There’s a lot to love about living in Florida, and one of those things is the reasonable cost of living. You can buy a spacious and comfortable home in a community with plenty of amenities without having to break the bank. Whether you’re purchasing a second home or selling it all to move to the sunny side of life, there’s no need to feel bogged down by debt. There are plenty of 55+ communities in Florida that cost less than $150,000. Take a look at these.
Below $100k - High $100s
An active homeowners' association takes care of exterior maintenance in this 55+ community, so residents won’t have to worry about mowing lawns or trimming trees. Instead, you can relax at the pool or play some shuffleboard or tennis. There’s also a clubhouse, a library, and a garden. Homeowners can enjoy scenic ponds, an outdoor patio, and community events such as bingo and potlucks. Plus, Fort Lauderdale is less than half an hour away.
Low $100s - Mid $500s
On Top of the World is one of the most popular 55+ communities in Florida. With 10,000 homes planned, it's also one of the largest communities in the state. The finely crafted homes, world-class amenities, and active lifestyle attract retirees from all over the country, and the setting provides the perfect escape for active adults who want to live a low-maintenance lifestyle.
On Top of the World has plenty of amenities, including three golf courses, several clubhouses, fitness centers, swimming pools, tennis and pickleball courts, restaurants, an R/C airplane field, and more. There are also many everyday conveniences located right at The Commons. Homebuyers can choose from a variety of single-family or attached floor plans, and most homes feature concrete block, steel stud, and stucco construction.
Below $100k - Mid $200s
Not only does Seven Lakes in Fort Myers have affordable homes for sale, but there’s also an 18-hole championship golf course that is free to play for members of this gated 55+ community. Condo units start at less than $100,000 and range in size from 700 square feet to 1,600 square feet. They have one or two bedrooms. Attached villas, with more square footage and at least two bedrooms, also come in models that start under $150,000.
In addition to golf, Seven Lakes amenities include six outdoor pools and six shuffleboard courts. There’s an exercise room, a woodworking shop, and a library. The community also offers community transit if you want to get out to Fort Myers and run some errands without taking your car.
Below $100k - Mid $200s
Palm Beach County is one of the swankiest regions in Florida, but there’s affordable 55+ housing to be found. At Las Verdes in Delray Beach, you can buy a condo or an attached villa for less than $150,000. There are 10 condo buildings with one- to three-bedroom units as well as one-story attached villas with three bedrooms.
This 55+ community has a generous number of parks, walking trails, and biking paths. Amenities include a pool, sauna, exercise room, and even a handball court. Residents can get together for activities, such as card nights and wine and cheese parties. Las Verdes is also close to the beach and in the neighborhood of two excellent golf courses.