Indian River Colony's Pool

Indian River Colony offers all private amenities active adults have come to expect without the high price tag.

The Central Atlantic Coast of Florida covers areas like the Treasure Coast and the Space Coast as well as coastal cities like Daytona Beach. It even stretches down towards the Palm Coast.

Active adults who want the classic Florida retirement experience are likely to look for homes in this area. The good news is, buyers can access beaches, golf courses, and outstanding shopping and dining without spending more than they can afford.

The best lowest-priced communities on Florida’s Central Atlantic Coast offer great amenities and ideal locations.

The Windjammer — Stuart

Low $100s - High $300s 

Affordable housing often means condos, and active adult buyers have excellent opportunities at The Windjammer, a 55+ condo community in the Treasure Coast town of Stuart. Located on the St. Lucie River, residents enjoy captivating views of the water and have access to heated boat docks. There are three outdoor pools, three patios, and a clubhouse with several multipurpose rooms for activities and social events.

Homes at The Windjammer are affordable and low-maintenance. Spread out in nine buildings around the community, the community’s resale properties feature floor plans between 1,137 and 1,305 square feet with two bedrooms and two bathrooms.

Each building has an elevator, and there are screened porches and glass-enclosed balconies. Stuart is less than half an hour from Port St. Lucie, and golfers will enjoy being close to courses such as Martin County Golf Course and Willoughby Golf Club

Indian River Colony Club — Melbourne

Low $100s - Mid $200s

Buyers on a budget but still looking for a country club lifestyle will appreciate what they find at Indian River Colony Club, a 55+ community with a golf course and plentiful wildlife wandering around the neighborhood’s parks and nature preserves. 

There’s a major focus on recreation in this community with access to a state-of-the-art fitness center, a pool, tennis courts, shuffleboard courts, and a croquet court. The real draw is the 18-hole golf course, as well as a putting green and driving range. There are fishing lakes, community van trips into town, and plenty of R.V. and boat storage. 

Single-family and attached homes are available on a resale basis in affordable price ranges. There are two models of attached villas, ranging from 1,019 to 1,165 square feet with two or three bedrooms and two bathrooms. The single-family homes have more than a dozen floor plans and between 1,364 and 2,098 square feet with two and four bedrooms. 

Melbourne is an attractive community and close to the Kennedy Space Center in Cape Canaveral.

Kings Isle — Port St. Lucie

Mid $100s - High $200s 

Port St. Lucie is one of the most desirable and fastest-growing Florida retirement communities near the Atlantic ocean. At Kings Isle, active adult buyers can find affordable properties in the 55+ neighborhood of St. Lucie West, a well-established master-planned community known for its amenities

Kings Isle has a large clubhouse with a fitness center, a library, a card room, and a ballroom. There’s a beach area, an outdoor pool, shuffleboard and tennis courts, and a golf practice area. Residents get together for bowling, book club, and scrabble. There’s also a photography club, aerobics classes, and an ongoing discussion group. 

There are just under 1,000 properties in Kings Isle, and the most affordable homes are the Courtyard Homes, which are between 969 and 1,453 square feet. They have two bedrooms, two bathrooms, and an assigned parking spot, which is covered. There are four floor plans to choose from. 

To supplement the community amenities, Kings Isle is close to shopping and dining, as well as golf courses. It’s also just a few minutes from the Port St. Lucie Botanical Gardens.

Palm Grove — Fort Pierce

Mid $100s - High $100s

In the historic town of Fort Pierce, buyers looking for affordable Treasure Coast real estate will find it at Palm Grove, a gated 55+ community with resale single-family homes that have many upgrades and updates.

Properties are between 1,305 and 2,766 square feet, with two to three bedrooms and two bathrooms. Each home has an attached one- or two-car garage, and buyers will appreciate that even on a strict budget they can find homes with granite counters, high ceilings, and large master suites. Most homes have a porch or lanai for outdoor coffees in the mornings and sunsets in the evenings.

There’s a heated outdoor pool, a gathering room in the clubhouse, a library, and space for table tennis. Residents also enjoy shuffleboard, bocce ball, and tennis. Sunday evening movies are a frequent community event at Palm Grove, and neighbors also come together for wine and cheese gatherings, dinner dances, and an annual fashion show.

Buyers who want quick beach access will appreciate being 10 minutes from Blue Heron Beach and Fort Pierce Inlet State Park.

Woodfield — Vero Beach

High $100s - Mid $300s 

Leaving the car at home and walking to restaurants, shops, and recreation is always attractive to active adults on a budget, and at Woodfield in Vero Beach, it’s completely possible.

This gated 55+ community is ideally located and has enough amenities to keep residents happy and engaged right at home. There’s a clubhouse with a fitness center and aerobics room as well as a movie theater, a computer room, and a resort-style outdoor pool. Social events and exercise classes happen frequently and clubs include the singles club, chorus, and a book club.

Real estate is available as resale single-family homes or attached villas constructed by reputable builders like Centex and Lennar Homes. Villas come in five two- or three-bedroom models with between 1,382 and 1,727 square feet. Breakfast bars and pantries as well as spacious laundry rooms are some of the benefits of these properties. 

Single-family homes are also available with more than a dozen models ranging from 1,830 to 2,767 square feet. They have between three and four bedrooms and two or three bathrooms. Woodfield is right off Route 60 and close to four airports for buyers who love to travel.

Indian River Colony's pool.