The Best Communities for the Semi-Retired

New Haven, CT is just one great city to live in if you want to continue working in retirement.

Plenty of folks across the country are choosing to work, at least part-time, after reaching full retirement age. But some cities are more friendly to the semi-retired than others. CareerBuilder released a list of the cities with the largest proportion of 55+ workers, so you can bet that these destinations will have opportunities to fill your golden years.

Plenty of Florida cities made the list, including the number one slot.

1. Florida

North Port, Florida has the largest share of workers over 55 in the country, with 25.9 percent of its workforce 55+. North Port also saw the greatest increase in 55+ workers from 2001 to 2016. Its major industries are healthcare and insurance. The city’s warm climate and low cost of living offers residents a carefree lifestyle. North Port has made several lists on Forbes, coming in at #9 for job growth. North Port is also home to a handful of active adult communities, including the popular and amenity-packed Cypress Falls at the Woodlands. North Port has other beautiful communities, including Heron Creek and Bobcat Trail.

Just north of Orlando is Deltona, another economic center for the semi-retired. As with many towns in the Sunshine State, the city’s major industry is tourism and many small businesses aim for this market. Livability.com reports that there are 55,470 business establishments in Deltona’s Volusia County with fewer than ten employees. Just to the south of Deltona are some of the state’s most desirable communities, including VillageWalk at Lake Nona, Solivita, and Twin Lakes, a brand new 55+ community.

2. Connecticut

New Haven seems to be the East Coast haven for seasoned workers, with 24.9 percent of its workforce 55+. Yale University is the city’s largest employer, so those with an appreciation or background in academia should check for opportunities on the Ivy League school’s website. New Haven Hospital is also a big employer for those with experience in healthcare.

Hartford, CT also made the list, with an economy centered around insurance, technology, and education. The Hartford and New Haven areas also have some of the state’s most acclaimed active adult communities, including Oronoque Village, Beckley Farms, and The Powder Forest Homes.

3. Pittsburgh

In the Rust Belt, Pittsburgh, PA employs a fair amount of 55+ workers, with 24.7 percent of its workforce 55+. Following the decline of the steel industry, the city shifted to technology. Google, Apple, Bosch, and Facebook all maintain a presence there, as well as a federal agency headquarters for cyber defense, software engineering, and robotics.

The city’s largest employer, however, is the University of Pittsburgh Medical Center with 48,000 employees. The Pittsburgh area also boasts some of the region’s best active adult communities, including the brand new Traditions of America at Sewickley Ridge and Traditions of America at Summer Seat.

4. Oklahoma City

While New England and Florida hold the largest concentration of 55 and better workers, a few cities in the Midwest and West Coast have seen an increase. Oklahoma City, OK saw a 1.5% bump in 55+ workers from 2001 to 2016. Many Oklahomans stay put after retiring, as their nest eggs go further thanks to low housing and energy expenses. The low cost of living brings many from out of state as well, and they may find work in the city’s thriving energy, finance, and distribution industries. The nearby town of Norman even has a 55+ community, the 58-home Fiddler’s Green. Farther west in Sacramento, there also was a modest increase in their 55+ workforces.

If you’re looking to work in a major city, Philadelphia, Miami, and New York City have the largest share of 55+ workers of the ten most populous cities. While not the quietest places to retire, these places do attract Millennial workers as well, assuring healthy economies when their more experienced workers enter full-time retirement.

“Whether they are motivated by financial reasons or personal choice, people are staying in the workforce longer,” said Matt Ferguson, CEO of CareerBuilder and co-author of The Talent Equation. “At some point those workers and their intellectual capital will retire, so a city with a workforce that is aging at a faster rate needs to ensure it is attracting an adequate supply of new talent to fill the gap and fuel economic growth. While big cities have broad appeal, younger generations are also gravitating toward second tier markets with diverse economies, a strong technology presence and affordable cost of living.” 

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