On Top of the World - Ocala, FL

On Top of the World Overview

On Top of the World in Ocala, FL is a beautiful active adult community in the heart of Central Florida. The planned 10,000 homes make the community one of the largest in the state. It has attracted retirees from across the country with its finely crafted homes, world-class amenities and active lifestyle.

On Top of the World is located just ten miles southwest of Ocala, FL. Surrounded by rolling hills and ancient oaks, Ocala is acclaimed as the Horse Capital of the World. The setting provides the perfect escape for active adults who want to get the most out of life. With everything that On Top of the World has to offer, it is easy to understand why so many retirees have chosen to call this 55+ community their home.

On Top of the World Amenities

On Top of the World is renowned for its world-class amenities that cater to the interests of nearly any active adult buyer. The community has a myriad of facilities that include enviable amenities such as three golf courses, several clubhouses, fitness centers, swimming pools, tennis courts, restaurants and even an RC airplane field. The Health & Recreation Center, Craft Building and Arbor Club and Conference Center are open to On Top of the World residents who purchase a Gateway of Services Pass.

There are three 18-hole golf courses at On Top of the World. The Candler Hills Golf Club is a semi-private, par 72, 7,300-yard course that features the longest par 5 in Florida with 669 yards. The Links and The Tortoise & The Hare are private courses reserved exclusively for residents and their guests of the Candler Hills neighborhood.

After a round of golf, residents can gather for drinks and a meal within the community. There are two restaurants at On Top of the World including The Pub, which is reserved for residents of On Top of the World and their guests and the Candler Hills Restaurant that's open to the public.

The Circle Square Commons acts as the entertainment and social hub for the public and residents. It includes the 800-seat Circle Square Cultural Center, which is Ocala's largest indoor venue for all forms of entertainment including performances by internationally known entertainers, theatrical productions, concerts, dances, meetings, conventions and more. The Ranch Fitness Center and Spa is Ocala's first world-class spa that is equipped with state-of-the-art cardiovascular and strength training equipment and features an exclusive selection of specialized massages, facials, body wraps, and hair and nail services.

The Master the Possibilities Education Center at the Circle Square Commons was designed to cater to the growing trend of active adults who wish to continue their education and learn new pursuits. This adult education center offers cutting edge classes in several hundred courses throughout the year including academic and special interests, fine arts and crafts, health and wellness, computer training and even culinary classes.

There are also several everyday conveniences located right on the Commons such as an ice cream shop, a deli and a farmer's market with fresh locally grown produce. Anchoring the Circle Square Commons is the Town Square, which showcases live entertainment every Friday and Saturday evening. The Town Square is complete with a stage gazebo that provides the perfect location for residents of On Top of the World to gather and unwind after a long week of golf and relaxation.

On Top of the World Homes & Real Estate

On Top of the World offers a variety unique floor plans with semi-customizable options. Homebuyers can choose from ranch single-family homes and attached villa floor plans that approximately range from 1,000 to over 3,000 square feet. Most homes feature concrete block, steel stud and stucco construction. All new homes qualify as Energy Star rated by employing innovative building techniques to save on energy costs.

In addition to the new construction homes, there is a wide assortment of pre-owned resale homes at On Top of the World. Construction of the community started in the early 1980s and there has since been numerous home styles and floor plans offered. Buyers can select from intimate villas all the way to stately homes with magnificent golf course views. Depending on the neighborhood, association fees cover a varying degree of home and lawn maintenance.

On Top of the World is divided into several neighborhoods, such as Windsor, Stonebridge, Candler Hills, Indigo East, Avalon, Providence, Williamsburg, Friendship Colony, Friendship Park, Friendship Village, Crescent Ridge, Americana Village, Crescent Green, and Renaissance. The largest section is commonly referred to as On Top of the World Central. Residents in the Central neighborhood enjoy fully maintained homes and lawns included in their monthly association dues.

Candler Hills is composed of elegant and stylish estate homes, this gated neighborhood offers an intimate upscale appeal and gorgeous golf course views. Plus, residents of Candler Hills enjoy exclusive use of the Candler Hills Community Center, an ideal place to gather with friends and mingle with neighbors. Residents of Candler Hills are also permitted to use all of the facilities in On Top of the World.

Indigo East is a non-gated neighborhood offering a community center with an outdoor pool. Indigo East enjoys the lowest association fees of any On Top of the World neighborhoods but homeowners are responsible for their own home and lawn maintenance. For an additional fee, residents of Indigo East are permitted use of the amenities in On Top of the World.

On Top of the World Lifestyle

The lifestyle in On Top of the World is scarcely matched by any active adult community in the country. There are over 200 organized clubs and interest groups that are sure to keep residents busy and socially active all year long. Plus, there is a vast array of community activities, events and classes offered every day of the week.

Homeowners can join a club, take a class, or pick up a new hobby such as painting, ceramics, yoga or fresh air fitness. Some of the other clubs and activities include RC flyers, red hatters, golf, bocce bowling, happy hour, pickleball, Irish club, garden club, travel club, theatre club, teacher's club, and snowbird club. With so many activities and clubs to participate in, active adults will never have a dull moment living in On Top of the World.

Area

With everything the community has to offer, residents of On Top of the World might never feel the need to leave. But when it is time to venture out, the surrounding area has a lot to offer. There are several nearby conveniences accessible via golf cart including two grocery stores, a post office, several restaurants, beauty shops and banks. There is bus service from On Top of the World to several nearby shopping areas.

There are many exciting attractions surrounding On Top of the World. Downtown Ocala offers great shopping and restaurants. Silver Springs Park is one of the oldest attractions in Florida. For over 50 years visitors have been entertained with the glass bottom boat rides on Silver Springs. Rainbow River State Park in Dunnellon offers gorgeous nature trails and year round swimming in the 72 degree clear waters of the natural springs.

The Florida Horse Park is just ten miles away and offers enjoyable rodeos, tractor pulls and 4H shows. Places like the Kennedy Space Center, Disney World, Sea World and Universal Studios are accessible in less than 90 minutes. Plus, Tampa and Orlando's airports are readily accessible making trips to other destinations around the country a breeze. On Top of the World in Ocala is truly a great active adult community that has everything to offer 55+ homeowners in Central Florida.

Villas
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Villas

Price Range: Below $100k – High $100s

Attached villas are available on a resale-only basis. These homes offer 1,092 to 1,856 square feet of living space. They have two bedrooms, two bathrooms, and attached one or two-car garages. Please Note: Not all floor plans are available at this time.

Model Name Sq. Ft. Beds Baths Garage
Olympia 1,092 2 2 1
Grand Lafayette 1,215 2 2 1
Philadelphian 1,249 2 2 1
Charlotte 1,322 2 2 1
Birmingham 1,369 2 2 1
Montgomery 1,409 2 + Den 2 2
Delphina 1,420 2 2 1
Bostonian 1,504 2 2 2
Columbia 1,728 2 + Den 2 2
Oakbridge 1,738 2 + Den 2 2
Winthrop 1,749 2 + Den 2 2
Augusta 1,856 2 + Den 2 2
Sienna Ask Agent 2 2 2
Newport Ask Agent 2 2 1
Philaphelphian II Ask Agent 2 2 1

Candler Hills
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Candler Hills

Price Range: Low $100s – Mid $200s

Candler Hills neighborhood is comprised of single-family homes that offer 1,220 to 2,631 square feet of living space. They have two or three bedrooms, two bathrooms, and an attached two-car garage. These homes are available on a resale-only basis.

Model Name Sq. Ft. Beds Baths Garage
Hyacinth 1,220 2 2 2
Bonnybridge 1,585 2 2 2
Westross 1,605 2 + Den 2 2
Hydrangea 1,853 3 3 2
Muirfield 1,859 3 + Den 2 2
Skye 1,945 2 + Den 2 2
Heather 1,991 3 2 2
Fortrose 2,058 3 2 2
Dundee 2,093 3 2 2
Waterford 2,093 3 + Den 2 2
Huntley 2,185 3 2 2
Ayreshire 2,631 3 2 2

Single Family Homes
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Single Family Homes

Price Range: Mid $100s – Low $300s

Single-family homes found throughout various neighborhoods in On Top of the World offer 1,204 to 2,405 square feet of living space. These detached homes have one to three bedrooms, two bathrooms, and one or two-car garages. These single-family floor plans are available on a resale-only basis.

Model Name Sq. Ft. Beds Baths Garage
Atwell 1,204 2 2 2
Granada II 1,218 2 2 2
Franklin 1,379 2 + Den 2 2
Sheffield 1,407 2 + Den 2 2
Dover 1,427 3 2 2
Wakefield 1,503 2 + Den 2 2
Washington 1,521 2 2 2
Corinth II 1,544 2 2 2
Hamilton 1,551 1 + Den or 2 2 1
Hanover 1,669 2 + Den 2 2
Jamestown 1,702 2 2 2
Kingston 1,758 2 + Den 2 2
Madison 1,760 2 2 2
Essex 1,819 2 + Den or 3 2 2
Waterford 2,095 2 + Den 2 2
Danbury 2,405 3 + Den 2 2
Jefferson Ask Agent 2 + Den 2 2

Premier Series
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Premier Series

Price Range: Mid $100s – Mid $300s

Premier Series single-family homes offer 1,468 to 2,420 square feet of living space. These homes have two or three bedrooms, two or three bathrooms, and an attached two or two-and-a-half-car garage. These homes are available as new construction or resale.

Model Name Sq. Ft. Beds Baths Garage
Marina 1,468 2 + Den 2 2
York 1,680 2 + Den 2 2
Saxony 1,750 2 + Den 2 2
Alban 1,805 2 2 2.5
Berkshire 2,077 2 + Den or 3 2 2.5
Westminster 2,420 3 3 2.5

Estate Series
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Estate Series

Price Range: Mid $200s – Low $400s

Estate Series single-family homes have views of the Candler Hills Golf Course. These homes offer 1,756 to 2,800 square feet of living space with two or three bedrooms and two or three bathrooms. They have an attached two to three-car garage and are available as new construction or resale.

Model Name Sq. Ft. Beds Baths Garage
Kippin 1,756 2 + Den 2 2
Hydrangea 1,853 3 3 2
Aberdeen 1,903 3 2 2
Lochearn II 2,010 3 2 2.5
Argyll 2,170 3 3 3
Huntley II 2,188 3 2 2.5
Sterling Grand 2,447 3 + Den 2 2.5
Glasgow 2,460 3 3 3
Newburn 2,600 3 + Den 2 3
St. Andrews 2,800 2 + Den 2 3

Masterpiece Series
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Masterpiece Series

Price Range: High $200s – Low $400s

Masterpiece Series single-family homes are the largest homes offered in On Top of the World. These homes offer 2,923 or 3,039 square feet of living space. They have three bedrooms, two-and-a-half or three bathrooms, and an attached two-and-a-half or three-car garage. These homes are available on a resale-only basis.

Model Name Sq. Ft. Beds Baths Garage
Prestwick 2,923 3 + Den 3 3
Stonehaven 3,039 3 + Den 2.5 2.5

On Top of the World Amenities

Health & Recreation Facility

The Health & Recreation Center, Craft Building and Arbor Club and Conference Center are open to all residents who purchased a Gateway of Services Pass.

  • Health & Recreation Facility
  • State-of-the-Art Fitness Center
  • Group Exercise Room
  • Steam Rooms & Saunas
  • Whirlpools
  • Locker Rooms
  • The Pub Restaurant
  • Library
  • Meeting Room
  • 1500 Seat Ballroom
  • Golf Pro Shop
  • Outdoor Pool & Spa
  • 2 Racquetball Courts
  • 4 Tennis Courts
  • 2 Pickleball Courts
  • 8 Shuffleboard Courts
  • Horseshoe Pits
  • Mini Golf
  • Softball Field
  • Gardening Plots
  • Picnic Pavillion
  • Golf Pro Shop
  • Dog Park
  • Playground for Grandkids
  • Walking & Biking Trails

Craft Building

The Craft Building provides spaces for arts & crafts and other recreational activities.

  • Craft Building
  • Card Room
  • Billiards Room
  • Arts & Crafts Studio
  • Woodworking Shop
  • Meeting Room

Arbor Club & Conference Center

Arbor Club & Conference Center offers the following amenities:

  • Arbor Club - 10,000 Sq. Ft.
  • Fitness Room
  • Locker Rooms
  • Olympic-sized Indoor Pool
  • Aerobics & Dance Studio
  • Conference Center
  • Ballroom
  • Live Oak Hall
  • Cypress Hall
  • Hibiscus Cafe
  • Tennis Pro Shop
  • Outdoor Pool & Spa
  • 6 Tennis Courts
  • 4 Bocce Ball Courts
  • Long Leaf Trail
  • R.C. Flying Field

Candler Hills Community Center

Candler Hills Community Center is open only to residents of Candler Hills neighborhood.

  • Candler Hills Community Center
  • Candler Hills Restaurant
  • Card Room
  • Catering Kitchen
  • Ballroom
  • Meeting Room
  • Outdoor Pool & Spa
  • Golf Pro Shop
  • Candler Hills 18-Hole Semi-Private Course
  • The Links 18-Hole Private Golf Course
  • The Tortoise & Hare 18-Hole Private Golf Course
  • Driving Range & Putting Green Area

Indigo East Community Center

Indigo East Community Center is open to residents of Indigo East neighborhood only.

  • Clubhouse
  • Ballroom
  • Meeting Room
  • Catering Kitchen
  • Outdoor Pool & Spa
  • Outdoor Patio
  • Dog Park

Circle Square Commons

Circle Square Commons is the entertainment and social hub of the community open to residents and the public.

  • Master the Possibilities Education Center
  • The Ranch Fitness Center & Spa
  • On Top of the World Design Studio
  • Circle Square Cultural Center
  • 2 Restaurants
  • Town Square

On Top of the World Clubs, Groups, Activities & Classes

There are over 200 clubs and activities in On Top of the World. Here is a sample of some of the clubs, activities and classes offered here.

  • 100 Grandparents
  • Alpha Investment Group
  • American Jewish Club
  • Aqua Belles
  • Arbor Club
  • Arbor Tennis Club
  • Artistic Crafts & Gifts
  • Avalon Social Club
  • Ballet Club
  • Basketball
  • Billiard Club
  • Blood Bank
  • Bocce Ball
  • Bowling
  • Bridge Practice
  • Bunco
  • Bundicious Chicks
  • Bus Ocala Run
  • Candler Connection
  • Candler Hills Men's Golf Assoc.
  • Car Scanner Decals
  • Cardio Mix
  • Cards
  • Caribbean Club
  • Casino Nights
  • Ceramics Class
  • Cert
  • Chess
  • Chorus
  • Chorus Concert
  • Circle Squares Square Dancers
  • Community Patrol
  • Computer Club
  • Continuing Education Classes
  • Craft Fairs
  • Crocheting & Knitting
  • D'Clowns
  • Dance
  • Dancin' on the Top
  • Dancing Singles
  • Day Trips
  • DBD Classes
  • Decorating Committee
  • Democratic Club
  • Dominoes
  • Embroidery Chicks
  • Entertainment on the Town Square
  • Expos
  • Family History
  • Farmer's Markets
  • French Club
  • Fresh Air Fitness
  • Game Night
  • Garden Club
  • Genealogical Society
  • General Frances Stamp Club
  • Get Acquainted Coffee
  • Girls Night Out
  • Glow Bunco
  • Golf
  • Greyhound Club
  • Hand & Foot
  • Happy Hour
  • High Tea
  • Hoofin it for Hospice
  • Hoosier Club
  • Horseshoes
  • Illinois Club
  • Indigo Social Club
  • Irish Club
  • Italian/American Club
  • Karaoke Friends
  • Kickboxing
  • Kingdom of the Sun
  • Knit Witts
  • Ladies Golf
  • Lambda
  • Library
  • Lifelong Learning
  • Line Dancing
  • Men's Golf
  • Miniature Golf
  • Model Railroaders
  • Monday Night Bridge
  • Music Concerts
  • Native Plant Group
  • Neighbors of Windsor
  • New England Club
  • NY/NJ Club
  • Original Karaoke Group
  • Painting
  • Pickleball
  • Racquetball
  • Rags to Riches Sale
  • RC Flyers
  • Red Hatters
  • Republican Club
  • ROMEO Club
  • Sail Away Cruise Club
  • Scandinavian/American Club
  • Sewing
  • Sewing Bees
  • Shuffleboard
  • Shuffleboard Club
  • Shutterbugs Photo Group
  • Side Kick Western Dance Club
  • Singles Club
  • Snowbird Club
  • Softball
  • Southern Club
  • SPCA
  • Square Dancing
  • Stamp Club
  • Sunshine Quilters
  • Sunshine Singers
  • Tai Chi
  • Talent Shows
  • Tall Tale Traveler's
  • Teachers Club
  • Tennis
  • Theatre Group
  • Travel Toppers
  • Unique Birders
  • Veterans Club
  • Visually Impaired Support Group
  • Women of the World
  • Wood Carving
  • Woodworking
  • Yoga
Loading Map...
On Top of the World
8445 SW 80th St.
Ocala, FL 34481
Marion County

Community Reviews

Average Rating (4.3/5.0)
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Ernie & Nancy (Resident/Homeowner)  |   Rating

We moved into Friendship Village in OTOW approximately a month ago and love it. Our neighborhood is very quiet and the neighbors very friendly. Customer Service has been very helpful and the maintenance of the outside is great. The guards and gates give us a very secure feeling. We looked into other communities before moving here and OTOW was far and away superior. No complaints here.


sc of Friendship Village (Resident/Homeowner)  |   Rating

In regards to the yard maintenance is that great for sure. I live in Friendship Village
and we get our yards done every 3 weeks and terrible when they do it. They leave big
patches that they miss mowing and the trimming is terrible. Sure they have a lack of employees
and dont pay them very good as I was told by one of the workers.
We pay good HOA fees and they have their rules but the yard maintenance needs a lot of improvements. Other than that I love it here. Why cant they work on the maintenance in our section.


Marilyn R. (Resident/Homeowner)  |   Rating

Mike who posted a review in 2013 is totally wrong. If you purchase a villa, you own it. It's the land that is leased, but it's a 99 year lease and there is no rent payment for the land. It was included in the price of the villa. We've been here almost five years and it's beautiful and well kept. I have also never seen a tattooed motor cyclist wearing a skull and crossbones jacket.

Our villa is 1,341 square feet contains a living room, dining room, kitchen, lanai, two bedrooms and two bathrooms, which is plenty for two adults. Our second bedroom is used as a guest room. As for the comment about the grounds, OTOW maintains everything in front of the house and the lawn and leaf removal in both front and back. Trimming bushes or flowers in the back is the homeowners responsibility.

We enjoy it here and are year-round residents.


PHF (Resident/Homeowner)  |   Rating

I'd just like to comment on the tattoo faces and loud motorcycles. I have yet seen a tattoo face or seen or heard a motorcycle. I've been a resident for 2 years and I live in a villa and love it! Only other thing I can say is if you are unhappy at OTOW move.


Tennessee Vol Fan (Resident/Homeowner)  |   Rating

I bought a fully furnished villa in April this year and could not be happier with it. We still live in TN and come down every chance we get and can not wait till we are full time residents. I have not met a single person that I would not call a future lifelong friend. If you will try there stay and play offer you will see why I fell in love with this place, Ocala is a wonderful place to live and OTOW is the best choice.


BTH (Resident/Homeowner)  |   Rating

I have lived here for a little over 4 months. Over the course of a year I researched many different 55+ communities in FL and always seemed to come back to OTOW. While most of the other communities are cheaper to purchase, and the HOA fees lower, I really didn't want to live in a trailer (modular) with an attached carport, which seems to be mainly what is offered here in Florida. Many of these other communities didn't have the range of amenities offered here.

Yes, in the ads for the community, you won't see the villas mentioned. I guess this is supposed to be a well-kept secret that the On Top Of The World real estate people don't want you to know about. They want to sell the big bucks housing! While I am sure that the stand-alone homes are beautiful, the square footage is just too much for some people, myself included. I never even considered a free-standing home. They were too expensive for me. I live in one of the villas and it is just fine for me.

I feel very safe here. This is a gated community with a guard, the streets are private so not just anybody can drive through. There are security cameras everywhere. One at each gate records the license plate of every vehicle leaving. Even the local sheriff's department agrees that this is a very safe community to live in.

For those who have posted comments in this section regarding "bikers" or stating that OTOW does not keep up the lawns here - that's just balderdash! Yes, there are motorcyclists here but they are not the rowdy Hell's Angels that the complainers insist they are. No, I haven't experienced bikes blasting in and out of the community.

Regarding the complaint about the maintenance, there are crews who work diligently and cover this ENTIRE community once a week, excluding Saturdays and Sundays. I walk my entire "Friendship" community here every week and see them doing different streets every day. This is a HUGE job! They work their way across the entire expanse of OTOW, then the next week, start at it all over again! There are some people here who are totally fanatical about their property and are out there every day blowing leaves off lawns and driveways. Me? I am very happy to leave it to the groundskeepers once a week.

If golf is your thing, this is a wonderful place. As far as the other amenities are concerned, there are a ton of classes - many offered for free - presented by Master The Possibilities. As I am at the bottom of the age bracket allowed here, most of the clubs seem to be for those older than I am. I guess in the coming years, with the older generation of residents passing on, things will change.

In closing, I'd like to say that this is an enjoyable place to live. Very convenient to grocery stores and banks. Downtown Ocala is not 10 minutes away.

I would highly recommend OTOW to anybody looking for a 55+ community.


Gary Z (Resident/Homeowner)  |   Rating

My husband and I traveled all of Florida, comparing communities, amenities, prices. We realized we needed to generate a list of our priorities: amenities fees, number of amenities, exercise possibilities, life long learning and allowing 2 lap dogs under 15 pounds,insurance prices, maintenance, etc. For those of you who love dogs, you will find a limited number of communities that will allow dogs, let alone two. Armed with our list, we found places, but the purchase prices and amenities fees were very high or they offered very limited amenities.When we came here, however, we found reasonable prices, a beautifully maintained community, a doggy park , life long learning classes, a well equipped rec center, offering not only machines, free weights and classes, but also separate men and women's saunas, whirlpool and steam rooms, along with racquetball, wallyball, etc, dances, Farmer's Market, every club u can imagine and outdoor games such as golf, softball, bocce, horseshoes, remote planes, two wonderful pools and one incredible indoor pool. The list goes on. No, we do not have roaring motorcycles going by nor have we seen any tattooed faces. There are free standing homes with higher price tags and the villas, which leave extra money in your pocket if u want a lower purchase price. We decided to Snowbird and keep our beautiful, lakefront Michigan home, so the villas afforded us this choice. The only complaint we have is the online marketing, which doesn't even mention the villas and obviously is meant to present the community as one of only upscale free standing homes. We were fortunate in having an Ocala based realtor, who showed us the villas in our price range. I doubt we would've known they even existed had we come for their promotional visit. Our villa is 1800 square feet and lovely. Having ten wooded acres back in Mi to maintain, we welcome having our yard maintained through our amenties fee while we kick back with a glass of wine and a good book, or go to classes or events.This place and its villas is a hidden, non advertised gem. We are so happy to have found it.


Joe Nowotny (Resident/Homeowner)  |   Rating

This is the place to live if you are looking for an active 55 and over community. You are never too young, I'm 56 and I fit right in.


David   |   Rating

I'd like to comment just on the review that said you should only go to On Top of the World if you like "facial tattoos, skull-and-cross bone jackets, and motorcycles with no mufflers roaring by your house."

That statement is entirely, completely, without qualification, a lie. False, without any truth. The rest of his bilious post is false too. He doesn't actually have any knowledge or experience of On Top of the World.


Drena Chauncey (Resident/Homeowner)  |   Rating

We wouldn't live anywhere else. I agree with all the positive reviews, I read them all. I don't understand the few cranky grouches who may not have a life. We have a motorcycle that is just as quiet as our car. I have never seen any heavily tatooed, this is a very classy place and I would be proud to invite anyone here. The landscaping is always well manicured, the homes are painted every 6 years in a color of our choice as long as its approved, its quiet and peaceful, there's a park for dog lovers, one side for big dogs and another for the little ones, there's so many amenities here, too many to list. You just have to come and check it out. We are so glad we found this place to retire and spend the rest of our days here and I hope there are many, we've been here 3 years.


natalie turner (Resident/Homeowner)  |   Rating

Love it here.Very relaxed feeling and the feeling of being safe. People are very friendly. Wonderful to be near all the shopping and Drs.


Home Owner (Resident/Homeowner)  |   Rating

In my opinion this is the best bang for the buck in Ocala. The clubs are
numerous and you can be as busy as you want. I bought a house for
a reasonable price with the only problem being the landscaping in the
backyard. I figured I could work with the Master Association to fix
problems and I was willing to spend some money. In my opinion the
landscaping up keep is the worst I have ever seen. I have lived in Condos and HOA'a throughout Florida and again never have seen
this level of indifference. In my opinion this is a good buy but be
aware that landscaping in my opinion, is the worst problem here.


Sharon Coldiron (Resident/Homeowner)  |   Rating

I dont think they keep the yards up. Is that because of the heat???


Very Pleased (Resident/Homeowner)  |   Rating

We moved to OTOW from the West Coast and love it. Not all property are leasehold. We own our house and the lot. I have yet to see people with tattoos etc. Yes, there are motorcycles but these a respectable retired people who go on occasional organized bike rides. You will always get complainers wherever you go. We need to stop and smell the roses and appreciate all that OTOW has to offer and it is a lot! We are very pleased to have moved here. We had done extensive research and looked at many retirement communities in three different States before settling here at OTOW. No regrets whatsoever.


Marilyn (Resident/Homeowner)  |   Rating

This place is great and not all properties are leasehold. Homes in Candler Hills and Indigo East are freehold homes. We checked out several retirement communities in Central FL and OTOW was by far the BEST. Of course some people are hard to please no matter where they live. You have to check the place out for yourself.


Mike (Resident/Homeowner)  |   Rating

I own a single family home in Candler Hills East since 2007. We purchased here because of the rules and supposive wheelchair access. I am confines to a wheelchair and when we first bought I could lift myself from the pool deck back into my chair. Late in 2007 I had heart surgery and am no longer that strong. OTOW provides a lift for the one indoor pool but refuses to add a lift for our outdoor pool. The reason being is TOO EXPENSIVE. So if you are in a wheelchair or consider there may be a chance you may one day be confined......OTOW is not the place to buy.


Everett D. Rafferty (Resident/Homeowner)  |   Rating

Quiet, convenient, secure neighborhood with the amenities that suit us. We are very pleased to be a part of the On Top of the World, Florida community.


Diane (Resident/Homeowner)  |   Rating

I purchased a villa in 2011 for 72K. I love it! Since we do not own the land, sometimes its a bit discouraging to follow all the HOA rules, but they are there to stop OTOW from becoming a rundown motorhome park. And I agree. OTOW is well maintained: the streets, landscaping, mature trees, all the common areas, the entrances. I proudly bring my out-of-state visitors to my home, and they always comment about how very nice it is. The amenities are next to none. You can participate, or not, as much as you wish. We happen to be motorcycle enthusiasts, and we travel a lot; therefore the maintenance, which is included, is a godsend to us.

I feel the need to say that the motorcyclists currently living in OTOW are very respectful, as we are. Change is hard to handle sometimes, and people 20 years younger than I am are definitely going to have their own ideas, but I find that to be refreshing and just another reason for an HOA to be successful.


Marylou   |   Rating

A decade ago, an OTOW villa cost over $100K and were mostly filled with the nicest middle-Americans of the WWII age (the Greatest Generation). Now the villas sell for $50K and the oldsters are dying or leaving for assisted living. They are being replaced by a lower strata of baby boomers (the Me, Me, Me Generation). The newbies drove us crazy before they drove us out. If you are looking for a stable population with any hope of increasing property values, don not look at the leases at OTOW.


Paul Burrey (Resident/Homeowner)  |   Rating

Resident for 1 year. After a year living in OTOW, I feel it is appropriate to insert my review. I honestly believe for the money (purchase price and HOA fee) you could not find a better or more entertaining place to live in central FL. OTOW provides real security and a quiet clean environment. Everything you need is just a golf cart ride away. Activities are limitless in number. My sister came for a visit recently and bought a home within a week. Like me, she appreciated the value she saw here.


Kathy (Resident/Homeowner)  |   Rating

Fantastic place! We love all the activies and clubs. This cart friendly community is great. Leave the car in the garage and save gas! It is just a short golf cart drive to the shopping area with groceries, hair, nails, gift shop, post office, diner, barber, dentist, eye exams, doctors ofice and many other places for us when we do not want to drive to far.
The On Top of the World communities are by far the best in the area. It has three nice golf courses if you play golf you will love this. We have lived her for 7 years and this is our second purchase. We wanted to downsize because of health issues and did not want to leave OTOW.
The plus of living here is that we are close to doctores and hospitals. Ocala Fl. has the best hospitals and doctors in Florida!


Susan (Resident/Homeowner)  |   Rating

I bought my home here for a very reasonable price. When I retired, the economy wasn't what I had planned for, so I'm very thankful to have a nice, clean home in Florida for a lower cost. The homes are technically on a 99-year lease, but I'm not going to be around in 99 years to worry about it! Love the location, the amenities, and that there are always people around. The only downside is that it's not closer to the beach!


Mike   |   Rating

Beware! OTOW used to be nice but now only good marketing masks the rapid slide into a less desirable place to live. Since it is just a lease and you do not own any land or building, you have no control -- the rules are changed arbitrarily and enforced unevenly. As the quality deteriorates, prices have fallen to a level of a mobile home park and is attracting the same type of resident. If you like facial tattoos, skull-and-cross bone jackets, and motorcycles with no mufflers roaring by your house, you'll like OTOW,s new look. Central Florida is a wonderful place to retire. But you'd do well to choose one of the 50 other communities in this former long-time resident's opinion.


Joan D. (Resident/Homeowner)  |   Rating

I just bought a cute little 2 bedroom home in OTW Central for under $50k and the monthly dues include all the home and yard maintenance. I wanted something easy for me to maintain so that I could spend more time participating in community events and clubs. I am still a newbie so I haven't even tried out all the amenities yet but I've met a lot of nice people and have felt very welcomed.

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On Top of the World
On Top of the World
8445 SW 80th St.
Ocala, FL 34481
Marion County

Real Estate/Home Sales: (352) 877-2083

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