Cheap Homes for Sale in Palm Springs: Budget-Friendly Options for 55+ Living

Can you spot the $207,744 difference between these identical homes?

Financing is the difference!

Get the details in The 62+ Loan Homebuyers Guide.

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A fountain at the entrance of Villa Portofino in Palm Desert, California.

6 minute read

What You’ll Gain From Reading This Article: This article provides valuable information about affordable housing options for 55+ homebuyers in Palm Springs, California. The article highlights specific communities, their price ranges, and the amenities they offer.


Nestled against the backdrop of the San Jacinto Mountains, Palm Springs has long been synonymous with luxury living and leisure. However, the allure of this desert oasis is not limited to the well-heeled. For those in pursuit of cheap homes for sale in Palm Springs, there’s an enticing array of options for 55+ homebuyers.

Let’s uncover the hidden gems and affordable abodes that make 55+ living possible and attainable in this sun-kissed Californian haven. Whether you’re a retiree seeking a tranquil retreat or an adventurer looking to embrace vibrant culture, you’re dream home is within reach.

Join us as we unveil where you can find an affordable home in this desert paradise!

Villa Portofino – Palm Desert, CA

Low $300ks – Mid $700ks

View from the outdoor patio at Villa Portofino, a 55+ community with cheap homes for sale near Palm Springs, California.

Situated on 50 acres with stunning views of the surrounding mountains, this gated 55+ community offers a luxurious setting without the hefty price tag. Located in Palm Desert, Villa Portofino is a newer community offering both new and resale homes. The community has 460 attached and single-family homes plus a wealth of amenities.

Residents can enjoy a 30,000-square-foot clubhouse, a fitness center, a game room, and a 100-seat movie theater. The Dream Game Room includes a sports bar, multiple big-screen TVs, and pool tables as well as a poker room. There’s also a beauty salon, a library, a craft room, and an art room inside the clubhouse. Outdoors, this community also features a pool, a nine-hole putting course, and plenty of paved walking and biking trails to enjoy.

Heritage Palms – Indio, CA

Low $400ks – Low $800ks

The entrance to Heritage Palms, a 55+ community in Indio, California.

Heritage Palms has a lot more to offer than just cheap homes for sale in Palm Springs. This gated community has miles of paved trails, an 18-hole golf course, and 1,004 homes over 379 acres. Homebuyers here can choose between attached duplex-style homes or single-family homes.

Residents also enjoy the 32,000-square-foot clubhouse with a fitness center, an indoor pool, a ballroom, a library, and an arts and crafts studio. The amenities continue with an onsite restaurant, an outdoor pool, four lighted tennis courts, two bocce ball courts, and gardening plots. The 27-hole, par-72 Heritage Palms Golf Course designed by Arthur Hills is also available to play, with no initiation fee to residents.

Sun City Palm Desert – Palm Desert, CA

High $300ks – Mid $1Ms

Palm trees beside the entrance to Sun City, a 55+ community with cheap homes for sale near Palm Springs, California.

The most popular 55+ community in the area, Sun City Palm Desert delights residents with its amenities and affordable prices. In this gated community, there are 4,949 attached and single-family homes with a variety of floor plans. Also, the resort-style neighborhood is situated right in Palm Desert near Palm Springs in the beautiful Coachella Valley.

Residents have access to three grand clubhouses with multiple fitness centers, a day spa, and two restaurants. Additionally, the outdoor amenities include 16 tennis courts, two 18-hole golf courses, an outdoor pool, and much more.

Desert Highlands – Desert Hot Springs, CA

High $200ks – High $300ks

The outdoor pool at Desert Highlands, a 55+ community with cheap homes for sale near Palm Springs, California.

If you’re on the hunt for cheap homes for sale in Palm Springs, you won’t be able to miss Desert Highlands. This quaint active adult community with 26 homes features unique amenities like an outdoor pool and tennis courts. Also, each home has a private whirlpool spa supplied by a hot mineral water well, creating a serene environment. The mid-century style homes offer tile roofs, fireplaces, split levels, cathedral ceilings, and private patios with mountain views. Residents can also engage in community activities such as hiking and tennis matches, supported by an active homeowners’ association (HOA).

Situated at the base of the San Bernardino Mountains, Desert Highlands provides scenic surroundings and proximity to daily needs. Golf courses, hiking spots, and local shops are easily accessible. The location also allows residents to explore major cities like San Bernardino, San Diego, and Los Angeles. Additionally, Palm Springs International Airport is about 12 miles away.

Desert Vista Village – Yucca Valley, CA

Low $300ks – High $300ks

The gated entrance to Desert Vista Village, a 55+ community in Yucca Valley, California.

As our final recommendation of where to find cheap homes for sale in Palm Springs, let’s explore Desert Vista Village. The development started in 2011 and offers modern active adult living in a historical setting, attracting residents who appreciate the Old West aesthetic with museums and unique attractions nearby

This beautiful 55+ community has 105 single-family homes in classic Southern California style. The homes, ranging from 1,241 to 1,501 square feet, offer two bedrooms, two or two-and-a-half bathrooms, and an attached two-car garage. Energy-efficient features, stylish touches, and private courtyards enhance the living experience.

The clubhouse provides an exercise room, a meeting room, a billiards room, card tables, and a catering kitchen. Outdoors, residents can also enjoy a pool, two bocce ball courts, a nine-hole putting green, and a barbecue area. Additionally, Desert Vista Village offers convenient access to local entertainment and outdoor attractions, making it an ideal choice for active adults seeking adventure in Southern California.

55places Can Work With Your Homebuying Budget

Palm Springs offers a diverse array of vibrant communities that combine affordability with an exceptional quality of life. Whether you’re drawn to the serene landscapes or the resort-style charm, each 55+ community brings its unique appeal to the table.

If you would like to further explore affordable homebuying options in the Palm Springs area, we’re ready to help. 55places has a network of local real estate agents who are standing by to help you find the perfect community for your retirement years. Whenever you’re ready to discover what’s next, we’re ready to help you along the way. Contact us today to learn more!

Discover what’s next.

To learn more information or connect with a real estate expert, contact us today.

Can you spot the $207,744 difference between these identical homes?

Financing is the difference!

Get the details in The 62+ Loan Homebuyers Guide.

55places Mortgage is a joint venture between Mutual of Omaha Mortgage and 55places.com.
Details here.

We're here to help! (800) 928-2055

Call us to speak with a customer service representative.

Subscribe to Our Newsletter

Get Weekly Updates

I agree that 55places and its affiliates, partner providers or agents may call, text, or email me about my inquiry, which may be made with automated means. I understand that my consent is not a prerequisite for buying a property. I may revoke my consent at any time by contacting optout@55places.com. Message/data rates may apply. I also agree to 55places.com’s Privacy Policy and Terms of Use.

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About 55places

We’re changing the way people 55 and older are searching for their perfect next place. With a national network of hand-selected real estate experts, plus comprehensive information, unbiased content, and on-the-go insight about thousands of communities across the country, we’re a trusted resource paving the way from here to home. Whether you’re interested in a low-maintenance single-level residence, an active lifestyle or age-qualified community, an intimate enclave, or anything in between, we can help you make your next move the best one yet.

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