Ahhh, South Jersey: It has endless miles of beaches, proximity to Philadelphia and New York City, plus an incredible choice of active adult communities. This bottom half of the state also has a wine trail, breweries, parks, forests, bustling large and small towns, golf clubs, country clubs; the list just goes on and on. South Jersey real estate is also less costly than North Jersey, so it's easier to find a retirement community that'll keep your wallet happy.
The different South Jersey counties all have their own unique appeals. For example, Atlantic County is closer to the coastline and the New Jersey Pinelands. Most of the Ocean County communities are also near the ocean, and this is one of the most popular areas in the Mid-Atlantic region for retirees. Burlington, Camden, and Gloucester counties are all farther inland and near Philadelphia, where you can find top-tier medical organizations like Jefferson University Hospitals and Penn Medicine.
This whole region is really not that large, so whether you prefer beaches or big cities, everything is an easy drive away (and the public transportation systems are quite extensive). Here are four South Jersey 55+ neighborhoods with homes for sale, affordably priced under $200k.
Below $100k - Mid $100s
This gracious Atlantic County 55+ community caters to downsizing, with 108 resale condos built from 1991 to 2007. There are seven floor plans, and the cozy units generally feature two bedrooms, two bathrooms, master suites, porches or balconies, and garages or parking spots. Upgrades may include custom window treatments, granite countertops, and stainless steel appliances. Also, the homeowners’ association (HOA) fee covers certain community services.
Woodland Village’s community clubhouse is a gathering place for holiday parties, lively Bingo games, and club meetings. It has a banquet room and a catering kitchen, along with an exercise room and an outdoor pool. This intimate community is less than 10 miles from Atlantic City, which has world-class casinos, restaurants, concerts, and beaches. And if fishing and watersports are your thing, Absecon Bay has some of the area’s best recreation opportunities.
Low $100s - High $200s
Living in a large 55+ community like Silver Ridge Park means you certainly won’t be lacking for things to do. This established Ocean County neighborhood has 3,169 resale single-family homes alongside four clubhouses and many other perks.
There are five low-maintenance models sized from 1,082 to 1,514 square feet with two bedrooms, one to two bathrooms, and attached one- or one-and-a-half-car garages. Some floor plans include dens or porches, while others have upgrades like fireplaces, hardwood floors, and bonus rooms. The HOA fee provides for lawn and common area maintenance plus snow removal.
And about those clubhouses: Between the four, there are three outdoor pool and patio areas, meeting rooms, and game rooms. There's also a community bus and exciting clubs and events like Friday night socials, holiday parties, ballroom dancing, Zumba, and a singles’ club.
Toms River is a haven for active adults, and it has a thriving downtown scene. There are excellent restaurants and shops, river cruises, and well-attended events like arts festivals, parades, and farmers markets. The town is also home to Toms River Country Club.
Low $100s - Low $200s
Also in Ocean County, Pheasant Run at Forked River was completed in 1988 with 434 resale single-family homes just east of the serene Forked River Mountains, a 20,000-acre wilderness preserve. To its west is the Forked River, which flows into Barnegat Bay, so residents are surrounded by natural beauty.
This neighborhood offers five floor plans, which feature two bedrooms, two baths, and one-car garages. Upgrades include patios, skylights, sprinklers, breakfast nooks, and fireplaces. Many homeowners also enjoy back screen rooms, paved driveways, stainless steel appliances, and private lots with wooded views. The HOA fee includes lawn and common area maintenance as well as snow removal.
Popular community activities include ladies’ and men’s’ clubs, bocce, tennis, and the travel club. Some meet at the community clubhouse, which offers a comfortable multi-purpose room, a craft room, sports courts, and an outdoor pool. Golf fans can choose from many area courses and clubs, including Cedar Creek, a public course with a year-round driving range and reasonable greens fees.
Below $100k - High $100s
Our final Ocean County entry on this list is Mystic Shores, a friendly, established 55+ community with 365 resale attached and single-family homes. It’s in a highly desirable location, close to beach towns like Beach Haven and outdoor recreation areas like Bass River State Forest.
There are 12 floor plans, the majority of which are single-family residences. The models range from 930 to 1,760 square feet with two bedrooms, one to two baths, and one-car garages. Features may include Florida rooms, skylights, crown moldings, granite countertops, stainless steel appliances, and updated bathrooms. The Mystic Shores HOA association collects monthly fees to cover common area maintenance and other community services.
Mystic Shores’ contemporary clubhouse has resort-style amenities, like bocce ball courts, a fitness center, and an outdoor pool. Homeowners can also make good use of the ballroom as well as the hobby and game rooms. The property also has scenic lakes, a picnic area, walking trails, and a community bus. Clubs and events include the annual yard sale, men's and women's clubs, holiday parties, walking group, and planned bus trips.