Boats and docks along the lake in Pinehurst, NC

Central North Carolina has several exciting, serene, and affordable active adult communities.

Central North Carolina is highly desirable among the 55+ crowd for a number of different reasons, including its mild winter temperatures, abundance of outdoor recreation, and proximity to exciting major cities like Charlotte. Just because the region is a popular retirement destination doesn't mean housing prices are steep. Central North Carolina has a number of affordable active adult communities with homes for sale under $200k.

Cornelius Woods - Cornelius, NC 

High $100s - Mid $300s

Located just 20 minutes from Uptown Charlotte in the small town of Cornelius, Cornelius Woods is an age-restricted community that will consist of 111 low-maintenance, attached homes. New constructions are available with prices starting below $200k, and there are a dozen different condo and villa floor plans for prospective buyers to consider.

Condos range from 877 to 1,822 square feet with one to three bedrooms and one to two bathrooms. Some layouts also include a den. Villas are 1,318 square feet with two to three bedrooms, two bathrooms, and an attached two-car garage.

Homeowners in Cornelius Woods will have access to a number of amenities, including a clubhouse as well as multi-purpose and meeting rooms, and residents can form social groups.

Cornelius is located on Lake Norman, giving residents ample fishing and boating opportunities. Along with its amenities, the community is conveniently located near many daily conveniences like Harris Teeter and Food Lion for groceries as well as shopping centers like Jetton Village Shops.

Learn more information about Cornelius Woods here. 

Knollwood Village - Southern Pines, NC

Low $100s - Low $200s

Southern Pine’s Knollwood Village is a 55+ community that features a mixture of 240 single-family and attached homes. The established community was originally built in 1959, and its homes are available on a resale-only basis with price points between the low $100s and low $200s.

Most residences are single-level with low-maintenance exteriors. There are four condominium floor plans ranging from 560 to over 1,000 square feet with either a studio, one, or two bedroom option as well as one bathroom. Knollwood Village’s townhomes are larger with five plans available. Plans range between 1,450 and 1,980 square feet with two to three bedrooms, two bathrooms, and one- or two-car garages. Single-family homes are 2,000 square feet with two to three bedrooms, two to three bathrooms, and attached garages.

In addition to the many housing options, Knollwood Village also offers residents several amenities that include an outdoor pool, scenic ponds, and walking and biking trails. Golfers who live in the community will enjoy its 9-hole golf course, 22-acre driving range and practice facility, chipping area, and golf cart rentals. In addition to these amenities, the homeowners' association (HOA) makes it possible for residents to enjoy a low-maintenance lifestyle. 

Learn more information about Knollwood Village here.

Pinehurst Trace - Pinehurst, NC

High $100s - Low $300s

The age-restricted, 225-home community of Pinehurst Trace features single-family homes that are available as both new construction and resale options. Houses within the community offer single-level living, and there are five floor plans for homebuyers to choose from. Plans range from 1,595 to 2,000 square feet with two to three bedrooms, two bathrooms, and an attached one-car garage. 

Pinehurst Trace’s amenities include a clubhouse that features a great room, two meeting rooms, a catering kitchen, exercise room, billiards, and a library. There’s also a beauty parlor and barbershop on-site, so residents don’t have to ever leave the community to get a trim. Outdoor amenities include a pool, tennis and shuffleboard courts, and horseshoe pits. 

Residents can enjoy the numerous social groups and clubs inside the community as well as the conveniences just outside their door. Popular nearby destinations include historic Fayetteville and the Uwharrie National Forest.

Learn more information about Pinehurst Trace here. 

The Gables at Kepley Farm - Salisbury, NC

High $100s - Low $200s

Rounding out the list of Central North Carolina communities with homes for sale under $200k is The Gables at Kepley Farm located in the town of Salisbury. The age-restricted neighborhood will feature a total of 260 single-family homes once completed. Both new and resale residences are on the market with four single-level floor plans ranging from 1,500 and 1,900 square feet with two bedrooms, two bathrooms, and an attached two-car garage. The largest layout also includes a den. 

The Gables at Kepley Farm’s homeowners have access to a variety of noteworthy amenities that include a 4,000-square-foot clubhouse, a great room with a fireplace and TV, billiards, catering kitchen, exercise room, library, and covered veranda. There’s also a community garden where residents can plant their favorite vegetables and flowers.

Salisbury residents can also travel easily to historic Winston-Salem, located just under an hour away. Other local amenities include the boating opportunities at High Rock Lake and five golf courses within 10 minutes.

Learn more information about The Gables at Kepley Farm here.