Exterior view of a condo building at Plaza Grande at Old Bridge in Old Bridge, New Jersey

Many active adult communities in Central New Jersey have homes for sale for less than $250k. Here are a few.

Like most of the mid-Atlantic region, Central New Jersey experiences all four seasons, with somewhat snowy winters, hot and balmy summers, and everything in between. Living here means ski trips, lazy beach weekends, colorful fall foliage, and warm and windy spring times. That's why this area attracts active adults who enjoy outdoor leisure time, and there's plenty to keep them busy.

Locals visit recreation spots like Thompson Park in Monroe to enjoy its lively dog park, lake, hiking trails, and 18-hole disc course. The closest place to ski is about an hour away in North Jersey; Campgaw Mountain is good for all ages, and it has tubing and snowboarding as well. And when summer comes around, Central New Jersey has some of the best beaches in the state, including Asbury Park and Spring Lake.

This region is close to both New York City and Philadelphia, so you'll be pleasantly surprised to discover that there's a decent selection of homes for sale in Central Jersey in the $250k price range. You can find resale condo, attached, and single-family homes in established 55+ communities with some closer to the shoreline than others. Here are four that we've chosen for your consideration.

Surrey Downs - Freehold, NJ

Mid $100s - Mid $200s

Surrey Downs is affordably priced, and it was completed in 1997 on an expansive property in Monmouth County. It has 443 resale single-family homes in a dozen floor plans. They range from 760 to 1,383 square feet with one to two bedrooms and one or two bathrooms. Options include one- or two-car garages, Florida rooms, decks, patios, and upgraded kitchens. The monthly homeowners’ association (HOA) fee covers landscaping, trash and snow removal, and common area maintenance.

Homeowners here enjoy the use of a community bus and a private clubhouse. The latter offers bocce ball and tennis courts, an outdoor pool, activity rooms, and a fitness center with an indoor Jacuzzi. Surrey Downs’ social groups and events include ceramics, travel club, and yoga.

The town of Freehold is right by the intersection of Routes 33 and 9, an area dotted with grocery stores, pharmacies, banks, and shopping. There's also Walmart Supercenter, and Freehold Mall and Monmouth Battlefield Park are also just minutes away.

Learn more information about Surrey Downs here.

Locust Hill - Hamilton Township, NJ

Mid $200s - Mid $300s

In Mercer County, we find Locust Hill, an attractive 55+ neighborhood with 247 resale attached and single-family homes completed in 2006. The four attached floor plans range from 1,239 to 1,670 square feet with two bedrooms, two or two-and-a-half bathrooms, and attached one-car garages. Options include stainless steel appliances and walk-in closets.

The three single-family models range from 1,349 to 1,900 square feet and offer two to three bedrooms, two or two-and-a-half bathrooms, and attached two-car garages. Most include first-floor master suites with walk-in closets and elevated ceilings. The HOA fee includes lawn and common area maintenance.

There's a good selection of clubs and activities here, including movie nights, holiday activities, book club, and water aerobics. Many take place at the community clubhouse, which has a catering kitchen, gathering rooms, a fitness center, sports courts, and an outdoor pool. Locust Hill also has a putting green and walking trails, and it's close to I-195. Nearby landmarks include the highly-rated Robert Wood Johnson University Hospital, Veterans Park, and Mercer Oaks Golf Course.

Learn more information about Locust Hill here.

Plaza Grande at Old BridgeOld Bridge, NJ

Mid $200s - Mid $400s

Located in Middlesex County, Plaza Grande at Old Bridge is geared for downsizing, with 279 resale condos built from 2005 to 2007. There are nine floor plans, all with two bedrooms, two bathrooms, and indoor garage parking. Options may include balconies, hardwood floors, and soaking tubs, and the HOA fee provides for trash and snow removal plus grounds maintenance.

The Grande Club community center has resort-style amenities, like an exercise facility with an indoor spa and aerobics studio. There are also activity rooms, a ballroom, an outdoor pool, a putting green, plus tennis and bocce ball courts. The long list of clubs and activities includes comedy nights, holiday parties, line dancing, and karaoke.

Local shopping outlets include Costco, CVS, Walmart, and Lowe’s, plus there are many other shops and well-known restaurants nearby. Old Bridge is a mid-sized town, and it has several parks, a library, and an active parks and recreation department that sponsors events and classes for all ages.

Learn more information about Plaza Grande at Old Bridge here.

Princeton Windrows - Princeton, NJ

Low $200s - Mid $800s

Located in prestigious Princeton, Princeton Windrows has affordable options for active adult homebuyers. It was built from 2000 to 2008 in Mercer County with 294 resale condo, attached, and single-family homes and a total of seven home models. The condos have three floor plans ranging from 792 to 1,209 square feet with one to two bedrooms, one to two bathrooms, balconies, and lot or covered parking options. The HOA fee provides for common area and road maintenance as well as trash and snow removal.

This sought-after community has desirable amenities like three restaurants, a state-of-the-art fitness center, plus its own convenience store and barber shop. There’s also a greenhouse, aa gardening center, walking trails, and tennis court on the property. Other benefits of living here include close proximity to Princeton University, Delaware and Raritan Canal State Park, and Princeton Medical Center.

Learn more information about Princeton Windrows here.