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Florida’s Top 8 Lowest-Priced 55+ Communities

by Bill Ness on 101 Comments


The Villages is the largest active adult community in Florida offering homes in every price range beginning from well under $100,000.

After getting a great response for our new Advanced Search feature, we decided to use it ourselves to find the best low-priced communities in Florida. Our search focused on communities which met three criteria: all community sizes, an age-restriction and new construction homes. We further restricted our search to communities with homes priced in the low $100s or under. Of the 12 results, here are the eight communities we think are best:

1. The Villages – The Villages, FL

With over 75,000 residences, including single-family, attached and manufactured homes, The Villages is a complete town unto itself. This sprawling community spans three counties, three zip codes and over 20,000 acres. It features resort-style amenities, retail centers, restaurants, banks, post offices and other convenient services.

2. On Top of the World – Ocala, FL

Residents at On Top of the World enjoy three championship golf courses, multiple clubhouses, beautiful grounds and numerous social and recreational amenities. The community is divided into several distinct neighborhoods with a mix of 10,000 single-family and attached homes in a wide range of styles and prices.

3. Pelican Preserve – Fort Myers, FL

Whether looking for condos, single-family homes or attached homes, active adults have many options at Pelican Preserve. This gated golf community is located just 15 miles from downtown Fort Myers and 40 miles north of Naples. Active adults who move to Pelican Preserve will enjoy a plethora of recreational amenities including a spacious clubhouse and a 27-hole golf course.

4. Trilogy Orlando – Groveland, FL

Trilogy Orlando is a pedestrian-friendly active adult community which boasts beautiful grounds and a prime location in Central Florida. This relatively new community is still under development, but construction of the 57,000 square-foot amenity center is well underway with completion scheduled in 2012.

5. Heritage Isle – Viera, FL

Designed as a collection of individual villages, Heritage Isle is a lovely enclave within the larger Viera master-planned community. While the community has its own amenity-rich clubhouse, residents can also enjoy hitting the links at the adjacent Duran Golf Course. When it comes to residences, homebuyers will find many styles of condos, single-family homes and attached homes.


Budget-friendly 55+ communities still offer luxurious amenities such as this gorgeous swimming pool and spa at Arlington Ridge in Leesburg, Florida.

6. Solivita – Poinciana, FL

The Tuscan-themed Solivita community enjoys a prime location in Central Florida just 35 miles south of Orlando. Solivita’s scenic lakes, wooded preserves and two championship golf courses create a lovely backdrop for the community’s nearly 6,000 single-family and attached homes.

7. Arlington Ridge – Leesburg, FL

Active adults who are looking for a more intimate community may prefer Arlington Ridge. This brand new community broke ground in 2011 and, upon completion, will contain 629 single-family homes. Residents will enjoy exciting resort-style amenities such as a large clubhouse, indoor and outdoor swimming pools, sports courts and a championship golf course.

8. Sun City Center – Sun City Center, FL

Located just 25 miles south of Tampa, Sun City Center is an active adult community that was originally begun by Del Webb in 1961. Since 1972, various builders have taken over development of the community leading to an interesting mix of neighborhoods, homes and amenities. Today, both resale and new construction homes are available in a range of prices and styles.


  1. My husband and I are looking for a community that has half acre lots or larger and allows a large dog. We won’t move anywhere if we can’t take our lab with us. Also, we would like to purchase a home that is not on leased land.

    1. Do do you have location preference?

      Are you taking Fl?

      You can respond if you would like.

      We too are searching and have done extensive work locating the right location and community for us.


  2. My wife and I are 83 and 78 respectively. We are looking for a quite place near businesses, like pharmacy, hospital, and grocery store. Please, send us a list of properties that fit these criteria. Rent of about $800.00/m. with 2 bedrooms and two baths. thank you

    1. Hi Emilio, unfortunately our website does not showcase rentals. These sites should help you in your search: snowbirdcondo.com, vrbo.com, and craigslist.org

      Best of luck!
      Stefanie – 55places.com

    2. For a quiet, excellent place for older seniors, check out Good Samaritan Villages in Kissimmee. Affordable to purchase for sure, not sure about rentals, probably higher than $800… but a wonderful place offering many services for healthcare and household help.

  3. We are looking for a resident owned 55 & over park in Southwestern Florida ( Port Charlotte and south ) that accepts 2 small 15 # dogs. Looking at 60K and under, with low HOA fees. Would love to be able to drive to the Gulf within a few hours !

    1. Hi Debbie,

      Resident owned communities are available throughout Fl. We too looked into this. What we like about them is that they appeared to be well managed.

      However and if not mistaking it requires owning (buying) a share. This is in addition to the home purchase and can be quite costly. If you choose not to go this route then your monthly fees are usually more.

      Buying and owning a share usually divides the monthly fee in half.

      The problem that we felt about this is it can be a bit political. What I mean by this is those who own a share think they have more rights and tend to keep an eye on those who do not.



  4. Me & husband looking for a 55 over community or condo 2 bedroom pet friendly to rent or houses to rent they r medical pets no carpet in coconut creek preferably we would like to start looking thank yoy

    1. Dear Angelina,

      Our website only showcases information on purchasing a home. Snowbirdcondo.com, vrbo.com, and craigslist.org are great resources to help your rental search.

      Best of luck!
      Stefanie – 55places.com

  5. My husband 66 and myself 56 would like to know where we can find an affordable community that we can pay for with our social security benefits. Do they exist? And if so where . We would love to live in Florida but be able to afford it as well.

  6. We are interest in finding a place where the monthly fees are not so high would love a pool without paying all that money out each month is there such a plce

    1. Hi Blanche, most communities that have amenities have monthly fees to keep it up. These fees also cover cares like mowing your lawn, raking your leaves, landscaping, etc. Some fees are less than others. Where exactly are you looking?

      Stefanie – 55places.com

  7. Two families looking for 55 and over park rentals with pets. Prefer 2 bedroom rentals. Can you direct us to a few parks? We would like the month of February as the designated time.

  8. I am hoping to move to the West Coast of Fl soon. I am 72 and have 2 small dogs. I’d like to buy a very inexpensive 2-1 or 2-2 mobile home in a senior community. But I live on $1100. a month SS, so must find the cheapest lot rent. I’d like to be within a 50 mile radius of Tampa Fl. Can anyone help? Thanks

  9. looking for a 55+ community in the clearwater area preferable. if not then mid fla. we have a condo and a home so we need in the 100.000.00 range or less and plan on selling our home and then moving into a higher range,we just dont want a payment except HOA fees, Can u help us? Thank you ,

  10. We want active 55+ community near Hollywood, Fl area. 4 to 6 months or more rent. Price range $800 or under. Need handicapped accessible.Nice area & facility. Visiting Son in Hollywood starting on Nov. 18th, 2015. Please advise asap. Thanks. I’m 78 & wife is 73.

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