Green trees lining a river in Pennsylvania during the summertime

A budget-friendly Pennsylvania retirement is definitely possible in these active adult communities.

If you’re thinking of retiring in Pennsylvania with a budget of around $300k, you’re off to a very good start. Pennsylvania real estate can be very affordable, and there are many active adult communities with homes for sale in this price range.

Knowing what you can afford is the first step; the next one is deciding which region of the state best suits your needs. Here at, we have divided Pennsylvania into thirds: east, central, and west. Our Eastern PA neighborhoods are mostly clustered around Philadelphia, Allentown, and Reading, and they're closer to New Jersey and New York. Central PA is more spread out, and it offers the bucolic Lehigh Valley, Susquehanna River Valley, and cities like Gettysburg, Harrisburg, and Lancaster. Looking at Western PA, you'll see that the 55+ communities here are all in or close to Pittsburgh.

Each region has its pros and cons, and qualities that appeal to different sensibilities. An active adult homebuyer who has a full-time career might want to live closer to a big city like Philly or Pittsburgh, while a retiree looking to focus on hobbies and their grandchildren may prefer a more rural location like Gordonville. Here are a variety of 55+ communities from all three regions of the state.

Watson Run - Gordonville, PA

High $200s - High $300s

This small-sized active adult neighborhood is in a suburb of Lancaster and will have 190 new and resale single-family homes when completed by Berks Homes. The seven models are sized from 1,348 to 2,471 square feet with one to three bedrooms, two to three baths, and attached two-car garages. All of these homes were designed with standard first-floor master suites, and upgrades may include dens, covered porches, and cathedral ceilings.

Watson Run’s welcoming community clubhouse provides homeowners with a cozy fireplace lounge, a multi-purpose room, a catering kitchen, a game room, and an outdoor pool. The community is 11 miles west of Lancaster, and along the way, you'll pass Dutch Wonderland (your grandkids will love this place!), farmers markets, charming Amish shops, bakeries, and houses of worship.

Click here to request more information about Watson Run.

Traditions of America at Liberty Hills - Freedom, PA

Mid $300s - High $300s

The Pittsburgh suburb of Freedom is about 25 miles north of the city, and it's home to the delightful active adult community Traditions of America at Liberty Hills. This gated community was completed in 2014 with 224 resale attached and single-family homes.

There are 12 floor plans in total, ranging from 1,261 to 2,314 square feet. The condos offer two bedrooms, two bathrooms, two-car garages, and standard first-floor master suites. Some models include dens, patios, and great rooms. The single-families range from 1,274 to 2,314 square feet, also with two bedrooms, two bathrooms, two-car garages, and standard first-floor master suites, with similar upgrades available.

Traditions of America retirement communities all have outstanding amenities, and Liberty Hills is no exception. Some of the best features of its modern clubhouse are the business center, the sports bar and lounge, and the fitness center with a massage room, an indoor whirlpool spa, and saunas. Outside, you'll find a sparkling pool, a putting green, and a flourishing community garden.

Click here to request more information about Traditions of America at Liberty Hills.

The Arbours at Eagle Pointe - Philadelphia, PA

High $200s - Mid $500s

If you want to live in the City of Brotherly Love, have a look at The Arbours at Eagle Pointe, an exclusive 55+ neighborhood that will have 398 new and resale attached and single-family homes when completed by Westrum builders.

There are two attached models sized at 2,181 or 2,362 square feet with two bedrooms, two baths, and attached one-car garages. Upgrades include dens, lofts, and covered porches. The six single-family models have two bedrooms, two or two-and-a-half bathrooms, and attached one- or two-car garages. Standard features include spacious master bathrooms, granite kitchen countertops, nine-foot ceilings, and attractive brick and beaded siding.

The well-appointed clubhouse has upscale amenities like an exercise room with lockers, comfortable meeting and great rooms, a pub, an outdoor pool and spa, a putting green, and bocce ball and shuffleboard courts. The scenic property is highlighted by lakes, natural spaces, and parks.

Click here to request more information about The Arbours at Eagle Pointe.

Glenmoor - Easton, PA

High $200s - Low $300s

Glenmoor is another Traditions of America-built community with 182 new and resale attached and single-family homes within a gated property about 25 miles north of Allentown. The attached models are grouped together in six quad units, three triplet units, and 23 twin units, and they range from 1,542 to 2,308 square feet with two or three bedrooms, two to three baths, and attached two-car garages. Options include vaulted ceilings, sunrooms, fireplaces, and lofts.

Glenmoor’s private clubhouse is a hub of activities. It houses several gathering rooms as well as a catering kitchen and an exercise room. Its outdoor heated patio and pool are wonderful places to relax outdoors with friends and family.

Click here to request more information about Glenmoor.