My husband and I traveled all of Florida, comparing communities, amenities, prices. We realized we needed to generate a list of our priorities: amenities fees, number of amenities, exercise possibilities, life long learning and allowing 2 lap dogs under 15 pounds,insurance prices, maintenance, etc. For those of you who love dogs, you will find a limited number of communities that will allow dogs, let alone two. Armed with our list, we found places, but the purchase prices and amenities fees were very high or they offered very limited amenities.When we came here, however, we found reasonable prices, a beautifully maintained community, a doggy park , life long learning classes, a well equipped rec center, offering not only machines, free weights and classes, but also separate men and women's saunas, whirlpool and steam rooms, along with racquetball, wallyball, etc, dances, Farmer's Market, every club u can imagine and outdoor games such as golf, softball, bocce, horseshoes, remote planes, two wonderful pools and one incredible indoor pool. The list goes on. No, we do not have roaring motorcycles going by nor have we seen any tattooed faces. There are free standing homes with higher price tags and the villas, which leave extra money in your pocket if u want a lower purchase price. We decided to Snowbird and keep our beautiful, lakefront Michigan home, so the villas afforded us this choice. The only complaint we have is the online marketing, which doesn't even mention the villas and obviously is meant to present the community as one of only upscale free standing homes. We were fortunate in having an Ocala based realtor, who showed us the villas in our price range. I doubt we would've known they even existed had we come for their promotional visit. Our villa is 1800 square feet and lovely. Having ten wooded acres back in Mi to maintain, we welcome having our yard maintained through our amenties fee while we kick back with a glass of wine and a good book, or go to classes or events.This place and its villas is a hidden, non advertised gem. We are so happy to have found it.
This is the place to live if you are looking for an active 55 and over community. You are never too young, I'm 56 and I fit right in.
I'd like to comment just on the review that said you should only go to On Top of the World if you like "facial tattoos, skull-and-cross bone jackets, and motorcycles with no mufflers roaring by your house."
That statement is entirely, completely, without qualification, a lie. False, without any truth. The rest of his bilious post is false too. He doesn't actually have any knowledge or experience of On Top of the World.
We wouldn't live anywhere else. I agree with all the positive reviews, I read them all. I don't understand the few cranky grouches who may not have a life. We have a motorcycle that is just as quiet as our car. I have never seen any heavily tatooed, this is a very classy place and I would be proud to invite anyone here. The landscaping is always well manicured, the homes are painted every 6 years in a color of our choice as long as its approved, its quiet and peaceful, there's a park for dog lovers, one side for big dogs and another for the little ones, there's so many amenities here, too many to list. You just have to come and check it out. We are so glad we found this place to retire and spend the rest of our days here and I hope there are many, we've been here 3 years.
Love it here.Very relaxed feeling and the feeling of being safe. People are very friendly. Wonderful to be near all the shopping and Drs.
In my opinion this is the best bang for the buck in Ocala. The clubs are
numerous and you can be as busy as you want. I bought a house for
a reasonable price with the only problem being the landscaping in the
backyard. I figured I could work with the Master Association to fix
problems and I was willing to spend some money. In my opinion the
landscaping up keep is the worst I have ever seen. I have lived in Condos and HOA'a throughout Florida and again never have seen
this level of indifference. In my opinion this is a good buy but be
aware that landscaping in my opinion, is the worst problem here.
I dont think they keep the yards up. Is that because of the heat???
We moved to OTOW from the West Coast and love it. Not all property are leasehold. We own our house and the lot. I have yet to see people with tattoos etc. Yes, there are motorcycles but these a respectable retired people who go on occasional organized bike rides. You will always get complainers wherever you go. We need to stop and smell the roses and appreciate all that OTOW has to offer and it is a lot! We are very pleased to have moved here. We had done extensive research and looked at many retirement communities in three different States before settling here at OTOW. No regrets whatsoever.
This place is great and not all properties are leasehold. Homes in Candler Hills and Indigo East are freehold homes. We checked out several retirement communities in Central FL and OTOW was by far the BEST. Of course some people are hard to please no matter where they live. You have to check the place out for yourself.
I own a single family home in Candler Hills East since 2007. We purchased here because of the rules and supposive wheelchair access. I am confines to a wheelchair and when we first bought I could lift myself from the pool deck back into my chair. Late in 2007 I had heart surgery and am no longer that strong. OTOW provides a lift for the one indoor pool but refuses to add a lift for our outdoor pool. The reason being is TOO EXPENSIVE. So if you are in a wheelchair or consider there may be a chance you may one day be confined......OTOW is not the place to buy.
Quiet, convenient, secure neighborhood with the amenities that suit us. We are very pleased to be a part of the On Top of the World, Florida community.
I purchased a villa in 2011 for 72K. I love it! Since we do not own the land, sometimes its a bit discouraging to follow all the HOA rules, but they are there to stop OTOW from becoming a rundown motorhome park. And I agree. OTOW is well maintained: the streets, landscaping, mature trees, all the common areas, the entrances. I proudly bring my out-of-state visitors to my home, and they always comment about how very nice it is. The amenities are next to none. You can participate, or not, as much as you wish. We happen to be motorcycle enthusiasts, and we travel a lot; therefore the maintenance, which is included, is a godsend to us.
I feel the need to say that the motorcyclists currently living in OTOW are very respectful, as we are. Change is hard to handle sometimes, and people 20 years younger than I am are definitely going to have their own ideas, but I find that to be refreshing and just another reason for an HOA to be successful.
A decade ago, an OTOW villa cost over $100K and were mostly filled with the nicest middle-Americans of the WWII age (the Greatest Generation). Now the villas sell for $50K and the oldsters are dying or leaving for assisted living. They are being replaced by a lower strata of baby boomers (the Me, Me, Me Generation). The newbies drove us crazy before they drove us out. If you are looking for a stable population with any hope of increasing property values, don not look at the leases at OTOW.
Resident for 1 year. After a year living in OTOW, I feel it is appropriate to insert my review. I honestly believe for the money (purchase price and HOA fee) you could not find a better or more entertaining place to live in central FL. OTOW provides real security and a quiet clean environment. Everything you need is just a golf cart ride away. Activities are limitless in number. My sister came for a visit recently and bought a home within a week. Like me, she appreciated the value she saw here.
Fantastic place! We love all the activies and clubs. This cart friendly community is great. Leave the car in the garage and save gas! It is just a short golf cart drive to the shopping area with groceries, hair, nails, gift shop, post office, diner, barber, dentist, eye exams, doctors ofice and many other places for us when we do not want to drive to far.
The On Top of the World communities are by far the best in the area. It has three nice golf courses if you play golf you will love this. We have lived her for 7 years and this is our second purchase. We wanted to downsize because of health issues and did not want to leave OTOW.
The plus of living here is that we are close to doctores and hospitals. Ocala Fl. has the best hospitals and doctors in Florida!
I bought my home here for a very reasonable price. When I retired, the economy wasn't what I had planned for, so I'm very thankful to have a nice, clean home in Florida for a lower cost. The homes are technically on a 99-year lease, but I'm not going to be around in 99 years to worry about it! Love the location, the amenities, and that there are always people around. The only downside is that it's not closer to the beach!
Beware! OTOW used to be nice but now only good marketing masks the rapid slide into a less desirable place to live. Since it is just a lease and you do not own any land or building, you have no control -- the rules are changed arbitrarily and enforced unevenly. As the quality deteriorates, prices have fallen to a level of a mobile home park and is attracting the same type of resident. If you like facial tattoos, skull-and-cross bone jackets, and motorcycles with no mufflers roaring by your house, you'll like OTOW,s new look. Central Florida is a wonderful place to retire. But you'd do well to choose one of the 50 other communities in this former long-time resident's opinion.
I just bought a cute little 2 bedroom home in OTW Central for under $50k and the monthly dues include all the home and yard maintenance. I wanted something easy for me to maintain so that I could spend more time participating in community events and clubs. I am still a newbie so I haven't even tried out all the amenities yet but I've met a lot of nice people and have felt very welcomed.