Mid-Atlantic 55+ Communities With Homes for Sale Under $200k

The Mid-Atlantic region has many active adult communities, but here are the ones with homes currently for sale under $200k.

Finding homes under $250,000 in the Mid-Atlantic region in an active adult community isn’t hard, but finding one under $200,000 gets considerably harder. The average home price in all three states ranges from $230,000 to $325,000, according to SmartAsset. Some city and county averages in Maryland and Virginia top $600,000.

Many active adult communities in Maryland, Delaware, and Virginia include homes that list in the mid to high $100s. However, this low price-point makes them desirable, and they’re not often on the market for long.

Here are three communities with homes currently for sale under $200k, with a bonus community that almost makes the mark.

Leisure World – Silver Spring, MD

Below $100K – Mid $500s

For prospective homebuyers who want location, amenities, and a strong community but who don’t want to spend a lot of money, Leisure World of Maryland is a great option. This large, gated community of 5,600 homes is located in Silver Spring, minutes from shopping centers, movie theaters, parks and walking trails, and D.C.-area public transportation. The community itself offers two clubhouses with lots of meeting rooms, fitness opportunities, and even places of worship.

Leisure World offers condominiums, attached, and single-family homes. The one-bedroom, one-bathroom condos can be as small as 635 square feet and list for under $100,000. Two-bedroom, two-bath condos and attached homes are usually priced in the mid to high $100s. In an area with a high cost of living like Montgomery County, these prices are very affordable.

Southern Meadow – Magnolia, DE

Low $100s – Low $200s 

Delaware has the lowest average home prices in the Mid-Atlantic region. However, only four of the 35 communities list homes below $200,000. Southern Meadow is one active adult community with single-family homes currently offered for resale. The homes range from 1,400 to 1,700 square feet with two bedrooms, two baths, and some models offer a den. The smaller models currently list in the low $100s.

The community clubhouse includes an exercise room, TV room, and game room. Outside, residents can swim in the pool, walk along wooded trails, or socialize at the grill area. In Central Delaware, residents can enjoy historic towns like Dover as well as the natural areas along the Delaware Bay.

Liberty Grove – Manassas, VA

High $100s – High $300s

Liberty Grove is a small community in Northern Virginia, offering just 61 homes. A fourth of the homes are attached models, while the rest are condos with one to three bedrooms and two to three bathrooms. These compact homes offer a carefree lifestyle, with all exterior and building maintenance taken care of.

The community is green and tree-lined, and residents have easy access to nearby shopping, including grocery stores, big box stores, and restaurants. The community offers social spaces, but no clubhouse. Residents are just minutes from Manassas, the VRE commuter rail, and the Amtrak train station.

Kingsmill – Williamsburg, VA

High $100s – Low $2Ms 

Kingsmill in Williamsburg, Virginia doesn’t have any homes under $200,000 currently for sale, but there are a few close to the $200k mark. This large, gated community is not age-restricted, but it provides many of the amenities that active adults want in a new neighborhood. Although prospective homebuyers can find very large homes here, Kingsmill also offers smaller condos at lower price-points. The three-bedroom, two-bath condos list for right around $200,000, while some smaller condos list in the high $100s.

Residents enjoy resort-like amenities, including multiple clubhouses, three golf courses, a spa, restaurants, an onsite bakery, outdoor pools, and tennis courts. Residents also enjoy plenty of parks and natural space, including paths along the James River. Nearby, historic Williamsburg offers museums and historic sites as well as cultural events and restaurants.

Can you spot the $207,744 difference between these identical homes?

Financing is the difference!

Get the details in The 62+ Loan Homebuyers Guide.

55places Mortgage is a joint venture between Mutual of Omaha Mortgage and 55places.com.
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