Pennsylvania has a retirement-friendly reputation because of its lower taxes. PA doesn’t tax retirement income like IRAs and social security. Also, the income tax rate is 3.07 percent, and the sales tax is six percent. This along with attractive home prices contributes to an affordable cost of living for residents.
Though you won’t find inexpensive homes in the wealthiest suburbs outside of Philadelphia, there are more than enough budget-friendly active adult communities in some of the smaller ones, plus elsewhere throughout PA.
Here are five must-see neighborhoods in Pennsylvania that all have homes for sale under $200k.
Red Hill Estates – Red Hill, PA
Below $100k – Mid $100s
Located just five miles from Macoby Run Golf Course, Red Hill Estates is a charming active adult neighborhood with just 260 resale single-family homes. The two affordable floor plans are sized at 1,120 and 1,493 feet and offer three to four bedrooms and two bathrooms. Some of these cozy homes feature rear decks, front patios, roomy master suites, gas fireplaces, and vaulted ceilings. Taxes are low, and homeowners also pay a reasonable monthly homeowners’ association (HOA) fee to cover exterior home maintenance and sidewalk repairs.
Red Hill Estates has a small community clubhouse for social gatherings, and there are walking and biking trails as well as natural space on the property. Green Lane Park and Reservoir is about five minutes away and has camping, boating, and fishing facilities. Allentown is about a 30-minute drive, and there’s a Redner’s Warehouse Market, a Walmart Supercenter, Weis Markets, plus hair salons, pet stores, restaurants, and everything else you might need.
Request more information about Red Hill Estates.
Country Manor – Shippensburg, PA
Low $100s – Low $200s
Moving out towards the middle of PA, we find Country Manor, a friendly 55+ community of 130 resale single-family homes. The nine models range from 1,230 to 1,876 square feet with two to three bedrooms, two baths, front porches, spacious master suites, and attached garages. Country Manor’s private clubhouse has an exercise room, library, and a multi-purpose room with a catering kitchen. Outside, you’ll find the shuffleboard courts, a fully stocked fishing lake with a gazebo, and walking and biking trails.
This quiet, gated community is not far from Route 81, the two closest medical providers are Carlisle Regional Medical Center and Summit Health, and there are numerous shopping centers, houses of worship, restaurants, and golf courses (including Piney Apple) in the area.
