Indian River Colony's Pool

Looking to retire on Florida's Central Atlantic Coast? Your dream home could be in one of these affordable active adult communities.

The Central Atlantic Coast of Florida covers areas like the Treasure Coast and the Space Coast as well as coastal cities like Daytona Beach. It even stretches down towards the Palm Coast.

Active adults who want the classic Florida retirement experience are likely to look for homes in this area. Homebuyers can access beaches, golf courses, and outstanding shopping and dining without spending more than they can afford.

The best lowest-priced communities on Florida’s Central Atlantic Coast offer great amenities and ideal locations. Here are a few to consider:

The Windjammer - Stuart, FL

Low $100s - High $300s

Affordable housing often means condos, and active adult buyers have excellent opportunities at The Windjammer, a 55+ condo community in the Treasure Coast town of Stuart. Located on the St. Lucie River, residents can enjoy captivating views of the water and access to heated boat docks. There are three outdoor pools, three patios, and a clubhouse with several multipurpose rooms for activities and social events.

Homes at The Windjammer are affordable and low-maintenance. Spread out in nine buildings around the community, the resale properties feature floor plans between 1,137 and 1,305 square feet with two bedrooms and two bathrooms.

Each building has an elevator, and there are screened porches and glass-enclosed balconies. Stuart is less than half an hour from Port St. Lucie, and golfers will enjoy being close to courses such as Martin County Golf Course and Willoughby Golf Club.

Request more information about The Windjammer here.

Indian River Colony Club - Melbourne, FL

Low $100s - Mid $200s

Buyers on a budget but still looking for a country club lifestyle will appreciate what they find at Indian River Colony Club, a 55+ community with a golf course and plentiful wildlife wandering around the neighborhood’s parks and nature preserves. Also, Melbourne is an attractive community and close to the Kennedy Space Center in Cape Canaveral.

There’s a major focus on recreation in this community with access to a state-of-the-art fitness center, a pool, tennis courts, shuffleboard courts, and a croquet court. The real draw is the 18-hole golf course as well as the putting green and driving range. There are fishing lakes, community van trips into town, and plenty of R.V. and boat storage. 

Single-family and attached homes are available on a resale basis in affordable price ranges. There are two models of attached villas, ranging from 1,019 to 1,165 square feet with two or three bedrooms and two bathrooms. The single-family homes have more than a dozen floor plans between 1,364 and 2,098 square feet with two and four bedrooms.

Request more information about Indian River Colony Club here.

Kings Isle - Port St. Lucie

Mid $100s - High $200s

Port St. Lucie is one of the most desirable and fastest-growing Florida retirement communities near the Atlantic Ocean. At Kings Isle, active adult buyers can find affordable properties in the 55+ neighborhood of St. Lucie West, a well-established master-planned community known for its amenities.

Kings Isle has a large clubhouse with a fitness center, a library, a card room, and a ballroom. There’s a beach area, an outdoor pool, shuffleboard and tennis courts, and a golf practice area. Residents get together for bowling, book club, and scrabble. There’s also a photography club, aerobics classes, and an ongoing discussion group.

There are just under 1,000 properties in Kings Isle, and the most affordable homes are the Courtyard Homes, which offer between 969 and 1,453 square feet. They have two bedrooms, two bathrooms, and an assigned covered parking spot. There are four floor plans to choose from. 

To supplement the community amenities, Kings Isle is close to shopping and dining, as well as golf courses. It’s also just a few minutes from the Port St. Lucie Botanical Gardens.

Request more information about Kings Isle here.

Palm Grove - Fort Pierce, FL

Mid $100s - High $100s

In the historic town of Fort Pierce, buyers looking for affordable Treasure Coast real estate will find it at Palm Grove, a gated 55+ community with resale single-family homes.

Properties are between 1,305 and 2,766 square feet with two to three bedrooms and two bathrooms. Each home has an attached one- or two-car garage, and even on a strict budget, buyers can find homes with granite counters, high ceilings, and large master suites. Most homes have a porch or lanai for outdoor coffees in the mornings and sunsets in the evenings.

There’s a heated outdoor pool, a gathering room in the clubhouse, a library, and space for table tennis. Residents also enjoy shuffleboard, bocce ball, and tennis. Sunday evening movies are a frequent community event at Palm Grove, and neighbors also come together for wine and cheese gatherings, dinner dances, and an annual fashion show.

Buyers who want quick beach access will appreciate being 10 minutes from Blue Heron Beach and Fort Pierce Inlet State Park.

Request more information about Palm Grove here.

Woodfield - Vero Beach, FL

High $100s - Mid $300s

Leaving the car at home and walking to restaurants, shops, and recreation is always attractive to active adults on a budget, and at Woodfield in Vero Beach, it’s completely possible.

This gated 55+ community is ideally located and has enough amenities to keep residents happy and engaged right at home. There’s a clubhouse with a fitness center and an aerobics room as well as a movie theater, a computer room, and a resort-style outdoor pool. Social events and exercise classes happen frequently, and clubs include the singles club, chorus, and a book club.

Real estate is available as resale single-family homes or attached villas constructed by reputable builders like Centex and Lennar Homes. Villas come in five two- or three-bedroom models with between 1,382 and 1,727 square feet. Breakfast bars and pantries as well as spacious laundry rooms are some of the benefits of these properties. 

Single-family homes are also available with more than a dozen models ranging from 1,830 to 2,767 square feet. They have between three and four bedrooms and two or three bathrooms. Woodfield is right off Route 60 and close to four airports for buyers who love to travel.

Request more information about Woodfield here.

Plantation Bay Golf & Country Club - Ormond Beach, FL

High $100s - Mid $1Ms

Located in Ormond Beach, Plantation Bay Golf & Country Club is a luxurious gated community that offers different membership levels to residents. There's no age-restriction at Plantation Bay, and the attractive homes and country club amenities appeal to homebuyers seeking an active social lifestyle.

While a membership isn't required to live in the community, it's required to use the amenities. The Clubhouse Membership gives residents access to the amenities and dining options within Club de Bonmont and the Prestwick Clubhouse. The Fitness Membership grants unlimited use of the fitness center and pool as well as full social and dining options at both clubhouses. The Sports Membership provides access to the spa and fitness center, the tennis facility, and both clubhouses with limited golf play. Sports members also enjoy access to a list of social clubs and scheduled tennis clinics and tournaments. And lastly, the Full Membership provides members with access to all of the amenities within the community.

With construction started in 1988, Plantation Bay Golf & Country Club will be comprised of nearly 5,000 homes upon its completion. Within this community, condo units offer approximately 1,600 square feet, two or three bedrooms, two bathrooms, and a carport for parking. The attached and single-family homes offer low-maintenance exteriors and open floor plans. Ranging between 1,529 and 4,350 square feet, these models offer two to five bedrooms, two to four bathrooms, and two- to four-car garages.

Kargar Construction also offers custom single-family homes with between 3,619 and 5,888 square feet, at least three bedrooms, two bathrooms, and a two-car garage. These models offer convenient first-floor living with classic finishes and beautiful exteriors.

Request more information about Plantation Bay Golf & Country Club here.