Fredericksburg is a charming city with a lot to offer active adults, including some affordable home options.

Often, when people over 55 choose to downsize, they are looking for a property that is easy to maintain, a smaller home, and something less expensive. In Virginia, homes tend to be slightly more expensive than the national average. The median home value is around $250,000, almost $75,000 more than the national median value. Local homebuyers interested in active adult communities will have a harder time finding something under $200,000.

However, there are many places across the state where prospective homeowners can find single-family, attached, and condominium homes for under $275,000. Here are six active adult communities where homes are available for sale today.

Summerlake - Fredericksburg

Summerlake is a small active adult community in the Fredericksburg area of Virginia. Although it only consists of 161 attached and single-family homes, the amenities make it feel like a much larger community. Although a fewer number of homes generally means homes are not for sale as often, and homes are only available for resale, prospective homebuyers can expect to pay in the low $200s for the two-bed and bath homes.

In the clubhouse, residents find meeting rooms, craft rooms, and social spaces to get to know other residents and learn new skills. Active residents find plenty to do with an outdoor pool, tennis courts, and walking trails.

Church Square - Smithfield

Church Square is another smaller community with affordable homes. Located in the greater Hampton Roads/Norfolk area, the community offers new and resale homes in the low to mid $200s. The attached homes in both duplex and quadplex models offer one to two bedrooms with two to three baths.

Residents enjoy the Signature Club, a clubhouse with an exercise room, dining room, and great room, plus an outdoor pool and patio. Near the James and Pagan Rivers, Church Square is also a great community for active adults who enjoy boating and wildlife.

Downey Knolls - Elkton

Downey Knolls is a newer community in Elkton, Virginia. The scenic Shenandoah Valley and the Blue Ridge Mountains surround the development, which will include 75 homes when complete. Prospective homebuyers can either buy lots for custom homes or two- and three-bedroom homes in the low to mid $200s. Builder BBWL plans to build a clubhouse with fitness center and meeting rooms, and a nine-hole golf course. Residents can enjoy being just minutes from the Massanutten Resort and the Shenandoah National Park.

Rock Creek Villas - Quinton

The prices of homes in Rock Creek Villas will be on the high side of this list. A few two- and three-bedroom homes are currently listed for under $275,000, while prices are generally in the mid $200s to the low $300s. New buyers can also custom-build a home through Cunningham builders. Rock Creek Villas is also a newer community, and the builders plan to include a clubhouse with meeting space and outdoor social space for lawn games like bocce and horseshoes. Currently, residents enjoy the natural space, small lake, and gazebo.

Celebrate - Fredericksburg

Del Webb began construction on Celebrate in 2008 and plans to build 1,100 homes in this large community. Located outside Fredericksburg, Celebrate does have larger three- and four-bedroom homes that sell in the $400s, but homebuyers can also find single-family and attached homes in the low to high $200s. The homes under $275K can be both attached and single-family models, but they are generally under 1,500 square feet with two bedrooms and two baths.

Because of the community’s size, residents have an abundance of resort-style amenities to enjoy. The centerpiece is the Riverside Lodge, with its state-of-the-art fitness center, indoor track, indoor pool and spa, aerobics studio, and meeting rooms. Outside, residents can stay active by socializing on the patio by the firepit, gardening, playing tennis, enjoying the large pool, or practicing their golf game on the putting green.

Liberty Trace - Mechanicsville

Liberty Trace is another intimate community of attached homes that sell in the mid to high $200s. The three-bedroom townhomes are all between about 1,600 and 1,900 square feet. The community offers new and resale homes, and while there isn’t a clubhouse, neighbors get to know each other on the tennis courts and walking trails. Located in Mechanicsville outside Richmond, residents have easy access to shopping malls, restaurants, big box stores, and I-295.