Want Low Taxes? Move to Delaware

 State parks celebrate Delaware’s natural beauty, and residents have many options for water-based activities like fishing, boating, and swimming.
 State parks celebrate Delaware’s natural beauty, and residents have many options for water-based activities like fishing, boating, and swimming.

Delaware may be America’s second smallest state, but this tiny gem offers many attractive features for active adults. There are historic sites, quaint coastal towns, outlet shopping centers, and amenity-rich active adult communities. Best of all, Delaware is one of the most tax-friendly states in the country.

Geography and Climate

For active adults, Delaware’s many appealing benefits begin with its prime East Coast location. Retirees who love the diversity of both quiet living and urban attractions will enjoy living in an area that offers close proximity to many weekend getaways. Whether choosing a coastal destination or a community in a central part of the state, Delaware is within easy access of New York City, Philadelphia, Baltimore, and Washington D.C.

The climate in Delaware is relatively mild but allows retirees to experience all four seasons. Although the state is small, there are noticeable differences between the climate in its northern and southern regions. The weather in the southern portion of the state is milder, however, some snow does fall throughout the entire state.


Delaware offers a variety of attractions that will appeal to many different active adults. Its popular coastal cities include the beaches of Dewey, Bethany, and Rehoboth. Lewes and Milton are two historic towns which are also popular with both visitors and relocating retirees.

Throughout the state, residents will find public and private golf courses, museums, shopping centers, restaurants, antique shops, and performing arts centers. State parks celebrate Delaware’s natural beauty, and residents have many options for water-based activities like fishing, boating, and swimming.

Tax Laws

While retirees are drawn to Delaware for many reasons, the state’s favorable tax laws are often a large part of their decision to relocate. Those living in bordering states may already know that Delaware has no sales tax on most retail items. However, not everyone realizes that Delaware is such a tax-friendly state for retirees.

In addition to having no sales tax, Delaware has low real estate property taxes, no personal property taxes, and no inheritance taxes for most residents. There are no local taxes outside of the City of Wilmington, and no state taxes on social security benefits. Depending on age, there are also limits on the taxes that are applied to pension benefits.

55+ Communities in Delaware

There are several active adult communities located throughout the state of Delaware. In the northern region, retirees will find affordable communities like Spring Arbor in Middleton or Legacy at The Village of Fox Meadow in Newark. Central Delaware includes lovely communities such as Nobles Pond in Dover. More expensive, luxury communities are located throughout the southern region, including Heritage Shores in Bridgeville or Independence in Millsboro.

Active adults who want to retire on the East Coast do not have to move to Florida to find beautiful coastal towns and resort-style active adult communities. With its favorable tax laws and a prime location near several urban centers, Delaware is quickly gaining popularity as a retirement hot spot.

Can you spot the $207,744 difference between these identical homes?

Financing is the difference!

Get the details in The 62+ Loan Homebuyers Guide.

55places Mortgage is a joint venture between Mutual of Omaha Mortgage and 55places.com.
Details here.

Share this post:

We're here to help! (800) 928-2055

Call us to speak with a customer service representative.

Subscribe to Our Newsletter

Get Weekly Updates

I agree that 55places and its affiliates, partner providers or agents may call, text, or email me about my inquiry, which may be made with automated means. I understand that my consent is not a prerequisite for buying a property. I may revoke my consent at any time by contacting [email protected] Message/data rates may apply. I also agree to 55places.com’s Privacy Policy and Terms of Use.

The Best Places to Snowbird in 2021

We’ve gathered 25 of the best places for snowbirds, including cities in Florida, Arizona, California, Texas, South Carolina, and Nevada. For each entry, we’ve also provided a list of recommended 55+ communities in the area. If you’re ready to find your own winter retreat this season, here are some of the best places to consider.

A group of older adults socialize within their 55+ community.

Top 10 FAQs About Living in 55+ Communities

We’re here to answer all of your questions about joining a mature living community, so you can feel empowered in your decision. This is the next great adventure of your life, and we’re firm believers in leaving the stress out. Check out these top 10 FAQs about living in 55+ communities.

A senior couple takes a hike in a low-humidity state they chose for their retirement.

Retirement: What Are the Top 5 States With the Lowest Humidity?

There are many factors in deciding where to retire, and the weather can be one of them. Luckily, many of the states with nice weather also offer additional benefits for people over 60 and have several exciting active adult communities. Here are the four best states for a low-humidity retirement.

Lake view during autumn at dusk of Table Rock Mountain in Pickens, South Carolina.

5 Reasons To Consider a South Carolina Retirement

What does South Carolina have to offer active adults? A selection of over 80 active adult communities is just the beginning. These five reasons to consider a South Carolina retirement just might convince you that this southern coastal state has everything you’re looking for in a 55+ community.

The Best Places to Retire in South Carolina

South Carolina is known for having some of the best golf courses in the country, but that’s not all it has to offer active adults. The state has a rich history and culture, a wide selection of entertainment and recreation, and miles of beaches and coastal living.

North Carolina vs. South Carolina

The Carolinas are a power couple when it comes to maintaining an active lifestyle in an amazing climate, but they’re separated by more than just a border. A side-by-side comparison of the two can quickly show which is better for you when it comes to your interests and needs.

Exterior view of a model home at Del Webb Carolina Gardens, Fuquay-Varina, North Carolina on a sunny day.

55+ Communities With New Homes for Sale Near Raleigh

If you’re in the market for a new construction home in Raleigh, North Carolina there are plenty of options to consider. We’ve put together a list to help you start your search for the perfect neighborhood with new homes.

About 55places

We’re changing the way people 55 and older are searching for their perfect next place. With a national network of hand-selected real estate experts, plus comprehensive information, unbiased content, and on-the-go insight about thousands of communities across the country, we’re a trusted resource paving the way from here to home. Whether you’re interested in a low-maintenance single-level residence, an active lifestyle or age-qualified community, an intimate enclave, or anything in between, we can help you make your next move the best one yet.

Scroll to Top