Living near the historic and active city like Philadelphia is very possible in these affordable communities.

It’s no secret that Philadelphia is one of the most historic cities in the U.S., but it also has some pretty spectacular museums (Philadelphia Museum of Art, Rodin Museum, African American Museum), year-round outdoor attractions like the Schuylkill River Trail, world-class restaurants and shopping, and outstanding medical care.

Many active adults prefer not to live right in a big city like this, but the surrounding suburbs offer plenty of homes for sale in the Philadelphia area. To have easy access into the city to see a show, enjoy a fine meal, or visit a specialist and then return to a peaceful, low-maintenance home is priceless.

Here are some of our best picks for the Philly area, with bonus points for being priced at $250K or less.

Manatawny Village - Pottstown

High $100s - Low $200s

With 153 cozy new and resale attached homes, Manatawny Village is great for retirees looking to downsize. There are three floor plans ranging from 1,056 to 1,948 square feet with two bedrooms, one-and-a-half or two bathrooms, and attached one-or two-car garages. Leading Edge Development Group has designed all of these homes with first-floor master suites; basements or second floors with lofts are options.

Plans are underway for a private clubhouse, and this community also features well-landscaped grounds and paved sidewalks. A reasonable homeowners’ association fee provides for snow removal, lawn care and landscaping, and exterior building maintenance.

The neighborhood is in a highly desirable locale, just minutes from two shopping centers that have grocery stores, restaurants, a movie theater, and many other options. It is also about 15 minutes from scenic French Creek State Park and Blackwood Golf Club, the latter of which has very reasonable greens fees. Pottstown is in Montgomery County, and public transportation in the area is available from SEPTA.

Hershey’s Mill - West Chester

Low $200s - High $700s

This large, gated active adult community has 1,720 resale attached homes about 35 miles north of the city. It was built between 1978 and 2005 and has a reputation for its resort-style amenities, including its 18-hole golf course, Hershey’s Mill Golf Club.

Hershey's Mill is divided into 25 villages which have nine models that range from 1,158 to 3,153 square feet. You can choose from homes with one to three bedrooms, two to four bathrooms, and attached garages. Options include dens, eat-in kitchens, decks, and lofts.

In addition to the golf course, there is a clubhouse, a community center, and a banquet hall on the property. Neighbors can be found playing pickleball, tennis, bocce, horseshoes, swimming laps at the outdoor pool, walking their dogs at the dog park, or meandering by the lakes and ponds along the nature trails.

There are additional meeting rooms, a community TV station, and a restaurant at the golf club. There are too many groups and activities to list here, but rest assured that there options for a wide variety of interests.

Centennial Station - Warminster

Below $100k - High $200s

People that live in Philadelphia proper often visit Bucks County, an area known for its natural beauty, historic charm, farm-to-table cuisine, wineries and breweries, and covered bridges. Centennial Station was built here from 1990 to 2000, and its 410 resale condos hold great appeal for downsizers.

These cozy units are sized from 456 to 1,412 square feet. They may have one to three bedrooms, and one to two bathrooms. Some have upgrades like granite countertops, hardwood floors, custom window treatments, and decks. The homeowners’ association fee provides for snow removal, community landscaping, and common area maintenance.

Centennial Station has its own business center, which provides a bank, dentist, hair salon, and restaurant. The community clubhouse has a heated indoor pool, an exercise room, an arts studio, and a grand ballroom. There are also walking & bicycle trails, shuffleboard and tennis outside.

St. Joseph Court - Fallsington

Mid $200s - Mid $300s

If you’re looking for new construction in the Philadelphia area, St. Joseph Court could be just right for you. McGrath Homes is completing this new 55+ neighborhood, which will have 76 new attached homes about 30 miles northeast of the city. 

These spacious homes are sized from 1,625 to 2,333 square feet and have two bedrooms, two or two-and-a-half bathrooms, and attached one-or two-car garages. Features include first-floor master suites, gas heat, stainless steel appliances, and granite countertops.

A clubhouse is also part of the plan, and it will include a modern fitness center, activity rooms, and bocce courts. A reasonable homeowners’ association fee will cover exterior home maintenance, snow removal, and lawn care.

The charming town of Fallsington is not far from the Delaware River and New Jersey border, and local attractions include the Langhorne Historic District and Washington Crossing Park.

Village of Buckingham Springs - New Hope

High $100s - High $200s

Also in desirable Bucks County, Village of Buckingham Springs shines when it comes to keeping their residents active and engaged. This established active adult community has 646 single-family homes, about seven miles outside of the popular downtown area.

There are nine floor plans ranging from 1,056 to 1,680 square feet, with two to three bedrooms, two bathrooms, and either attached garages or off-street parking. Some homes feature country kitchens, vaulted ceilings, and oversized master bathrooms. A homeowners' association's fee covers trash and snow removal and common area maintenance.

The community clubhouse has an exercise room, a ballroom, indoor bocce, and a heated outdoor swimming pool and spa. There is also a convenient community bus, which takes residents on shopping excursions and day trips.