Matawan, NJ 55+ Active Adult Retirement Communities

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    Matawan is a borough located in Monmouth County. Matawan has a small-town charm with a rich history dating back to 1686. Active adults who like to explore the great outdoors will enjoy the many trails and parks. Additionally, it is located right off of the Garden State Parkway, making it easy to travel to the surrounding cities, towns, and boroughs. 

    Climate and Geography

    The climate in most of New Jersey is classified as humid subtropical which is characterized by four distinct seasons, with some influence from weather patterns originating in the Gulf of Mexico and the Northeast Atlantic. Summers in this region are hot and humid, while winters are cold to mild. Residents can expect more rainfall than average, slightly less-than-average snowfall, and approximately 206 days of sunshine throughout the year.

    Most of the surrounding terrain in Monmouth County is relatively flat and low lying. There are also several bodies of water nearby, like Raritan Bayshore, the Manasquan Inlet, and the Intracoastal Waterway. 

    Recreation, Culture, & Entertainment 

    The borough has a close-knit community and residents can enjoy a full calendar of free community events, such as parades and holiday gatherings, group exercise programs, a fishing derby, and much more. Many of the other popular activities in the area center around the natural setting of Matawan. Some places to visit include Cheesequake State Park, Henry Hudson Trail, Lake Lefferts, Freneau Woods Park, Oakshades Park, and Storyland Park. Matawan residents also have easy access to Atlantic Ocean beaches just a few miles away.

    Residents who enjoy visiting metropolitan areas will appreciate the location of the borough. New York City and Newark can be reached in less than an hour, Philadelphia is about an hour and a half away, and the Baltimore-Washington, D.C. area is less than three hours from Matawan, providing plenty of opportunities for day trips and weekend getaways to enjoy everything these cities have to offer. 

    Cost of Living & Taxes

    The cost of living in Matawan is higher than the state and national average. 

    New Jersey’s effective income tax rate is 1.53 percent for single filers and 3.37 percent for joint filers. Most forms of retirement income are exempt from state taxes, including Social Security benefits, military pensions, and railroad benefits. Other retirement income like IRAs or annuities may be excluded if taxpayers meet qualifications. 

    Homeowners who are 65+ and meet requirements can also take advantage of the state’s Property Tax Reimbursement Program. 

    Health Care

    There are numerous health care facilities in the area that residents can choose from: Hackensack Meridian Health Raritan Bay Medical Center, Hackensack Meridian Health Riverview Medical Center, Hackensack Meridian Health JFK Medical Center, Robert Wood Johnson University Hospital, Trinitas Regional Medical Center, Jersey Shore University Medical Center, NYC Health and Hospitals-Coney Hospital, Maimonides Medical Center, Newark Beth Israel Medical Center, New York Community Hospital, Robert Wood Johnson University Hospital, Overlook Medical Center, New York Presbyterian Brooklyn Methodist Hospital, and Penn Medicine Princeton Medical Center

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