tree-line street in clearbrook in new jersey

Central New Jersey has several gated communities for active adults seeking security in their retirement.

Active adults who choose to retire in Central New Jersey do so because they want to be in the thick of things. Virtually everything in the region is a short drive away, whether it be a shopping mall, a golf course, a top-performing hospital, or a scenic nature trail. There’s also always the option of day trips and weekend jaunts to The Big Apple, Philadelphia, and the Jersey Shore.

Privacy and security are two important factors when choosing a 55+ neighborhood, and there are 45 gated active adult communities in Central Jersey. Since it's New Jersey, homebuyers can expect to find some in the million-dollar range, but there are many affordable ones as well.

Here's a selection of gated communities in Central NJ.

Clearbrook - Monroe, NJ

Low $100s - High $300s

Clearbrook is an established golf-course community in Middlesex County with 2,026 resale condo, attached, and single-family homes. There are four condo models which range from 520 to 840 square feet with one to two bedrooms, one to two bathrooms, and upgrades like patios. The three attached models range from 1,420 to 1,720 square feet with one to two bedrooms, one-and-a-half to two-and-a-half baths, dens, patios, and one-car garages.

There are 21 single-family models from 700 to 1,530 square feet with one to two bedrooms, one to two bathrooms, carports or garages, and optional patios and dens. Homeowners’ association (HOA) dues vary slightly depending on the model.

Homeowners enjoy countless amenities here, including the nine-hole Clearbrook Golf Course. But that’s only the beginning, there’s a 25,000-square-foot clubhouse with sports courts, an outdoor pool, and a fitness center. There’s also activity and gathering rooms, a health center, plus a cultural center with an amphitheater. There are too many clubs and activities to list here, but rest assured that you'll never be lacking for something to do.

Request more information about Clearbrook.

Shady Oaks - Red Bank, NJ

Mid $100s - Mid $300s

This established K. Hovnanian-built active adult community is great for downsizing, with 366 resale condo and attached homes on a scenic property in Monmouth County.

Most of these cozy homes are condo units sized from 1,032 to 1,147 square feet with one or two bedrooms, one to two bathrooms, assigned parking spots, and features like open floor plans and hardwood floors. The select number of attached homes range from 1,147 to 1,386 square feet with two bedrooms, two bathrooms, hardwood floors, eat-in kitchens, and one-car garages or assigned parking spots. The quarterly HOA fee covers trash and snow removal plus common area and exterior maintenance.

Shady Oaks’ private clubhouse is used for holiday parties, game nights, yoga, and the popular “Night at the Races.” In addition to meeting rooms and a library, it has tennis and shuffleboard courts plus a refreshing outdoor pool.

Request more information about Shady Oaks.

Renaissance at Raritan Valley - Franklin Township, NJ

High $200s - Low $500s

This Somerset County retirement community was completed in 2009 with 344 resale condo and single-family homes and some very desirable amenities. Renaissance at Raritan Valley has six three-story buildings that contain 108 condominiums. Each unit ranges from 1,565 to 2,050 square feet, with two bedrooms, two bathrooms, and attached one-car garages.

The 236 single-family homes range from 1,598 to 1,942 square feet, with two bedrooms, two bathrooms, and attached two-car garages. Options include cathedral ceilings, patios, and breakfast nooks. The community's HOA fees cover trash and snow collection as well as exterior and common area maintenance.

The majority of the impressive amenities are in and around the clubhouse, including a fitness center, indoor and outdoor pools, a cafe, and a ballroom. There are activities and clubs for every interest, including ceramics, aqua aerobics, casino trips, a veteran’s club, and the Healthy Bones Club.

Request more information about Renaissance at Raritan Valley.

The Pointe at Turnbury - Monmouth Junction, NJ

Mid $300s - High $300s

The Pointe at Turnbury is a newer 55+ community with 190 resale attached homes built by Millennium Homes in 2014. Also in Middlesex County, this community offers seven well-designed floor plans ranging from 1,844 to 2,508 square feet. These homes offer two to three bedrooms, two-and-a-half to three baths, and attached two-car garages. Luxury features include gourmet kitchens, cathedral ceilings, and first-floor master suites. The monthly HOA fee provides for lawn care, snow removal, and other services.

The clubhouse offers homeowners a modern fitness center with locker rooms, a library with a fireplace, and the Grand Club Salon. Outside, you'll find a bocce ball court, an outdoor pool and spa, and a putting green. Friends and neighbors also enjoy getting to know one another at book club, barbecues, fitness classes, game nights, and holiday parties.

Request more information about The Pointe at Turnbury.

Four Seasons at The Promenade - Warren, NJ

Low $700s - Mid $1Ms

K. Hovnanian built this prestigious 55+ neighborhood from 2007 to 2014 in the northern part of Somerset County. It has 160 resale attached and single-family homes. The 38 attached homes offer two to three bedrooms, two- to three-and-a-half baths, first-floor master suites, private patios or decks, and two-car garages.

There are four single-family models, ranging from 2,500 to over 3,200 square feet with two to three bedrooms, two to three-and-a-half baths, basements, gourmet kitchens, first-floor master suites, and attached two-car garages.

Four Seasons at The Promenade has a clubhouse with resort-style amenities like an indoor lap pool, a fitness center, and a fireplace lounge. Outdoor perks include a second pool, bocce ball courts, an outdoor patio with a fireplace, and seven community gardens.

Residents also spend time taking planned trips together, relaxing at afternoon teas, taking bridge classes, and attending wine tastings. The HOA fee covers common area and exterior maintenance plus trash and snow removal.

Request more information about Four Seasons at The Promenade.