Highland Lakes offers a tranquil Florida setting, exciting amenities and affordably priced homes.

With beautiful grounds and resort-style amenities, active adult communities may offer a retirement that feels more like a vacation. Yet buying a home in an amenity-rich development doesn't have to break the bank. Here are ten active adult communities where you can find homes for less than $100,000.

Highland Lakes - Leesburg, FL

Built between 1990 and 1999, Highland Lakes is a 938-home community which features an inviting clubhouse with hobby and game rooms, indoor and outdoor swimming pools and a fully equipped fitness center. Outdoor recreations include fishing lakes, a driving range and sports courts for tennis, bocce ball and shuffleboard.

Seven Lakes - Fort Myers, FL

On Florida's gulf coast, Seven Lakes is a well-established community of 1,096 resale homes. The beautiful grounds offer an 18-hole golf course, six swimming pools, tennis courts, scenic lakes and other recreations. In the Pavilion Clubhouse, residents can make use of arts and crafts studios, game rooms, a 500-seat auditorium and an on-site restaurant.

Kings Isle - Port St. Lucie, FL

Affordable homes, exciting amenities and scenic grounds make Kings Isle a great choice for active adults. This 987-home community welcomes residents with a beautifully appointed clubhouse and a mix of outdoor recreations. Homes include a variety of styles, with floor plans ranging from 969 to over 2,000 square feet.

Spruce Creek South - Summerfield, FL

Active adult golfers can enjoy a challenging 18-hole course at Spruce Creek South, along with a fully stocked pro shop and a casually elegant restaurant for post-game dining. Beyond golf, the community features a 25,000 square-foot clubhouse, hobby and game rooms, and an outdoor swimming pool. Other recreations include sports courts for tennis, pickleball, bocce ball, basketball, softball and volleyball.


Sun Lakes is an Arizona community offering affordable golf course living and resort-style amenities.

Sun Lakes - Sun Lakes, AZ

Developed between 1972 and 2006, Sun Lakes is an amenity-rich community which offers homes in a wide range of styles and sizes. Manufactured homes, built during Sun Lakes' first phase, are the most affordable, yet there are also inexpensive villas and single-family homes. Impressive amenities include seven golf courses, five spacious clubhouses and other outdoor recreations.

Leisure World - Mesa, AZ

With budget-friendly homes designed by multiple builders, Leisure World offers affordable living and an exciting line-up of amenities. The community includes two 18-hole golf courses, sports courts, outdoor pools and a spacious clubhouse with a state-of-the-art fitness center. The clubhouse also supports many interests with hobby and game rooms, classes, clubs and group events.

Rancho Resort - Sahuarita, AZ

Built by Del Webb and Hamco Homes, Rancho Resort is a 370-home enclave within the larger Rancho Sahuarita community. The development features low-maintenance single-family homes, a 20,000 square-foot clubhouse and a number of outdoor amenities. Rancho Resort also offers a full social calendar with an abundance of clubs and events.

Sunbird - Chandler, AZ

Set just outside of Sun Lakes, Sunbird was designed to be a smaller more affordable community which still includes great amenities. Sunbird has 1,631 homes, a 43,000 square-foot amenity center, an outdoor swimming pool and an 18-hole golf course. A wide range of special-interest clubs and community events also bring residents together.

Jess Ranch - Apple Valley, CA

Active adults who dream of retiring to Southern California can find affordable homes at Jess Ranch. This 2,120-home community was built between 1985 and 1995 with a mix of condos, attached garden homes and single-family designs. Jess Ranch has a clubhouse and outdoor pool, yet it is also within easy reach of retail centers, restaurants and other attractions.

Rossmoor Village - Monroe Township, NJ

On the East Coast, Rossmoor Village offers low-maintenance living in an area that experiences all four seasons. The community features an 18-hole golf course, sports courts and an outdoor pool. The 30,000 square-foot clubhouse includes a state-of-the-art fitness center, arts and crafts studios, billiards and card rooms, a multipurpose ballroom and more. Finding an affordable home doesn't have to mean giving up on community amenities. With a little research, you may find an active adult community that meets all your expectations.