The pool and clubhouse at Del Webb Orlando in Davenport, Florida.

On a budget? These Central Florida communities offer affordable homes and resort-style amenities.

While many people envision living on one of the coasts for their Florida retirement, Central Florida also has plenty to offer, especially for buyers who prefer freshwater lakes to salty oceans. The region has dozens of championship golf courses, abundant nature and art, and a great deal of 55+ communities that offer comfort, amenities, and low-maintenance living. 

The median listing price for homes in Florida is just under $300,000. With that budget, there is a variety of homes for sale in Orlando, Ocala, and other Central Florida communities.

We've found five active adult communities in Central Florida with modern amenities, active lifestyles, and homes for sale under $300k

Stonecrest - Summerfield, FL

Low $200s - High $400s 

Buyers have a choice of new construction or resale single-family homes that are within budget at Stonecrest, a gated 55+ community just 15 minutes outside the scenic Ocala National Forest

Stonecrest offers more than 20 models in three collections, and floor plans range from 1,238 to 2,200 square feet. Homes have two to four bedrooms, two or three bathrooms, and an attached two- or three-car garage. Features include large master suites, outdoor space, and parking for golf carts. 

Golfers will enjoy Stonecrest Country Club, which offers 18 holes of championship golf, a 9-hole executive course, a driving range, a putting green, and a restaurant. Other amenities include a large community center and clubhouse with a fitness center and an indoor lap pool. There is also an outdoor pool and courts for pickleball, shuffleboard, tennis, and bocce. Residents can enjoy the solitude of their private space or join clubs and activities such as the woodworking group and the singles club. 

Learn more information about Stonecrest here. 

Del Webb Orlando - Davenport, FL

Low $200s - High $300s 

Living near Orlando is a great plan for active adults who want to be close to the city's recreational and cultural activities without being in the center of all the action. Buyers on a budget will want to check out Del Webb Orlando, a 55+ community with easy access to Orlando as well as coastal cities like Tampa and Daytona Beach.

This gated neighborhood offers new and resale single-family homes in more than 20 models ranging from 978 to 2,251 square feet. Homes have one to four bedrooms, one-and-a-half to three bathrooms, and attached garages.

Del Webb communities are known for their modern and resort-style amenities. Residents have access to the Montecito Clubhouse, an upgraded fitness center, an indoor walking track, an internet cafe, a large pool, a gardening area, and a private dock for fishing. The Ridgewood Lakes Golf Club has its own clubhouse as well as an 18-hole championship golf course, practice area, pro shop, and restaurant. 

Learn more information about Del Webb Orlando here. 

Solivita - Kissimmee, FL

Mid $100s - Low $400s

Just outside Orlando with homes for sale under $300k is Solivita, one of the most popular 55+ communities in Central Florida. The community has 5,900 new and resale single-family and attached homes as well as an extensive list of special interest clubs and community events.

At Solivita, buyers can downsize into attached duplex homes ranging from 1,361 to 2,241 square feet with two or three bedrooms. There are also single-family homes available that offer more privacy and space. The community has more than a dozen home collections with varying floor plans. Most models range from below 1,000 to above 3,000 square feet with two to four bedrooms, two to three bathrooms, and an attached two- or three-car garage.

Amenities include a spa and fitness center, plenty of outdoor pools, art and ceramics studios, and facilities for pickleball, bocce, tennis, and softball. 

Learn more information about Solivita here.

Lake Ashton - Lake Wales, FL

Mid $100s - Low $500s 

For a tranquil and scenic setting close to state parks and fishing lakes, buyers can consider Lake Ashton, a 55+ community in Lake Wales. In addition to lakeside living, which includes a boat launch, fishing lakes, and several scenic nature and walking trails, the community offers two 18-hole golf courses and a four-lane bowling center. Other eclectic amenities include a woodworking shop, sauna, and space for lawn chess. 

Homes are available in new and resale single-family or attached models. There are 20 carriage home units, which range from 1,747 to 2,292 square feet with two or three bedrooms, two bathrooms, and an attached one-car garage. Single-family homes come in more than 20 floor plans with two or three bedrooms, two bathrooms, and an attached two-car garage. Many models have dens, extra half-bathrooms, and open floor plans. 

Learn more information about Lake Ashton here. 

Trilogy at Ocala Preserve - Ocala, FL

Low $200s - High $400s 

Buyers seeking new construction homes near Ocala's artistic downtown and rolling hillsides should check out Trilogy at Ocala Preserve. This 55+ community plans to have 1,600 single-family homes upon completion, many of which are under $300k.

The homes will come in five collections ranging from 1,276 to 2,541 square feet with two to four bedrooms, two to three bathrooms, and an attached two-car garage. Some models include a den, an extra half-bathroom, and garage space for golf carts. Buyers will love the open floor plans, outdoor lanais, and spacious master suites. 

All of the amenities are brand new, including The Tack House, which features a lounge and 24 holes of golf. At the Oak House, there’s an outdoor patio, fitness center, day spa and salon, zero-entry swimming pool, and private dining room with a culinary studio.

Community events include casino trips, art classes, a cycling club, and Sunday brunches. In addition, the homeowners' association fee covers landscaping, common area maintenance, cable and internet service, golf membership, and gated security.

Learn more information about Trilogy at Ocala Preserve here.