On Top of the World - Ocala, FL

Builder: On Top of the World Communities
Price Range:Below $100k – Mid $200s
Home Types:Single Family, Attached
Number of Homes:10,000
New/Resale:New and Resale Homes
Age Restriction:55+
Construction Dates:1981 – Present
Rating: 15 Reviews

On Top of the World Real Estate Expert

Foxfire Realty
Lic. # SL688573
Want to learn more about On Top of the World? Ron is a real estate agent who specializes in helping buyers and sellers in this community. He can help you find new and resale homes for sale.

On Top of the World Overview

On Top of the World in Ocala, Florida is a beautiful active adult community in the heart of Central Florida. The planned 10,000 homes make the community one of the largest in the state. It has attracted retirees from across the country with its finely crafted homes, world-class amenities and active lifestyle.

On Top of the World is located just 10 miles southwest of Ocala, FL. Surrounded by rolling hills and ancient oaks, Ocala is acclaimed as the Horse Capital of the World. The setting provides the perfect escape for active adults who want to get the most out of life. With everything that On Top of the World has to offer, it is easy to understand why so many retirees have chosen to call this community home.

On Top of the World Amenities

On Top of the World Florida is renowned for its world-class amenities that cater to the interests of nearly any active adult buyer. The community has a myriad of facilities that include enviable amenities such as three golf courses, several clubhouses, fitness centers, swimming pools, tennis courts, restaurants and even an RC airplane field.

The Circle Square Commons is the heart and soul of On Top of the World. The Commons acts as the entertainment and social hub for the community's residents. It includes the 800-seat Circle Square Cultural Center, which is Ocala's largest indoor venue for all forms of entertainment including performances by internationally known entertainers, theatrical productions, concerts, dances, meetings, conventions and more. The Ranch Fitness Center and Spa is Ocala's first world-class spa that is equipped with state-of-the-art cardiovascular and strength training equipment and features an exclusive selection of specialized massages, facials, body wraps, and hair and nail services.

The Master the Possibilities Education Center at the Circle Square Commons was designed to cater to the growing trend of active adults who wish to continue their education and learn new pursuits. This adult education center offers cutting edge classes in several hundred courses throughout the year including academic and special interests, fine arts and crafts, health and wellness, computer training and even culinary classes.

There are also several everyday conveniences located right on the Commons such as an ice cream shop, a deli and a farmer's market with fresh locally grown produce. Anchoring the Circle Square Commons is the Town Square, which showcases live entertainment every Friday and Saturday evening. The Town Square is complete with a stage gazebo that provides the perfect location for residents of On Top of the World to gather and unwind after a long week of golf and relaxation.

There are three 18-hole golf courses at On Top of the World. The Candler Hills Golf Club is a semi-private, par 72, 7,300-yard course that features the longest par 5 in Florida - 669 yards. The Links and The Tortoise & The Hare are private courses reserved exclusively for residents and their guests.

After a round of golf, residents like to gather for drinks and a meal with friends. There are two restaurants at On Top of the World including the Candler Hills Restaurant open to the public and The Pub, which is reserved for residents of On Top of the World and their guests.

On Top of the World Homes & Real Estate

On Top of the World Communities offers a variety unique floor plans with semi-customizable options. Homebuyers can choose from ranch single-family and attached villa floor plans that range from 1,100 to over 2,900 square feet. Homes in On Top of the World feature concrete block, steel stud and stucco construction. All new homes qualify as Energy Star rated by employing innovative building techniques to save on energy costs.

In addition to the new construction homes, there is a wide assortment of pre-owned resale homes at On Top of the World. Construction of the community started in the early 1980s and there has since been numerous home styles and floor plans offered. Buyers can select from intimate villas all the way to stately homes with magnificent golf course views. Depending on the neighborhood, association fees cover a varying degree of home and lawn maintenance.

On Top of the World is divided into several neighborhoods. The largest section is commonly referred to as On Top of the World Central. Residents in the Central neighborhood enjoy fully maintained homes and lawns included in their monthly association dues. There are a wide assortment of pre-owned resale homes and new construction single-family residences and villas in this neighborhood.

Candler Hills is one of the newest enclaves in On Top of the World Florida. Composed of elegant and stylish estate homes, this gated neighborhood offers an intimate upscale appeal and gorgeous golf course views. Plus, residents of Candler Hills enjoy exclusive use of the Candler Hills Community Center, an ideal place to gather with friends and mingle with neighbors. Residents of Candler Hills are also permitted to use all of the facilities in On Top of the World Central.

Indigo East is a non-gated neighborhood offering a community center with an outdoor pool. Indigo East enjoys the lowest association fees of any On Top of the World neighborhoods but homeowners are responsible for their own home and lawn maintenance. For an additional fee, residents of Indigo East are permitted use of the amenities in On Top of the World Central.

On Top of the World Lifestyle

The lifestyle in On Top of the World is scarcely matched by any active adult community in the country. There are over 200 organized clubs and interest groups that are sure to keep residents busy and socially active all year long. Plus, there is a vast array of community activities, events and classes offered every day of the week.

Homeowners can join a club, take a class, or pick up a new hobby such as painting, ceramics, yoga or fresh air fitness. Some of the other clubs and activities include RC flyers, red hatters, golf, bocce bowling, happy hour, pickleball, Irish club, garden club, travel club, theatre club, teacher's club, and snowbird club. With so many activities and clubs to participate in, active adults will never have a dull moment while living in On Top of the World.


With everything the community has to offer, residents of On Top of the World might never feel the need to leave. But when it is time to venture out, the surrounding area has a lot to offer. There are several nearby conveniences accessible via golf cart including two grocery stores, a post office, several restaurants, beauty shops and banks. There is bus service from On Top of the World to several nearby shopping areas.

There are many exciting attractions surrounding On Top of the World. Downtown Ocala offers great shopping and restaurants. Silver Springs Park is one of the oldest attractions in Florida. For over 50 years visitors have been entertained with the glass bottom boat rides on Silver Springs. Rainbow River State Park in Dunnellon offers gorgeous nature trails and year round swimming in the 72 degree clear waters of the natural springs.

When grandchildren come to visit, there are endless destinations nearby to keep them entertained. The Florida Horse Park is just ten miles away and offers enjoyable rodeos, tractor pulls and 4H shows. Places like the Kennedy Space Center, Disney World, Sea World and Universal Studios are accessible in less than 90 minutes. Plus, Tampa and Orlando's airports are readily accessible making trips to other destinations around the country a breeze.

On Top of the World Amenities
Recreation Center
  • Health & Recreation Building
  • State-of-the-Art Fitness Center
  • Steam Rooms & Saunas
  • Whirlpools
  • Locker Rooms
  • The Pub Restaurant
  • Library
  • 1500 Seat Ballroom
  • Golf Pro Shop
  • Outdoor Pool
  • 2 Racquetball Courts
  • 2 Tennis Courts
  • 6 Pickleball Courts
  • 8 Shuffleboard Courts
  • Horseshoe Pits
  • Mini Golf
  • Softball Field
  • Gardening Plots
  • RC Flyers Field
  • Picnic Pavillion
  • Playground for Grandkids
  • Walking & Biking Trails

Craft Building
  • Craft Building
  • Card Room
  • Billiards Room
  • Arts & Crafts Studio
  • Woodworking Shop
  • Meeting Room

Arbor Club
  • Arbor Club
  • Hibiscus Cafe
  • Indoor Pool
  • Outdoor Pool & Spa
  • Aerobics & Dance Studio
  • Social Hall
  • 6 Tennis Courts
  • 4 Bocce Ball Courts

Candler Hills Community Center
  • Candler Hills Community Center
  • Outdoor Pool
  • Golf Driving Range

Arbor Conference Center
  • Live Oak Hall
  • Cypress Hall
Price Range: Below $100k – Mid $200s


Model Name Sq. Ft. Beds Baths Garage
Olympia 1,092 2 2 1
Grand Lafayette 1,215 2 2 1
Birmingham 1,369 2 2 1
Delphina 1,420 2 2 1
Bostonian 1,504 2 2 2
Columbia 1,728 2 + Den 2 2
Oakbridge 1,738 2 + Den 2 2
Winthrop 1,749 2 + Den 2 2
Augusta 1,856 2 + Den 2 2
Sienna Ask Agent 2 2 2
Philadelphian Ask Agent 2 2 1
Newport Ask Agent 2 2 1
Philaphelphian II Ask Agent 2 2 1
Montgomery Ask Agent 2 + Den 2 2
Candler Hills
Price Range: Below $100k – Mid $200s


Model Name Sq. Ft. Beds Baths Garage
Hyacinth 1,220 2 2 2
Bonnybridge 1,585 2 2 2
Westross 1,605 2 + Den 2 2
Hydrangea 1,836 3 3 2
Muirfield 1,859 3 + Den 2 2
Skye 1,945 2 + Den 2 2
Heather 1,991 3 2 2
Fortrose 2,058 3 2 2
Dundee 2,093 3 2 2
Waterford 2,093 3 + Den 2 2
Huntley 2,185 3 2 2
Ayreshire 2,631 3 2 2
Single Family Homes
Price Range: Below $100k – Mid $200s


Model Name Sq. Ft. Beds Baths Garage
Atwell 1,204 2 2 2
Granada II 1,218 2 2 2
Franklin 1,379 2 + Den 2 2
Sheffield 1,407 2 + Den 2 2
Dover 1,427 3 2 2
Wakefield 1,503 2 + Den 2 2
Washington 1,521 2 2 2
Corinth II 1,544 2 2 2
Hamilton 1,551 1 + Den or 2 2 1
Hanover 1,669 2 + Den 2 2
Jamestown 1,702 2 2 2
Kingston 1,758 2 + Den 2 2
Madison 1,760 2 2 2
Essex 1,819 2 + Den or 3 2 2
Waterford 2,095 2 + Den 2 2
Danbury 2,405 3 + Den 2 2
Jefferson Ask Agent 2 + Den 2 2
Premier Series
Price Range: Below $100k – Mid $200s


Model Name Sq. Ft. Beds Baths Garage
Marina 1,468 2 + Den 2 2
York 1,680 2 + Den 2 2
Saxony 1,750 2 + Den 2 2
Alban 1,805 2 2 2.5
Berkshire 2,077 2 + Den or 3 2 2.5
Westminster 2,420 3 3 2.5
Estate Series
Price Range: Below $100k – Mid $200s


Model Name Sq. Ft. Beds Baths Garage
Kippin 1,756 2 + Den 2 2
Hydrangea 1,853 3 3 2
Aberdeen 1,903 3 2 2
Lochearn II 2,010 3 2 2.5
Huntley II 2,188 3 2 2.5
Sterling Grand 2,447 3 + Den 2 2.5
Masterpiece Series
Price Range: High $100s – Mid $200s


Model Name Sq. Ft. Beds Baths Garage
Prestwick 2,923 3 + Den 3 3
Stonehaven 3,039 3 + Den 2.5 2.5

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On Top of the World Clubs, Groups, Activities & Classes

There are over 200 clubs and activities in On Top of the World. Here is a sample of some of the clubs, activities and classes offered here.

  • Arbor Club
  • Basketball
  • Billiard Club
  • Bocce
  • Bowling
  • Cardio Mix
  • Cards
  • Casino Nights
  • Ceramics
  • Chorus
  • Computer
  • Craft Fairs
  • Dance
  • Day Trips
  • Entertainment on the Town Square
  • Expos
  • Family History
  • Farmer's Markets
  • Fresh Air Fitness
  • Garden Club
  • Get Acquainted Coffee
  • Golf
  • Greyhound Club
  • Happy Hour
  • High Tea
  • Hoosier Club
  • Horseshoes
  • Irish Club
  • Kickboxing
  • Ladies Golf
  • Lambda
  • Lifelong Learning
  • Men's Golf
  • Miniature Golf
  • Music Concerts
  • NY/NJ Club
  • Painting
  • Pickleball
  • Racquetball
  • Rags to Riches Sale
  • RC Flyers
  • Red Hatters
  • Sewing
  • Shuffleboard
  • Snowbird Club
  • Softball
  • Stamp Club
  • Tai Chi
  • Talent Shows
  • Teachers Club
  • Tennis
  • Theatre Club
  • Travel Club
  • Woodworking
  • Yoga
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Community Address: 8445 SW 80th St., Ocala, FL, 34481, USA
On Top of the World Rating:  4 out of 5.0
Based on 15 Reviews.
Leave a Review
November 5, 2014 3:31 PM by Drena Chauncey (Resident/Homeowner)5.0
We wouldn't live anywhere else. I agree with all the positive reviews, I read them all. I don't understand the few cranky grouches who may not have a life. We have a motorcycle that is just as quiet as our car. I have never seen any heavily tatooed, this is a very classy place and I would be proud to invite anyone here. The landscaping is always well manicured, the homes are painted every 6 years in a color of our choice as long as its approved, its quiet and peaceful, there's a park for dog lovers, one side for big dogs and another for the little ones, there's so many amenities here, too many to list. You just have to come and check it out. We are so glad we found this place to retire and spend the rest of our days here and I hope there are many, we've been here 3 years.
October 22, 2014 3:26 PM by natalie turner (Resident/Homeowner)5.0
Love it here.Very relaxed feeling and the feeling of being safe. People are very friendly. Wonderful to be near all the shopping and Drs.
September 18, 2014 10:59 AM by Home Owner (Resident/Homeowner)3.0
In my opinion this is the best bang for the buck in Ocala. The clubs are
numerous and you can be as busy as you want. I bought a house for
a reasonable price with the only problem being the landscaping in the
backyard. I figured I could work with the Master Association to fix
problems and I was willing to spend some money. In my opinion the
landscaping up keep is the worst I have ever seen. I have lived in Condos and HOA'a throughout Florida and again never have seen
this level of indifference. In my opinion this is a good buy but be
aware that landscaping in my opinion, is the worst problem here.
August 24, 2014 10:00 AM by Sharon Coldiron (Resident/Homeowner)4.0
I dont think they keep the yards up. Is that because of the heat???
August 20, 2014 8:12 AM by Very Pleased (Resident/Homeowner)5.0
We moved to OTOW from the West Coast and love it. Not all property are leasehold. We own our house and the lot. I have yet to see people with tattoos etc. Yes, there are motorcycles but these a respectable retired people who go on occasional organized bike rides. You will always get complainers wherever you go. We need to stop and smell the roses and appreciate all that OTOW has to offer and it is a lot! We are very pleased to have moved here. We had done extensive research and looked at many retirement communities in three different States before settling here at OTOW. No regrets whatsoever.
July 9, 2014 3:19 PM by Marilyn (Resident/Homeowner)5.0
This place is great and not all properties are leasehold. Homes in Candler Hills and Indigo East are freehold homes. We checked out several retirement communities in Central FL and OTOW was by far the BEST. Of course some people are hard to please no matter where they live. You have to check the place out for yourself.
April 9, 2014 12:45 PM by Mike (Resident/Homeowner)3.0
I own a single family home in Candler Hills East since 2007. We purchased here because of the rules and supposive wheelchair access. I am confines to a wheelchair and when we first bought I could lift myself from the pool deck back into my chair. Late in 2007 I had heart surgery and am no longer that strong. OTOW provides a lift for the one indoor pool but refuses to add a lift for our outdoor pool. The reason being is TOO EXPENSIVE. So if you are in a wheelchair or consider there may be a chance you may one day be confined......OTOW is not the place to buy.
April 3, 2014 8:38 AM by Everett D. Rafferty (Resident/Homeowner)5.0
Quiet, convenient, secure neighborhood with the amenities that suit us. We are very pleased to be a part of the On Top of the World, Florida community.
February 4, 2014 9:11 AM by Diane (Resident/Homeowner)4.0
I purchased a villa in 2011 for 72K. I love it! Since we do not own the land, sometimes its a bit discouraging to follow all the HOA rules, but they are there to stop OTOW from becoming a rundown motorhome park. And I agree. OTOW is well maintained: the streets, landscaping, mature trees, all the common areas, the entrances. I proudly bring my out-of-state visitors to my home, and they always comment about how very nice it is. The amenities are next to none. You can participate, or not, as much as you wish. We happen to be motorcycle enthusiasts, and we travel a lot; therefore the maintenance, which is included, is a godsend to us.

I feel the need to say that the motorcyclists currently living in OTOW are very respectful, as we are. Change is hard to handle sometimes, and people 20 years younger than I am are definitely going to have their own ideas, but I find that to be refreshing and just another reason for an HOA to be successful.
August 27, 2013 11:33 AM by Marylou1.0
A decade ago, an OTOW villa cost over $100K and were mostly filled with the nicest middle-Americans of the WWII age (the Greatest Generation). Now the villas sell for $50K and the oldsters are dying or leaving for assisted living. They are being replaced by a lower strata of baby boomers (the Me, Me, Me Generation). The newbies drove us crazy before they drove us out. If you are looking for a stable population with any hope of increasing property values, don not look at the leases at OTOW.
August 27, 2013 11:32 AM by Paul Burrey (Resident/Homeowner)5.0
Resident for 1 year. After a year living in OTOW, I feel it is appropriate to insert my review. I honestly believe for the money (purchase price and HOA fee) you could not find a better or more entertaining place to live in central FL. OTOW provides real security and a quiet clean environment. Everything you need is just a golf cart ride away. Activities are limitless in number. My sister came for a visit recently and bought a home within a week. Like me, she appreciated the value she saw here.
August 7, 2013 5:10 PM by Kathy (Resident/Homeowner)5.0
Fantastic place! We love all the activies and clubs. This cart friendly community is great. Leave the car in the garage and save gas! It is just a short golf cart drive to the shopping area with groceries, hair, nails, gift shop, post office, diner, barber, dentist, eye exams, doctors ofice and many other places for us when we do not want to drive to far.
The On Top of the World communities are by far the best in the area. It has three nice golf courses if you play golf you will love this. We have lived her for 7 years and this is our second purchase. We wanted to downsize because of health issues and did not want to leave OTOW.
The plus of living here is that we are close to doctores and hospitals. Ocala Fl. has the best hospitals and doctors in Florida!
July 26, 2013 9:50 AM by Susan (Resident/Homeowner)5.0
I bought my home here for a very reasonable price. When I retired, the economy wasn't what I had planned for, so I'm very thankful to have a nice, clean home in Florida for a lower cost. The homes are technically on a 99-year lease, but I'm not going to be around in 99 years to worry about it! Love the location, the amenities, and that there are always people around. The only downside is that it's not closer to the beach!
July 6, 2013 4:39 AM by Mike1.0
Beware! OTOW used to be nice but now only good marketing masks the rapid slide into a less desirable place to live. Since it is just a lease and you do not own any land or building, you have no control -- the rules are changed arbitrarily and enforced unevenly. As the quality deteriorates, prices have fallen to a level of a mobile home park and is attracting the same type of resident. If you like facial tattoos, skull-and-cross bone jackets, and motorcycles with no mufflers roaring by your house, you'll like OTOW,s new look. Central Florida is a wonderful place to retire. But you'd do well to choose one of the 50 other communities in this former long-time resident's opinion.
June 14, 2013 9:07 PM by Joan D. (Resident/Homeowner)4.0
I just bought a cute little 2 bedroom home in OTW Central for under $50k and the monthly dues include all the home and yard maintenance. I wanted something easy for me to maintain so that I could spend more time participating in community events and clubs. I am still a newbie so I haven't even tried out all the amenities yet but I've met a lot of nice people and have felt very welcomed.

55Places.com is in no way affiliated with the developer of On Top of the World. The information you submit is distributed to the Community Adviser. The information regarding On Top of the World has not been verified or approved by the developer. Please verify all information prior to purchasing. 55Places.com and the developer are not responsible for any errors regarding the information displayed on this website.

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On Top of the World Information
8445 SW 80th St.
Ocala, FL 34481
Marion County
Additional Numbers:
Real Estate/Home Sales: 352-877-2083



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