A blue sky over Montauk Point Lighthouse in Long Island, New York

West Long Island and East Long Island are both attractive places to retire, but which one is best for you?

Considered by some to be a playground for the rich and famous, there's much more to Long Island (LI) than yachts and mansions. Its natural beauty, proximity to New York City, and rich historical and cultural heritage make it a magnet for retirees, and its real estate options can be more affordable than you might expect.

Technically, LI is comprised of four counties. From east to west, they are Suffolk, Nassau, Queens, and Brooklyn. The latter two are not amenable to having large numbers of retirement communities, and active adults are more likely to settle in Suffolk and Nassau. For our purposes today, we’ll also refer to Suffolk as East Long Island and Nassau as West Long Island.

There are pros and cons to living in both regions, and all are worth considering before deciding to retire in this part of New York.

The Basics

LI’s northern shores are bordered by the Long Island Sound and Block Island Sound.

From New York Harbor to Montauk Point, LI is 118 miles long, and Suffolk is larger than Nassau, covering the Island’s eastern two-thirds. LI’s northern shores are bordered by the Long Island Sound and Block Island Sound, while its southern coastline borders the Atlantic Ocean. Since Nassau is closer to New York, it has a more suburban—and urban in some areas—feel. Some of the outlying areas in Suffolk can be thought of as rural, but that's changing as populations increase.

Since it's not very large in terms of overall geography, you can expect fairly consistent weather patterns with cool, wet winters and warm, humid summers. Of course, the closer you get to the beach, the breezier it is, and that’s a huge plus during the hot summer months. Another North Shore vs. South Shore difference is that the northern beaches are rugged and rockier. You’ll find flatter, sandier beaches along the Atlantic coastline.

Getting There

Since West Long Island is closer to New York City, it's a shorter drive–a big plus for those who have LI vacation homes. The Long Island MacArthur Airport is near the center of LI and offers flights mainly to east coast destinations, although there are exceptions. There are smaller airports on the island as well, including Montauk Airport.

In Nassau, public transportation is provided by the NICE bus network and the Long Island Rail Road. The Long Island Rail Road also services Suffolk County, which has its own bus line as well.

Outdoor and Indoor Pastimes

View of Oyster Bay from the shore, located in Long Island, New York

Popular beaches in West Long Island include Jones Beach State Park and Oyster Bay.

One of the most distinguishing features of East Long Island is where the Island splits into its North and South Forks. These are actually two long peninsulas, and the luxury homes here can run into the millions. The scenery can be pretty spectacular, offering views from the Montauk Lighthouse Museum and Shelter Island. Farther inland, you’ll find picturesque golf courses like Timber Point and those of Bethpage State Park. If you love the beach, some of Suffolk’s finest can be found at Smith Point County Park and Cupsogue Beach County Park.

West Long Island also has beautiful recreational facilities like Eisenhower Park and Garvies Point Museum and Preserve. Cantiague Park has an impressive indoor skating rink, and popular beaches include Jones Beach State Park and the ones in Oyster Bay. One of the top golf courses here is at North Woodmere; Eisenhower Park also has three 18-hole courses, as well as tennis courts, a fitness trail, and an aquatic center.

Both East and West Long Island are also known for their wineries and farmers’ markets, but their indoor attractions are worth mentioning too. In Suffolk, visitors can find the Southold Indian Museum and the Long Island Science Center. Nassau’s cultural treasures include the Baldwin Historical Museum and the African American Museum of Nassau County. As far as dining options go, there are many choices all over the island. Plus, the seafood here just can’t be beaten.

Practical Matters

Good medical care is always a priority, and you can’t go wrong in either county. In Suffolk, you’ll find Huntington Hospital, Long Island Community Hospital, Southside Hospital, and others. Nassau has North Shore University Hospital and Long Island Jewish Medical Center.

For those interested in continuing education, Suffolk County is home to Stony Brook University and Suffolk County Community. Adelphi University and Hofstra University can all be found in Nassau. There are endless shopping options also, and residents can expect to find everything they need just a short distance away. It might take longer for more rural areas, but it may be worth the trade for living in a pristine, natural setting.

Cost of Living

A bush of Montauk daisies on the shore of a lake in Southampton, Long Island, New York

 Residents enjoy year-round resort-style living, amazing scenery, and quaint towns.

Bestplaces.net rates Suffolk County’s cost of living at 132 and Nassau’s at 162.2, both significantly above the national average of 100 points. It’s no secret that LI is one of the highest-priced parts of the country, but, in exchange, residents enjoy year-round resort-style living, amazing scenery, and quaint towns. Prices for goods and services will naturally go up during summertime, the high season.

However, this doesn't mean homebuyers are shut out from finding an affordable retirement community in either region. In East Long Island, homes for sale begin under $100k; West Long Island’s lowest-priced 55+ community starts in the high $200s.

To narrow down those price points, here’s a peek at four Long Island communities. Whether you choose east or west, you’re sure to find a comfortable home in a sought-after locale with nice amenities.

East Long Island

Aerial view of the Montauk Lighthouse and the surrounding scenery, located in Suffolk County, New York

In East Long Island, homes for sale begin at affordable prices.

Leisure Knoll

Mid $200s - Mid $400s

This East Long Island communitiy offers 701 resale single-family homes, a clubhouse, a swimming pool, sports courts, and a community bus.

Request more information about Leisure Knoll.

Plymouth Estates at Mount Sinai

Mid $400s - Mid $500s

This gated, 55+ community is comprised of 285 resale attached homes nestled around five scenic ponds. Amenities include a clubhouse, an outdoor pool, and walking trails.

Request more information about Plymouth Estates at Mount Sinai.

West Long Island

A lifeguard tower and lifeboat on the shores of Jones Beach in Nassau County, New York

West Long Island also offers affordable property.

The Bel Aire at East Meadow

High $300s - Low $400s

This community in West Long Island offers 95 resale condos in a four-story building that features amenities like an exercise room, dining areas, concierge service, and a heated outdoor pool.

Request more information about The Bel Aire at East Meadow.

The Seasons at East Meadow

High $400s - Low $600s

Interested homebuyers can also consider this 55+ community with 404 resale condos, an elegant clubhouse, indoor and outdoor pools, and a dog park.

Request more information about The Seasons at East Meadow.