5 Great Gated 55+ Communities in Tennessee


Tennessee is one of the fastest-growing states in America. It’s known as a tourist destination, but now many retirees are flocking to the state in search of a low cost of living and access to great healthcare. Nashville is one of the fastest growing cities in the nation and over 12 percent of the population is over the age of 65.

One thing you might be interested in when looking for a home in Tennessee is a gated community. Active adults generally desire gated communities for the peace of mind they provide, as well as the lack of day-to-day traffic. Historically, gated communities are known for their high price tag, but that’s not always the case today.

If you’re interested in moving to Tennessee, we’ve got a list of the five most popular gated communities in the state.

Rarity Bay – Vonore

Low $100 – Mid $3Ms

Located in Vonore, Rarity Bay is an active lifestyle community on Tellico Lake, located on a 960-acre peninsula with views of the Smoky Mountains. Rarity Bay welcomes a wide range of buyers with several different home styles, although the condos and single-family homes are what cater to active adults.

The amenities offered within the gates of Rarity Bay are some of the best in the area. While many of these require memberships, the Activity Center is available to all residents and offers a comfortable atmosphere with plenty of tables and chairs for meetings and card games. Memberships for the Rarity Bay Golf and Country Club and Grand Swimming and Tennis Club can be purchased. On-site amenities also included a marina with boat slips, dog park, and equestrian center.

Del Webb Lake Providence – Mt. Juliet

Mid $200s – High $500s

Del Webb Lake Providence is an active adult community near Nashville in Mt. Juliet. This community offers a resort lifestyle with 1,029 attached and single-family homes ranging from 1,205 to 2,597 square feet. Del Webb homes feature nine-foot ceilings, oak cabinets, GE appliances, and a two-car garage. The exteriors are low maintenance with a fiber cement siding.

At the heart of Del Webb Lake Providence is a 24,000 square-foot recreation center that overlooks a beautiful lake. The lake is stocked with fish and includes a canoe and kayak launch. Amenities here include an indoor and outdoor pool, state-of-the-art fitness center, indoor walking track, ballroom, aerobics studio, and hobby and craft studios. Outdoors, there are five miles of walking and biking trails, and sports courts including bocce, pickleball, basketball, and tennis.

Academy Place – Lebanon

High $100s – Mid $200s

Located in Lebanon, Academy Place is a resale-only community with 114 attached residences. These homes range from 1,763 to 2,205 square feet and offer two to four bedrooms, two to four bathrooms, and two assigned carport spaces. Most homes have hardwood floors, main-level bedrooms, and fireplaces, all set in an open layout.

A community clubhouse greets residents upon entering the community. Indoors, homeowners can gather in the meeting room for a get-together. There are also several ways to enjoy the comfortable year-round climate with an outdoor pool and patio. Walking and biking trails, as well as parks and natural space, make Academy Place a picturesque place to call home.

The Cottages at Innsbrooke – Murfreesboro

Mid $200s – High $200s

The Cottages at Innsbrooke is a 55+ community in Murfreesboro. There are 148 attached low-maintenance homes that range from 1,524 to 1,704 square feet with two bedrooms, two bathrooms, and attached two-car garages. All homes in this well-maintained active adult community feature stairs-free floor plans that make getting around easy. A variety of interior features and finishes can be found in these homes.

There is a clubhouse at the center of The Cottages at Innsbrooke that is the community’s hub of social activity and recreation. An exercise room at the clubhouse is perfect for maintaining a healthy workout routine. Outdoors, a patio is perfect for enjoying warm summer days surrounded by the community’s manicured grounds. The two phases of The Cottages at Innsbrooke are connected by a walking path, allowing residents to visit neighbors without needing to drive.


Can you spot the $207,744 difference between these identical homes?

Financing is the difference!

Get the details in The 62+ Loan Homebuyers Guide.

55places Mortgage is a joint venture between Mutual of Omaha Mortgage and 55places.com.
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About 55places

We’re changing the way people 55 and older are searching for their perfect next place. With a national network of hand-selected real estate experts, plus comprehensive information, unbiased content, and on-the-go insight about thousands of communities across the country, we’re a trusted resource paving the way from here to home. Whether you’re interested in a low-maintenance single-level residence, an active lifestyle or age-qualified community, an intimate enclave, or anything in between, we can help you make your next move the best one yet.

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