Galloway is a township located in Southern New Jersey's Atlantic County. The regular community events and access to plenty of options for outdoor recreation make this an attractive destination for retirees.
Climate & Geography
The climate in Galloway is categorized as humid subtropical and experiences four distinct seasons during the year with warm, humid summers and cool, mild winters. The proximity to the Atlantic Ocean has a noticeable effect on weather in the area, bringing in cool breezes, humidity, and regular precipitation. Residents of Galloway experience half as much snowfall and more rainfall than the national average, and there are about 205 sunny days each year.
The township is situated in the Outer Coastal Plains region of New Jersey. The sandy beaches and barrier islands of the Atlantic Coast can be found to the east, while much of the surrounding terrain to the west and north fall within the Pine Barrens (also known as the Pinelands), a rural ecosystem on over one million acres of land featuring sparse pine and oak forests and a rich variety of flora and fauna. The eastern border of Galloway lies on the Atlantic Ocean, punctuated by bays, coves, and estuaries, with the Mullica River and the city of Port Republic making up the northern border. Atlantic City and it's neighboring communities are just south of Galloway.
Recreation, Culture, & Entertainment
Throughout the year, Galloway residents can attend the many events that are held throughout the year such as carnivals, parades, holiday events, and yoga classes that residents can attend with their dogs.
Much of the Pine Barrens is made up of state parks and wildlife preserves, where residents can find endless opportunities for outdoor recreation including camping, hiking, kayaking, fishing, hunting, and much more. Residents can also easily access the beaches of the Atlantic Ocean for swimming and relaxing. Golfers will enjoy the Seaview Hotel and Golf Club, which features picturesque golf courses with a hotel and spa perfect for staycations, and the Blue Heron Pines Golf Club, an 18-hole course offering golfers scenic views of the Pine Barrens.
For more entertainment options, Atlantic City is less than 30 minutes from Galloway, and features a vibrant tourism culture with famous beaches and casinos.
Cost of Living & Taxes
The cost of living in Galloway is lower than the state and national average. The low cost of housing, healthcare, and transportation are the primary factors, however utility costs are higher than the state and national average.
In New Jersey, Social Security benefits and military pensions are not taxed. When qualifications are met, seniors can exclude part of their retirement income from state income taxes. Income tax ranges from 1.4 percent to 8.97 percent, and there is a 6.63 percent combined sales tax in the township.
AtlantiCare Regional Medical Center is located less than 10 miles from Galloway. The medical center is ranked No. 7 in New Jersey and rated high performing in multiple procedures by U.S. News.