Exterior view of the clubhouse at Sun City Texas in Georgetown, Texas

Everything is bigger in Texas except for the home prices in these 55+ communities.

From the thriving entertainment and sports scene to the top-notch Tex-Mex and barbecue, Texans do life big. However, living in Texas doesn’t have to come with a big price tag. Texas contains many affordable places to live. The Lone Star State is home to multiple 55+ communities that offer homes for sale for $175,000 or less.

Whether you’re looking for a low-maintenance home with a lock-and-leave lifestyle or you want a single-family home near a big city such as Dallas or Houston, you can stay within your budget in Texas. Read on to explore four Texas communities with homes for sale under $175,000.

Sunshine Country Club Estates - Harlingen, TX

Below $100k - High $100s

Located only 30 minutes from South Padre Island, Sunshine Country Club Estates is one of the best places to retire in Texas for active adults who want to live near the beach. This private member-owned and -operated community is set within 57 acres of picturesque scenery.

Consisting of custom brick and conventional site-built homes as well as manufactured homes, this 55+ community offers great variety for active adults who want to stick to a budget of $175,000 or less. Homes range from 560 to 1,549 square feet and include two-car garages. The community also contains an RV storage area and boat parking for peace of mind and convenience. A homeowners’ association fee takes care of general community maintenance and golf course upkeep.

Residents can enjoy a robust array of amenities within Sunshine Country Club Estates, including a multi-purpose clubhouse, a woodworking shop, a fully equipped fitness center, an open-air pavilion, and an outdoor pool and hot tub. Sports enthusiasts can enjoy their game on the community’s tennis courts and pickleball courts or enjoy a round on the nine-hole golf course, which requires no fee for residents. Homeowners can also stay socially engaged through a variety of events and activities such as potlucks, game nights, and book clubs.

Learn more information about Sunshine Country Club Estates here.

CountryPlace - Pearland, TX

Low $100s - Low $400s

Built between 1981 and 2000, CountryPlace in Pearland contains 841 homes, including 196 townhomes. Active adult homebuyers can stick to a budget of $175,000 or less in this gated community without giving up on space and functionality. Low-maintenance single-family homes and townhomes include two or three bedrooms, and most homes offer views of the golf course or lake.

Homeowners can enjoy a mix of planned activities, events, and clubs, whether they’re into oil painting, quilting, playing piano, or playing dominoes. The community also offers water aerobics, yoga, tennis, and Jane Fonda exercise classes to help residents stay physically fit. A variety of indoor and outdoor amenities are available for homeowners, including a library, an exercise room, a multi-purpose room, a craft room, an outdoor pool, and tennis courts. The 18-hole CountryPlace Golf Course provides a fun experience for golfers of all skill levels for a reasonable fee.

Learn more information about CountryPlace here.

Watermere at Southlake - Southlake, TX

Mid $100s - High $800s

Part of the Dallas-Fort Worth Metroplex, Watermere at Southlake gives residents easy access to all of the city’s entertainment, dining, and shopping options. This 55+ community is set amidst 67 acres of greenspaces and ponds, and it contains 106 attached and custom homes.

Residents enjoy maintenance-free living thanks to a homeowners’ association that covers landscaping, lawn care, common area maintenance, and exterior maintenance. Homes range from 2,127 to 3,600 square feet and feature one or two floors, custom cabinetry, 10-foot ceilings, and granite countertops.

Watermere at Southlake offers residents several resort-style amenities, such as a state-of-the-art fitness center and an indoor lap pool. Residents can also enjoy the community’s day spa or meet friends at the clubhouse’s restaurants and bars. The amenities continue outdoors with a stocked lake, parks, winding walking trails, shuffleboard and horseshoe pits, and a tennis court.

Learn more information about Watermere at Southlake here.

Sun City Texas - Georgetown, TX

High $100s - Low $1Ms

As the largest active adult community in Texas, Sun City Texas has much to offer residents. This 55+ community in Georgetown is located just 30 minutes from Austin and contains 9,900 homes and three 18-hole golf courses. Del Webb started the community in 1995, offering several dozen floor plans available as single-family or attached duplex homes. Features and upgrades include custom outdoor living space, gourmet kitchens, and spa-like bathrooms.

Homeowners always have something fun to do in Sun City Texas, whether they’re meeting new neighbors in a social club or working out in the community’s 20,000-square-foot fitness center. This active adult community also features some unique amenities, including the Veterans Memorial Plaza, an 82-foot limestone wall containing 2,700 engraved bricks commemorating service members from across the United States.

Learn more information about Sun City Texas here.