When it comes to perceptions about tax rates, California gets a bad wrap. While many active adults are drawn to the Golden State for its idyllic weather, diverse entertainment options, and proximity to the beach, mountains, lakes, and other natural wonders, others are put off by what they believe to be high tax burdens.

The mortgage process is pretty complicated. Even if you've gone through it before, it's easy to get tripped up with all the steps, documentation, and financial jargon of it all. Are you planning on applying for a mortgage soon? Before diving straight in, here are some answers to commonly asked mortgage questions.

Buying a home is a very substantial investment, and home warranties are increasing in popularity as a means of giving homeowners peace of mind. Warranties can protect homebuyers against unforeseen problems or defects in many of the home's major systems and appliances.

Regardless of the reason behind it, early retirement can be difficult to deal with. Not only are there the mental and emotional holes it leaves behind, but there's also significant financial stress that comes with it. Are you facing forced retirement? Not sure how to deal with all that comes with it? This guide can help.

The rent vs. buy debate has long been argued. But for those in retirement, the dilemma deepens. Sure, homeownership offers stable, reliable payments (great for that fixed income) and the ability to customize your property as you choose, but renting offers perks too. So, how do you choose?

If you're thinking of buying a home, then you might want to do it fast because the best month to do so is coming to an end. Studies show buying a home in December isn't just easier for most homebuyers in America, it's also more affordable, offering as much as $2,500 saved over other times of the year.

Your real estate agent doesn't handle your mortgage, but they do play a big role in the overall homebuying process. And choosing an agent who understands the mortgage side of things? That can be a huge step toward ensuring a smooth, efficient, and challenge-free home purchase.

If you're nearing retirement (or even just planning ahead for when you do), then understanding Social Security is critical. How much will you get paid? When will you receive it? Will it be enough to support your lifestyle once you exit the workforce? Answering these questions is vital and should be done well ahead of retirement.

Maximizing your employer-provided investment benefits is critical if you want a comfortable, enjoyable retirement. But how do you do that? It requires a deep understanding of your employer's exact investment offerings--in most cases, a 401(a) or a 401(k) plan.

There are few universal truths in life and one of them is that no one enjoys paying taxes. Of course they fund our roads, local public works, emergency responders and other essential services but come tax time no one is thinking about that. You've worked hard to achieve a certain lifestyle in retirement and a big property tax bill can put a damper on enjoying the fruits of your labor.