Rancho Mission Viejo, CA 55+ Active Adult Retirement Communities

1 Community in Rancho Mission Viejo

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    Rancho Mission Viejo is a master-planned community in Southern California expected to reach completion in 2030. Though the community is currently in development, the land has been lived on and cultivated by farmers for over a hundred years. Rancho Mission Viejo is surrounded by beautiful natural scenery and residents have access to great amenities which revolve around building a close-knit community. 

    Climate and Geography

    California’s Mediterranean climate is present in Rancho Mission Viejo, with moderate temperatures and plenty of sunshine all year round. 

    The community is located on an expansive ranch among farmland, which means that the community is surrounded by orange orchards and lemon and avocado trees. The land is also worked by Cow Camp a private, protected ranch with cattle and horse pastures, as well as crops.  

    Recreation, Culture, & Entertainment 

    Rancho Mission Viejo offers many resident-led clubs, programs, and events throughout the year. There are also clubhouses, parks, restaurants, trails, farms, and the newly finished Gavilan 55+, a local club that specifically caters to the 55+ community of Rancho Mission Viejo. This community initiative is equipped with meetup spaces, parks, and a gated clubhouse called The Hacienda with many programs like community gardening, bocce ball, a spa, and a saltwater pool.

    The community is also located less than two hours from central Los Angeles, allowing residents the perfect opportunities for day trips to enjoy all of the shopping, dining, and entertainment options available there. 

    Cost of Living & Taxes

    The cost of living in Rancho Mission Viejo is higher than the state and national average, in exchange for a higher quality of life. 

    Income tax rates are 1.79 percent for single filers and 4.6 percent for joint filers. Retirement income such as Social Security benefits are not taxed however other retirement income like private, government, and military pensions are fully taxed by California. 

    Homeowners who are 62+ with income of less than $35,500 can defer payment of property taxes with interest calculated on the amount outstanding. Taxpayers who want to take advantage of this program must have at least 40% of equity in their homes. 

    Health Care

    There are over 20 hospitals servicing the Rancho Mission Viejo community. Hospitals in close vicinity include nationally ranked and high performing hospitals with diverse specialities and procedures like Mission Hospitals, MemorialCare Saddleback Memorial Medical Center, Hoag Orthopedic Institute, Hoag Memorial Hospital Presbyterian, MemorialCare Orange Coast Memorial Medical Center, UCI Medical Center, Corona Regional Medical Center, as well as Kaiser Permanente Anaheim and Irvine Medical Centers.

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