View of New York City from the water

Active adults who love the Big Apple can find several communities nearby offering affordable, attractive homes.

In New York City, the streets are overflowing with tall buildings, theaters, restaurants, bars, shops, fitness centers, boutiques, and of course, people. Although many active adults choose to live right where all of this action is, others prefer to be farther out yet close enough to make getting into the City very doable. This is why there are so many retirement communities in Long Island and the Carmel area.

Although New York real estate can be priced high, these two regions offer plenty of affordable options for around $250k and under. Long Island’s stunning coastal landscapes offer retirement community residents the benefits of year-round recreational opportunities, charming seaside towns, and all the modern conveniences they need. Travel time to the Big Apple varies depending on when and where you’re going, and using public transportation can make things easier. There are also options for traveling to and from the Carmel area, which is about 57 miles away (Long Island is about the same).

New York’s upstate regions are also worth exploring, and many are closer than you might think. Places like Cooperstown, the Finger Lakes, and the state capital of Albany make for exciting weekend destinations, and the latter also has a 55+ condo neighborhood, which you’ll learn about below. Those who wish to travel further than these areas have plenty of airports to choose from as well.

If you’d like to learn more about New York’s active adult neighborhoods with homes for sale around $250k, here are the details on some of our top choices.

Greenwood Village - Manorville, NY

Below $100K - Mid $100s

This East Long Island neighborhood is established and affordable, with resort-like amenities and the security that comes from being gated. It's a land-lease community, which means that residents own their homes and pay an additional monthly fee for their land.

With 512 resale attached and single-family homes, Greenwood Village has a wide variety of floor plans and options for home seekers. There are eight single-family models ranging from 900 to 1,300 square feet with one to three bedrooms, one to two baths, and attached one-car garages. Upgrades may include Florida rooms, finished basements, stainless steel appliances, wood floors, and granite countertops. The select number of attached homes come in at around 1,100 square feet with two bedrooms, one bathroom, and attached one-car garages.

Many of Greenwood Village’s amenities are located at its friendly clubhouse where residents work out in the exercise room, attend events in the great room, play games, and enjoy the library. Outside, there's a swimming pool as well as shuffleboard, bocce, and tennis courts. There are also picnic areas, ponds, and trails on the property, plus a community transit bus and RV parking.

Nearby golf courses include Pine Hills Country Club, and the surrounding area features plenty of other attractions like the Long Island Game Farm and Wildlife Park, several shopping centers, and of course, the beach.

Leisure Knoll - Ridge, NY

Low $200s - High $400s

Also in East Long Island, Leisure Knoll is another well-established community with excellent amenities. It has 701 resale single-family homes on an expansive property that sits in between two state forests: Panamoka Pine Barrens and Rocky Pointe Pine Barrens. Between the two, there are ample opportunities for hiking, biking, horseback riding, hunting, and wildlife observation.

Yet even though Leisure Knoll is surrounded by so much natural beauty, there are more than enough grocery stores, restaurants, veterinarians, houses of worship, convenience shops, and other services just minutes away. On the property, there are a dozen floor plans sized from 655 to 1,135 square feet with two bedrooms, one to two bathrooms, and one-car garages. Some of these charming homes have features like covered porticos, new windows, enclosed sunrooms, and beautifully landscaped lots.

Leisure Knoll also has a community bus, walking trails, and a clubhouse full of perks like an exercise room, an arts and crafts room, and other activity areas. There are also shuffleboard, tennis, and bocce courts, plus an outdoor pool and horseshoe pits. Popular community activities and events include a singing group, ladies’ socials, ceramics, bible study, “Slimnastics,” and the travel club.

Brandle Meadows - Altamont, NY

Low $200s - Mid $200s

Located about 20 miles west of Albany, Brandle Meadows is a peaceful active adult neighborhood that was completed in 2012 with 72 resale condos. They range from 1,320 to 1,896 square feet with two or three bedrooms, two baths, and available covered parking. Upgrades may include roomy master bedroom suites, gas fireplaces, bay windows, balconies, or patios.

Community amenities include a heated outdoor pool, a putting green, an exercise room, and a private clubhouse. Homeowners gather here to participate in group activities like water aerobics, holiday parties, Mah Jongg, and card games. There's also a shared outside gardening area, a nature trail, a pond, and woods on the grounds.

Brandle Meadows is nicely situated about a mile from the center of town, so residents can walk or bike over and grab lunch, visit the Altamont Free Library, stop at the post office, visit the bank, or go to church. Nearby grocery stores include Fresh Market and Trader Joe’s, and there's a shopping center in Albany, Crossgate Mall. For outdoor adventures, residents can play the links at Orchard Creek Golf Club, explore John Boyd Thacher State Park, or head into Albany and visit museums and galleries like the Albany Institute of History and Art.