View of a bench facing a pond surrounded by landscaped greenery at Grand Haven in Romeoville, Illinois

Active adults looking to retire in Northern Illinois have many affordable communities to choose from.

Some of the benefits that come with a Northern Illinois retirement include proximity to the world-class city of Chicago, access to a variety of outdoor recreation, and abundant lifestyle options. But the Prairie State also offers plenty of affordable homes for sale that can suit almost every budget.

These five 55+ active adult communities represent just some of the options available to Illinois retirees on a budget. Some of these age-restricted communities offer desirable amenities, some offer a sought-after low-maintenance lifestyle, but all of them provide homes for less than $300k.

Read on to browse five active adult communities in Illinois with homes for sale under $300,000.

Carillon at Cambridge Lakes - Pingree Grove, IL

High $100s - Mid $300s

At Carillon at Cambridge Lakes in Pingree Grove, active adult homebuyers can get a lot for under $300,000. At this price point, the amenity-rich community offers both new and resale attached and single-family homes for sale. 

This gated 55+ community is located less than one hour from downtown Chicago and just 10 minutes from the Big Timber Metra Station, the end of the line on the Milwaukee District West (MD-W) Line. Residents can also drive to O’Hare International Airport within 40 minutes.

The attached homes, available in both duplex and quad configurations, range from 1,107 to 1,716 square feet with one or two bedrooms, one to two bathrooms, and attached two-car garages. The homeowners’ association provides exterior home maintenance, snow removal, lawn care, and landscaping, which allows for a low-maintenance lifestyle.

The single-family homes range from 1,475 to 2,322 square feet with two or three bedrooms, two or two-and-a-half bathrooms, and attached two- or three-car garages. These homes also offer a low-maintenance lifestyle.

Learn more about Carillon at Cambridge Lakes here.

Grand Haven - Romeoville, IL

Low $200s - Low $300s

Developed by Del Webb and Lakewood Homes, the gated 55+ community Grand Haven consists of 677 homes. Its location in the southwest suburbs puts residents within easy reach of Plainfield, Joliet, and Naperville as well as Midway International Airport. 

The amenities include some of the most sought-after amenities of any active adult community, featuring a 15,000-square-foot clubhouse with a sports pub, a salon, a fitness center, an indoor pool, a ballroom, and more. The outdoor amenities include a pool and patio, walking and biking trails, and athletic courts.

Residents also enjoy an active social lifestyle thanks to a full-time activity director who schedules activities, clubs, and classes. Some of the offerings include computer club, fishing, Sunday games, gardening, poker, and trip & travel club.

The homes for sale include attached and single-family homes. The attached homes, which range from 1,350 to 1,730 square feet, offer a low-maintenance lifestyle because the homeowners’ association covers all exterior home maintenance, lawn care, and snow removal. The single-family homes range from 1,300 to 2,200 square feet.

Learn more about Grand Haven here.

Lago Vista - Lockport, IL

Low $200s - Low $300s

A spacious 21,000-square-foot clubhouse sits at the center of Lago Vista, a gated 55+ community in Lockport. The amenities at the clubhouse include a grand room, a juice bar, a fitness center, an indoor pool, and ample multipurpose gathering spaces. The clubhouse also hosts many of the neighborhood’s activities, clubs, and events, such as holiday parties, concerts, Friday socials, Veterans breakfasts, and luncheons.

In addition to a well-appointed clubhouse and full social calendar, the community’s 350 acres feature walking and biking trails, 22 scenic lakes and ponds, and parks and natural spaces. Residents can also make use of an outdoor pool, bocce ball courts, and horseshoe pits.

With plans for 832 single-family and attached homes upon completion, this community currently offers both new and resale homes for sale. The ranch-style townhomes come in three floor plans that range from 1,300 to 1,550 square feet, ideal for those who want to downsize into a low-maintenance lifestyle. The single-family homes range from 1,500 to 2,196 square feet and also offer one-level living as well as finished basements.

Learn more about Lago Vista here.

Sun City Huntley - Huntley, IL

Mid $100s - Mid $400s

The largest 55+ community in Illinois, Sun City Huntley by Del Webb, might be known for its world-class lineup of amenities, but it also offers affordable homes for sale. This age-restricted community spans 2,300 acres and consists of 5,489 single-family, attached, and condominium homes.

Residents of Sun City Huntley have access to the 94,000-square-foot Prairie Lodge, the largest 55+ community clubhouse in Northern Illinois. In addition to this amenity center, residents can also enjoy the 20,000-square-foot Meadowview Lodge and the 4,800-square-foot Millgrove Woodworking Shop.

The outdoor amenities continue with an 18-hole golf course, walking and biking trails, over a dozen athletic courts, a softball stadium, and a 19-acre fishing lake. And when residents want to visit The Windy City, they can drive just 15 minutes to the Big Timber Metra Station, which will take them all the way to downtown Chicago.

Interested homebuyers with a $300k budget can choose from single-family, attached, and condominium homes across a variety of floor plans. At this price point, the single-family homes range from approximately 1,130 to 2,126 square feet, while the attached homes range from 1,014 to 1,599 square feet.

Learn more about Sun City Huntley here.

Steeplechase at Churchill Club - Oswego, IL

High $100s - Low $300s

Situated within the master-planned Churchill Club development, Steeplechase at Churchill Club offers an age-restricted enclave with the benefits of a much larger community. The 55+ neighborhood consists of 212 single-family and attached homes that range from 1,313 to 2,183 square feet with one or two bedrooms, two bathrooms, and attached two-car garages.

Residents of Steeplechase at Churchill Club have access to their own private amenities, which include a 6,000-square-foot clubhouse with a fireplace great room, an exercise room, a card room, and several multipurpose gathering spaces. The clubhouse also offers an outdoor pool, a patio, a tennis court, and walking and biking trails.

Throughout the master-planned development, residents can also enjoy an 8,400-square-foot clubhouse with a fitness center, a conference room, a game room, a catering kitchen, and gathering spaces. The grounds also offer an outdoor pool, tennis courts, soccer fields, baseball fields, and several parks.

When active adults want to explore the surrounding southwest suburb, they can find several golf courses, including Fox Bend Golf Course, White Eagle Golf Club, and Tamarack Golf Club.

Learn more about Steeplechase at Churchill Club here.