruce Creek Country Club – Summerfield, FL
Low $200ks – Mid $500ks
Set in scenic Summerfield, Spruce Creek Country Club is a gated, golf cart community that combines relaxation with recreation. The 36 holes of championship golf, four pools, tennis courts, and a grand clubhouse make it a standout for those who love the outdoors. Residents appreciate its friendly atmosphere and active lifestyle centered around wellness, fun, and Florida sunshine.
9. Latitude Margaritaville Watersound – Panama City Beach, FL
Mid $300ks – Mid $1Ms
Latitude Margaritaville Watersound brings the same island-inspired charm as its Daytona sibling, but with a Panhandle twist. Residents enjoy private beach access, a lively Town Center, and resort-style amenities set against a backdrop of sugar-white sand and emerald-green waters. This coastal haven is perfect for those who want the good life to come with Gulf breezes and endless blue skies.
10. Kings Point – Sun City Center, FL
Below $100k – High $300ks
Kings Point in Sun City Center offers maintenance-free living in a vibrant age-restricted community. Its two massive clubhouses feature indoor and outdoor pools, fitness centers, cafés, and entertainment spaces designed for every kind of hobby and passion. With gated security, beautiful landscaping, and easy access to nearby beaches, Kings Point delivers all the perks of resort living with a relaxed neighborhood feel.
11. Kings Point in Delray Beach – Delray Beach, FL
Below $100k – High $200ks
Kings Point in Delray Beach pairs the coastal elegance of South Florida with a bustling calendar of events. Residents can enjoy two 18-hole golf courses, multiple pools, tennis courts, and a luxurious performing arts theater that hosts regular shows. The community’s proximity to Downtown Delray’s restaurants, galleries, and beaches means every day brings something new to enjoy.
12. Pelican Preserve – Fort Myers, FL
Mid $200ks – High $700ks
Pelican Preserve is a nature lover’s dream, where lakes, preserves, and walking trails create a peaceful backdrop for an active lifestyle. The Town Center offers a diverse range of amenities, including fine dining, movie nights, arts studios, and a fitness complex. Golfers, gardeners, and adventurers alike find plenty to love in this eco-conscious community designed for recreation and relaxation.
13. Kings Ridge – Clermont, FL
High $200ks – Mid $400ks
Kings Ridge combines golf course living with the natural beauty of Clermont’s rolling hills. This gated community features two 18-hole golf courses, three clubhouses, and an active social calendar that keeps every week exciting. With its convenient location near Orlando and scenic views all around, Kings Ridge makes it easy for active adults to embrace resort-style living.
14. Plantation at Leesburg – Leesburg, FL
Mid $100ks – High $500ks
Plantation at Leesburg is a picturesque 55+ community surrounded by lakes, lush landscaping, and beautiful fairways. Residents can enjoy three clubhouses, two golf courses, multiple pools, and a wide range of clubs and classes that promote an active and social lifestyle. It’s a vibrant retreat where retirees can relax, stay fit, and form lasting friendships in a serene Florida setting.
15. Valencia Lakes – Wimauma, FL
Mid $200ks – Mid $900ks
Valencia Lakes delivers luxury living in one of Florida’s most sought-after 55+ communities. The resort-inspired clubhouse offers a fitness center, pool, spa, restaurant, and numerous recreational opportunities, including pickleball and art studios. With elegant homes and a friendly, welcoming vibe, Valencia Lakes sets the standard for modern active adult living on the Gulf Coast.
16. Timber Pines – Spring Hill, FL
High $100ks – Low $500ks
Timber Pines blends golf, nature, and a close-knit community spirit on Florida’s Nature Coast. With four golf courses, tennis courts, pools, and a performing arts center, residents can fill their days with a variety of recreational and entertainment options. This well-established neighborhood offers low-maintenance homes, scenic walking trails, and an easygoing lifestyle that encourages relaxation and connection.
17. Trilogy Orlando – Groveland, FL
Low $300ks – High $500ks
Trilogy Orlando offers the perfect balance between upscale amenities and small-town charm. Its 57,000-square-foot Magnolia House serves as the hub for dining, fitness, art, and social events, creating endless opportunities for fun and friendship. The resort pool, golf simulator, and culinary studio make every day at Trilogy feel like a new adventure in luxury living.
18. Ocala Palms – Ocala, FL
High $100ks – Low $500ks
Ocala Palms delivers classic Florida comfort with a focus on golf, leisure, and community. Residents can enjoy the 18-hole golf course, heated pool, and clubhouse, which offers a variety of activities, including aerobics and art classes. Surrounded by horse country and natural beauty, it’s a welcoming retreat that combines affordability with an engaging, active lifestyle.
19. Royal Highlands – Leesburg, FL
Mid $200ks – Mid $500ks
Royal Highlands offers an inviting blend of championship golf, scenic beauty, and a lively community atmosphere. Residents can enjoy two clubhouses, an 18-hole golf course, indoor and outdoor pools, and a comprehensive social calendar featuring clubs for every interest. Its peaceful setting, near lakes and parks, makes it a top choice for active adults who love outdoor living and resort-style comfort.
20. Century Village East – Deerfield Beach, FL
Below $100k – Low $300ks
Century Village East combines coastal convenience with an array of activities for active adults. This well-established community offers a massive clubhouse, fitness center, arts and crafts studios, and regular entertainment in its onsite theater. With easy access to the beach, shopping, and restaurants, it’s the ideal balance of relaxation and excitement.
21. Stonecrest – Summerfield, FL
Below $100k – High $500ks
Stonecrest delivers country club-style living just minutes from The Villages. Residents enjoy four golf courses, multiple pools, tennis and pickleball courts, and a newly renovated fitness complex. With its golf cart access and welcoming neighbors, Stonecrest offers a luxurious yet down-to-earth experience for Florida’s 55+ crowd.
22. Spruce Creek South – Summerfield, FL
High $100ks – Mid $300ks
Spruce Creek South is a cozy, gated community designed for easy, active living. The 18-hole golf course, clubhouse, and year-round social activities make it a haven for recreation and friendship. Its proximity to shopping, medical facilities, and The Villages adds an extra layer of convenience to its already vibrant lifestyle.
23. Century Village at Pembroke Pines – Pembroke Pines, FL
Low $100ks – Mid $300ks
Century Village at Pembroke Pines delivers resort-style living in the heart of South Florida. This sprawling community features a championship golf course, multiple pools, a performing arts theater, and various clubs catering to fitness and creativity. With its combination of modern amenities and a warm, inclusive atmosphere, it’s easy to see why residents love calling it home.
24. On Top of the World Clearwater – Clearwater, FL
Below $100k – Low $300ks
On Top of the World Clearwater is a long-loved favorite on Florida’s Gulf Coast. This established community offers golf courses, pools, hobby studios, and an active social calendar filled with dances, concerts, and classes. Its location near Clearwater Beach provides residents with the perfect blend of laid-back coastal charm and nonstop fun.
25. Del Webb Ponte Vedra – Ponte Vedra, FL
Mid $300ks – High $900ks
Del Webb Ponte Vedra is a luxurious coastal retreat located within the master-planned community of Nocatee. Residents enjoy access to a state-of-the-art clubhouse, fitness center, resort pools, and a packed calendar of social events. With nearby beaches, nature trails, and elegant homes, it’s a premier destination for active adults seeking upscale, seaside living.
What To Look for in an Active Adult Community
Choosing the right 55+ community is all about finding the lifestyle that fits you best. For some, that means a focus on fitness and recreation with golf courses, tennis courts, pickleball, walking trails, swimming pools, and well-equipped fitness centers right outside the front door. Others may prioritize creativity and connection, seeking out art studios, book clubs, travel groups, volunteer opportunities, and friendly neighbors who make every day more enjoyable and meaningful. Many communities also offer specialized programs, such as wellness workshops, cooking classes, or gardening clubs, providing residents with a wide range of ways to stay active and engaged.
Homebuyers should also consider location, amenities, and community culture when making their decision. Do you want the buzz and endless programming of a large master-planned community like The Villages? Or, do you prefer the intimate, close-knit vibe of a smaller neighborhood like Spruce Creek South? Would you rather live on the sun-soaked coast with easy beach access, near Orlando’s attractions? Or, do you want to live in horse country with wide-open greenspaces?
Additionally, it’s essential to consider other practical factors. Maintenance-free living, gated security, nearby medical facilities, and access to shopping or cultural hubs can significantly enhance your quality of life. For many, the flexibility to choose a smaller villa, a spacious single-family home, or a waterfront property ensures their new community truly feels like home.
Living the Florida Dream at 55+
From coastal escapes to golf course getaways, Florida offers endless opportunities for active adults to live life to the fullest. Whether you’re seeking beachside relaxation, vibrant social connections, or world-class amenities, these 25 communities deliver it all.
No matter where you settle in the Sunshine State, one thing’s for sure: Your next chapter will be filled with adventure, connection, and pure Florida magic. From art classes to kayaking trips, gourmet dining to sunset beach walks, the lifestyle is as active, engaging, and vibrant as you want it to be. Florida’s 55+ communities aren’t just places to livethey’re places to thrive.
Explore more top destinations with us or reach out to the team at 55places when you’re ready to make your big move.
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