55+ Communities in Maryland With Homes for Sale Under $200K

Active adults seeking budget-friendly homes for sale in Maryland should consider these communities.

In Maryland, active adults can find both mountains and the ocean. They have access to museums in Washington, D.C. and Baltimore as well as theaters, concert halls, and international cultural opportunities. Maryland’s lifestyle offerings make it a popular place to live in the Mid-Atlantic, and its home prices reflect that popularity. Maryland’s median home price reaches almost $300,000, and the cost of living is actually higher than Virginia and Delaware.

However, many adults over 55 looking for a home in the region can find affordable options. In Maryland, 9 communities offer homes under $200,000. Here are four with homes currently for sale.

Leisure World of Maryland – Silver Spring, MD

Below $100K – Mid $500s

At Leisure World of Maryland, prospective homebuyers are almost guaranteed to find homes for sale under $200,000 (and some even under $100,000). The homes in this price range include attached and condominium homes with between one to two bedrooms and one to two baths. Many are compact, perfect for downsizing or a one-person household.

As Maryland’s largest and oldest age-restricted community, Leisure World offers top-notch amenities. Even with affordable homes, this community offers all the amenities of a large, resort-style community including a fitness center, multiple pools, two clubhouses with restaurants, and a golf course. Leisure World is not far from Downtown Silver Spring, the metro, and Washington, D.C.

Village of Cecil Woods – Elkton, MD

Below $100K – High $100s

Village of Cecil Woods is an age-restricted community in northeastern Maryland near the Delaware border. McKee Builders began construction on the neighborhood in 1997 and now offers new and resale single-family homes below $200K. Although they don’t have any resale homes currently for sale, new homes start at around $160,000.

Models include three bedrooms and two baths in 1,588 to 1,880 square feet of living space. Less than 250 homes make up the mid-sized community, but residents still enjoy a spacious clubhouse with a lounge, meeting rooms, an exercise room, a catering kitchen, and a conference room. Residents can go fishing in the stocked pond and take walks around the community. Nearby, the Elk, Susquehanna, and North East Rivers offer more opportunities for fishing and watersports.

Emerald Hills – Bel Air, MD

High $100s – Low $200s

Also in northeastern Maryland, Emerald Hills in Bel Air currently offers affordable homes in mid-rise condominium buildings. Condos offered for resale start in the high $100s. Prospective homebuyers can find homes ranging from about 900 to 1,500 square feet with one or two bedrooms. The smaller condos tend to list in the high $100s while the larger ones are offered in the low $200s.

The community includes a clubhouse with meeting rooms, an exercise room, and a catering kitchen. Outside, residents have access to the outdoor pool and patio, natural space and a picnic pavilion, and even a playground for grandchildren. The nearby Maryland Golf and Country Club offers residents a place to play 18 holes, while Bel Air provides shops and restaurants in its historic downtown area.

Albert Courts – Thurmont, MD

High $100s – Low $200s

Made up of only 100 condos, Albert Courts in Thurmont doesn’t always have homes for sale, but when they come up, they’re under or just around $200,000. The community currently has a three-bedroom, three-bath attached home listed at $187,500. At 1,276 square feet, this home represents the average size of homes in Albert Courts. Prospective homebuyers can choose from both condos and attached homes, ranging from two to three bedrooms.

The community doesn’t include a clubhouse, but it offers natural spaces and a gazebo, providing the neighborhood with a tranquil atmosphere. Residents visit Downtown Thurmont for restaurants and entertainment while Catoctin Mountain Park provides opportunities for hiking, biking, and picturesque views of the Blue Ridge Mountains.

Can you spot the $207,744 difference between these identical homes?

Financing is the difference!

Get the details in The 62+ Loan Homebuyers Guide.

55places Mortgage is a joint venture between Mutual of Omaha Mortgage and 55places.com.
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