Library inside the clubhouse at Sun City Texas in Georgetown, Texas

A Texas retirement could be easy on your wallet, especially in one of these active adult communities with homes for sale under $200,000.

From the vibrant, welcoming culture to the overall low cost of living, there are many good reasons to retire in Texas. The Lone Star State offers the ninth-lowest cost of living in the country, mostly due to housing affordability. Active adult homebuyers looking for Texas homes for sale under $200,000 have many options.

Whether homebuyers want access to the Texas coast or to a major city such as Houston or Dallas, active adults can stay within their budget at several 55+ communities throughout the state. Here’s a look at a handful of Texas communities with homes for sale under $200,000.

Alamo Country Club – Alamo, TX

Below $100K – High $100s

Just north of the Mexican border, Alamo Country Club is a 55+ community that puts residents within a one-hour drive of South Padre Island. Completed in 2001, this active adult community contains 526 single-family homes with open floor plans. A reasonable homeowners’ association fee covers golf, a secured entrance, and upkeep of the community grounds and amenities.

Homeowners can enjoy a variety of amenities, including a clubhouse with an exercise room, locker rooms, a card room, a library, meeting rooms, a billiards room, and a catering kitchen. Outdoor amenities include a pool, a spa, two tennis courts, seven shuffleboard courts, a nine-hole golf course, and a network of walking trails that provide views of lakes, ponds, and parks. Alamo Country Club encourages friendship through many special interest groups, including Bible study, quilters club, and garden club.

CountryPlace – Pearland, TX

Low $100s – Low $400s

CountryPlace is an active adult community in Pearland that was built between 1981 and 2000. Here, active adult homebuyers will find 841 single-family homes and townhomes that offer low-maintenance living. Most homes feature views of the golf course or lake.

Living in CountryPlace gives residents access to many activities and events, including piano lessons, discussion groups, oil painting, bingo, quilting, and travel club. Homeowners can stay physically fit through yoga, tennis, water aerobics, and Jane Fonda exercise classes. This 55+ community also contains a library, craft room, multi-purpose room, outdoor pool, and 18-hole golf course.

Watermere at Southlake - Southlake, TX

Mid $100s – High $800s

Conveniently situated in the Dallas-Fort Worth Metroplex, Watermere at Southlake is a 55+ community that contains 106 attached and custom homes. Designed with 10-foot ceilings and first-floor master suites, homes range in size from 2,127 to 2,661 square feet. Homeowners pay a homeowners’ association fee that covers lawn care, landscaping, exterior maintenance, and common area maintenance.

Homeowners have access to several resort-style amenities in Watermere at Southlake, including a full-service day spa that offers nail and hair salon services, a stocked lake, and a full-service bar located in the clubhouse. Residents also have the option to pay for dining and beverages with credits they receive as part of their homeowners’ association fees. Whether active adults enjoy tennis, horseshoes, or shuffleboard, they can follow their passion at this active lifestyle community in Southlake.

Sun City Texas – Georgetown, TX

High $100s – Low $1Ms

Sun City Texas, the largest active adult community in Texas, is located in Georgetown, just 35 miles north of Austin. Spanning 5,300 acres, Sun City Texas contains 9,900 homes and three 18-hole golf courses. Residents have a wealth of amenities and activities at their fingertips, from multiple recreation and activity complexes to neighborhood parties and bus trips to Austin. A community activities director ensures homeowners always have a fun social outing or event to enjoy.

Active adults in search of homes for sale under $200,000 can explore a mix of new and resale homes. Whether they prefer a single-family residence or an attached duplex home, active adult homebuyers have many options in Sun City Texas. Homes range in size from 940 to more than 3,000 square feet, and some offer golf course views. 

Windsor Lakes – The Woodlands, TX

High $100s – High $300s

At Windsor Lakes, a gated enclave of 572 attached and single-family homes, residents can enjoy a wide mix of amenities and activities. This active adult community in The Woodlands contains a 20,000-square-foot clubhouse that's exclusively reserved for Windsor Lakes’ 55 and older residents. Inside, homeowners can enjoy an arts and crafts room, a multi-purpose room, a catering kitchen, and a billiards room with pool tables and a dartboard. Outdoor amenities include a pool as well as walking and biking trails.

Completed in 2006, Windsor Lakes offers single-family homes for sale that range in size from 1,739 to 2,666 square feet. Patio homes provide between 1,491 and 2,210 square feet of living space. These energy-efficient homes are designed with double-pane windows and include private, fenced backyards.