Springfield is a small city in Southwest Ohio, located near Dayton, between Columbus and Cincinnati. Its prime location near major cities, quaint environment, and low cost of living have made it an attractive option for retirees.
Climate & Geography
The climate in Springfield is classified as humid continental, which means summers are hot and humid, while winters are long and cold to freezing. Residents can expect less snow than the national average and about 200 sunny days a year.
The city is home to three major bodies of water which are Mad River, Buck Creek, and Beaver Creek. For the most part, it's built on flat land with plenty of subdivisions and greenspaces.
Recreation, Culture, & Entertainment
Springfield is known for having a wide range of amenities from outdoor recreation to museums and art galleries. Some of the most popular outdoor attractions can be found at Blue Creek State Park, Hartman Rock Garden, Little Miami Scenic Trail, and George Rogers Clark Park.
The city is proud of its historic arts appeal which is showcased at the Springfield Museum of Art, Boonshoft Museum of Discovery, and Heritage Center of Clerk County. Aside from these, there are plenty of antique centers and shops.
Springfield has a small-town, neighborly feel, but is also within driving distance of major cities such as Dayton, Columbus, and Cincinnati, providing convenient access to a wide variety of shopping, dining, and entertainment options.
Cost of Living & Taxes
The overall cost of living in Springfield is less than national and state averages. This is primarily due to the cost of homes and housing, at almost 25% of the national average, but all other cost indexes—including health care, groceries, utilities, and transportation—fall below the national average as well.
In Ohio, Social Security benefits are exempt from taxation and retirees can claim a tax credit of up to $200 on other types of retirement income. Pensions are generally exempt from taxes, including military pensions and railroad retirement benefits. Also, there are no inheritance and estate taxes and homeowners who are 65+ may qualify for a homestead exemption to help offset property taxes.
There are three hospitals and medical centers within Springfield. Mercy Health Springfield Regional Medical Center is rated high performing in treating obstructive pulmonary disease by U.S News. In the neighboring city of Dayton, residents can find Miami Valley Hospital which is nationally ranked in urology and rated high performing in three other adult specialties and eight procedures.