Once you reach the age of 50, you’re likely to be flooded with information about AARP. But is AARP worth it? This is an excellent tool for you to use, but there’s a ton of information out there, and it’s easy to become overwhelmed. It’s also easy for you to miss out on information that can help you make the most out of your AARP membership.
Here’s some updated information to help you move into the next phase of your life with the help of AARP.
What is AARP?
To answer, ‘is AARP worth it?’ let’s start at the beginning. AARP, formerly known as the American Association of Retired Persons, was founded by Ethel Percy Andrus in 1958. It was created for people 50 and older who are interested in making the most of their time, health, and money. Since then, AARP has continued to grow, and the original mission has expanded with it.
AARP does a lot behind the scenes with Congress and the president to fight for the rights of older Americans. Some of these battles include reducing drug costs, improving health care and Medicaid, stopping fraud, and more.
Even though you originally had to be 50 to get an AARP membership, that’s no longer the case. AARP reports that you can join at any age, so if you haven’t quite reached that 50-year milestone, you don’t have to wait. Many of the benefits are only open to people aged 50, however, so if you want specific benefits, you may need to ask a representative if you qualify.
Why should you get an AARP membership?
There’s an incredible range of benefits at your disposal if you choose to get an AARP membership. You’ll have access to help with things like Social Security, retirement planning, employment, Medicare, and more.
The biggest con that comes with AARP is undoubtedly the large amount of mail you will receive from them. Most of the mail actually offers helpful tips and tricks, however, so it’s a small price to pay to have access to everything else, which we will discuss in greater detail.
How much does an AARP membership cost?
The current rate for an AARP membership is $20 per year. There are often deals, however, such as paying only $15 a year if you choose to automatically renew. This price is typically for one year only, and the price will increase to the adjusted full rate when you enter your second year with AARP.
Even better is the fact that once you join, you can add your spouse for no additional cost. So instead of paying $30 to $40 for both of you, the price is for only one membership. It’s basically a buy one, get one free deal.
Is AARP worth it? No matter what price you pay, you’ll receive some huge savings. You’ll have access to discounts for services and brands like AARP Personalized Nutrition, Wyndham, Denny’s, Exxon Mobil, and more. On average, you could potentially save hundreds of dollars if you choose to use your AARP membership. If you don’t use it as much as you anticipated, then you can always cancel, but it’s a good tool to use.
What are the main benefits of joining AARP?
Discounts are probably the most well-known benefit of joining AARP. If you get a membership with AARP, you will have access to discounts that apply to areas such as health and wellness, travel, restaurants, entertainment, technology, and more.
Examples of common benefits:
- AARP Travel can help you get ideas for your next vacation, book your destination, find the perfect restaurant, and discover which sites you would like to see.
- You can take a hearing test for free. This is available once a year, so you can keep track of how healthy your hearing is.
- If you need to rent a car, you can save around 35% with your AARP membership with Budget and Avis.
What are some lesser-known benefits of joining AARP?
There are many benefits you’ll have access to that aren’t as widely known. Here are just a few.
Job Board
Joining AARP doesn’t mean that it’s time to retire completely from the workforce. If anything, this may be your chance to quit the job that doesn’t leave you feeling satisfied and find something new, and AARP can help you do that. If you’re looking for a new career path or perhaps want to stay in the same field but wish for a new employer, you can check out the AARP job board. There are also skill builder options to help you gain new in-demand job skills so you can land the next job.
Games
According to U.S. News, you can access games designed to stimulate the brain and keep it active as a member of AARP. These include puzzles and quizzes that will keep you on your toes as you try to solve them. Some are basic crossword puzzles that AARP finds online, but other games are available only for members.
Recipes
One unexpectedly delightful perk of an AARP membership is access to their wide variety of recipes. Whether you’re a seasoned home chef or just looking for some fresh inspiration for dinner, AARP offers a collection of easy, nutritious, and flavorful recipes designed with older adults in mind. From heart-healthy meals to comfort food favorites with a healthy twist, their recipe section is full of ideas that cater to a variety of tastes and dietary needs. It’s a great resource if you’re looking to shake up your weekly meal routine or try something completely new in the kitchen.
Flowers
If you need flowers for special occasions, there are discounts available, such as getting flowers from FTD and ProFlowers. Given how expensive a bouquet can be, this could save you quite a bit.
Income Tax Calculator
If you’re still young enough that you’re required to pay taxes, it can be a pain, especially if you own your own business and don’t have an employer who takes taxes out for you. AARP offers a 1040 Income Tax Calculator, which estimates your annual income taxes. This could save you not only a lot of money, but it can also save you the stress of getting your taxes done. There won’t be any surprises that you owe because you’ll know ahead of time and can prepare accordingly.
Getting Ready for Your Retirement Lifestyle? Reach Out Today!
Once you’ve got your AARP membership and are starting to plan for the next chapter, you might also be thinking about making a move—perhaps to a 55+ community that better suits your lifestyle. If so, we’re here to help!
Our expert real estate agents specialize in working with active adults and can guide you through every step, from exploring new homes and estimating moving costs to understanding legal paperwork and community amenities. Reach out today and let us help you find the perfect place to start this exciting new stage of life.
