Is New Jersey a Good Place to Retire? Here’s What You Need to Know

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While it’s the most densely populated state in the country, many retirees find compelling reasons to call the Garden State home. Read on to explore whether New Jersey truly checks all the boxes for your ideal retirement lifestyle.

Golden hour sunrise on the boardwalk in Avon By the Sea, New Jersey.

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Is New Jersey a good place to retire? While it’s the most densely populated state in the country, many retirees find compelling reasons to call the Garden State home. One major draw is its unbeatable location—New Jersey offers easy access to major metropolitan hubs like New York City, Philadelphia, Wilmington, and even Baltimore. Whether you’re driving or taking advantage of the state’s extensive public transportation and international airports, staying connected is easy.

But convenience isn’t the only appeal. New Jersey’s east coast boasts miles of charming beach towns, from the Victorian elegance of Cape May to the natural beauty of Sandy Hook—both offering ocean and bayfront views. Beyond the shorelines, the state lives up to its “Garden State” nickname with an abundance of parks, lakes, rivers, and forests. Outdoor enthusiasts can enjoy scenic escapes like Allaire State Park and the Delaware Water Gap Recreation Area, making New Jersey a surprisingly diverse and vibrant place for retirement.

Read on to explore whether New Jersey truly checks all the boxes for your ideal retirement lifestyle.

Princeton campus on a warm sunny autumn day.

Jersey was settled by English and Dutch immigrants in the 1600s, and it also played a part in the Revolutionary War. Some of its best-known historical landmarks include Princeton Battlefield State Park, where George Washington and his Continental Army defeated the British in 1777. Nearby Princeton University is one of the top educational institutions in the country, and it also saw action during this battle.

Morristown National Historical Park commemorates an encampment by that same army from December 1779 through June 1780. It now features the Washington Headquarters Museum plus 27 miles of hiking trails. Trenton’s Old Barracks Museum was built in 1758 for barracks in the French and Indian Wars, and it’s now a museum with galleries and special events like lectures, tours, and demonstrations.

Exterior view of Red Bank, New Jersey's landmark Count Basie Theater and Two River Theater.
Editorial credit: George Wirt / Shutterstock.com

For those who like art, theatre, or shopping, New Jersey doesn’t disappoint. From top to bottom, there are options to experience paintings, sculptures, performances, and designer duds. One of the best in the state is Grounds for Sculpture, which offers 42 acres of old and new sculptures, an arboretum, a museum, and a fine restaurant not far from Princeton. And then there’s Count Basie Center for the Arts in Red Bank. Here, you can take in Broadway shows, comedies, and concerts by jazz greats like Buddy Guy.

New Jersey is a paradise for shopaholics, with 28 shopping malls and even more strip malls and discount centers everywhere you look. Highly-rated, Garden State Plaza in Westfield has department stores, specialty shops, restaurants, and movies. Also no slouch, The Mall at Short Hills in North Jersey appeals to upscale tastes and sophisticated palates.

Aerial view of a golf course in summertime.

Golf

There are hundreds of public and private golf courses in New Jersey, and many offer online tee time bookings, dining options, and other amenities. Elegant clubs like the PGA Championship course Baltusrol in Springfield have considerable membership fees, while Ramblewood Country Club in Mount Laurel is more affordable and offers a family-friendly outdoor swimming pool area.

Atlantic City

Another major site for indoor and outdoor action (and decadence for some) is Atlantic City, which underwent revitalization in recent years. Newer casino hotels like the Hard Rock and Ocean Resort compete with established properties like Borgata and other resorts with gaming, fine dining, concerts, conventions, and in the warmer months, beaches and boardwalks.

Wineries and Breweries

When it’s time to drink up, residents head to any one of Jersey’s many wineries and breweries. The Garden State Wine Grower’s Association is an excellent resource for locating the best that the state has to offer, including Four Sisters in BelvidereHopewell Valley Vineyards in Pennington, and Amalthea Cellars in Atco. Look to the New Jersey Craft Beer Association’s website to find all of the up-and-coming and mainstay craft breweries worth visiting.

A boardwalk on Taunton Lake in Medford, New Jersey,  a good place to retire.

Those big cities we mentioned earlier don’t outshine New Jersey’s charming small towns that warrant day and weekend visits. With antique shops, one-of-a-kind boutiques, family-owned businesses, restaurants, special attractions, and year-round events like the Cape May Restaurant Weekend or Vernon’s Great Pumpkin Festival, these towns are a big draw for active adults. Here are some of our favorites:

Medford, NJ

The woodsy South Jersey hamlet of Medford blends scenic natural beauty with suburban living, and it boasts a charming downtown with small shops, excellent restaurants, and a brewery. Haddonfield has a desirable zip code, Victorian homes, an artsy shopping district, and crowd-pleasing events like the annual juried craft show and a Candlelight Shopping Event every winter.

Lambertville, NJ

Moving to the northwest, Lambertville hugs the banks of the Delaware River across from New Hope, PA, and it offers visitors eclectic galleries, outstanding eateries, and antique shops. Cranbury is about 17 miles east of Trenton, and its picturesque and historic downtown attractions are a big draw for locals and visitors.

Spring Lake, NJ

Up in Monmouth County, you’ll find the lovely town of Spring Lake, which has beautiful residences, pristine beaches, a community theater, great restaurants, and an intriguing little downtown shopping area. Close to the top of the state is the town of Belvidere, which also meets the Delaware River. Known for its excellent trout fishing, it’s also a haven for boating, antique shopping, and the historic Van Nest-Hoff-Vannatta Farmstead.

The entrance to the Turtle Back Zoo in Essex County, New Jersey,  a good place to retire.
Editorial credit: Amy Lutz / Shutterstock.com

Skiing

During the winter months, New Jersey’s ski resorts come to life, and fans of all ages flock to spots like Mountain Creek in Vernon and Campgaw Mountain Ski Resort in Mahwah. There are also opportunities for cross-country skiing, ice skating, hiking, and mountain biking throughout the state’s 21 counties.

Family-Friendly Fun

Grandparents can enjoy quality time with their little ones (and bigger ones) at family-friendly places like Adventure Aquarium in Camden, Turtle Back Zoo in West Orange, and if everyone is up for it, a day at Six Flags Amusement Park in Jackson.

So, is New Jersey a good place to retire? With its unbeatable location, diverse cultural experiences, charming small towns, and abundant recreational opportunities, it just might be the perfect fit for your next chapter. Whether you’re drawn to the shoreline, the serenity of the suburbs, or the excitement of being close to major cities, New Jersey offers a wide range of retirement lifestyles.

If you’re considering making the move, let the team at 55places.com help you take the next step. Our experienced local real estate experts are here to answer your questions, show you around, and connect you with 55+ communities that match your needs and lifestyle. Contact us today to start your journey toward a fulfilling retirement in the Garden State!

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Ellen Kershner
Ellen Kershner is our creative content writer from New Jersey. She has 20+ years of experience writing for local publications, websites, and real estate marketing companies. She has a knack for crafting reader-friendly, original content that educates our readers with clear information. Ellen has lived in Central NJ, Southern NJ, Washington, DC, and Owings Mills, Maryland. View all authors

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