Green and sand trap on golf course in Solivita, Kissimmee, FL

Solivita's amenities are as good as it gets, so a $250K home here is a bargain.

Florida remains one of the most affordable places to live, especially for active adults on a fixed budget. However, the Orlando real estate market has really taken off in the last few years, and homes in this thriving Central Florida metropolitan area are rapidly increasing in value. 

There are still plenty of opportunities to find affordable homes for sale in Orlando and the surrounding area, however. Many of these properties are in 55+ communities, where active adults can enjoy comfortable homes, outstanding amenities, and a location that puts them less than an hour from either Florida coast. 

With a budget of $250,000, buyers have several good options.

Solivita - Kissimmee, FL

Mid $100s - Low $400s 

New construction and resale homes are available at Solivita one of the most exciting 55+ communities to come onto the market in the last few years. It’s found in Kissimmee, right outside of Orlando and close to wineries, downtown Orlando, and all the amusement parks.

For $250,000, buyers can move into one of the 5,900 single-family homes and attached properties inside of this dynamic and gated community. A large array of home models can be found between 891 and 3,000 square feet. There are 23 separate collections with more than 50 floor plans to choose from.

The amenities in Solivita are hard to match. The Palms Complex includes a fitness center, business center, and a fireplace piazza outside. There are tennis courts and pickleball courts as well as bocce ball courts and both a lap pool and a splash pool. Throughout the community there are shuffleboard courts, additional pools and fitness centers, as well as art studios, sundecks, spas, and special neighborhood centers.

Stonegate Golf Club provides two 18-hole golf courses, a putting green, and an aquatic driving range. There’s also a pro shop, restaurant, and locker rooms. There’s a lot of added value at Solivita for the price of a $250,000 home.

Del Webb Orlando - Davenport, FL

Low $200s - High $300s 

Plenty of new and resale homes are available in the $250,000 range in Del Webb Orlando, a gated 55+ community that’s part of the Ridgewood Lakes master-planned community.

A full-time activities director keeps residents busy and social, with numerous events happening at the 30,800 square-foot Montecito Clubhouse. There’s a fitness center, an indoor pool and an indoor walking track, and a coffee bar that doubles as a cyber cafe. Residents also enjoy basketball, horseshoes, pickleball, tennis, and bocce. 

Fishing docks are found throughout the community as well as 12 miles of walking and biking trails. Residents also have optional membership privileges at Ridgewood Lakes Golf Club, known for its water features and its course designed by Ted McAnlis. 

Homes are between one and four bedrooms, and many properties also have dens. Buyers hoping to downsize can choose a 978-square foot one-bedroom home from the Garden series, and active adults who need more space can pick a larger home in the Classic series with more than 2,000 square feet. All properties come with attached garages.  

Twin Lakes - St. Cloud, FL

Low $200s - Mid $400s 

Buyers looking for waterfront property near Orlando will want to consider Twin Lakes in the growing suburb of St. Cloud. Ideally located on the banks of Live Oak Lake, this gated 55+ community has a pier and several lakeside trails.

Other amenities include a ballroom, fitness center, game room, and a restaurant and bar where residents are likely to gather for holiday events and social activities. There’s a pool and patio, tennis, pickleball courts, and bocce and basketball courts. Popular activities include canoeing and kayaking. 

For $250,000, buyers can find an attached villa or a single-family home with two or three bedrooms and at least two bathrooms. Homes have attached garages for one or two cars, and sometimes with space for a golf cart. Many homes come with dens, and have large master suites and lots of outdoor space. It’s mostly new construction at Twin Lakes, but there are a handful of resale homes available for anyone anxious to move in.

The Lakes at Harmony - Harmony, FL

Low $200s - Low $300s

Another great option for active adult buyers with $250,000 to spend is The Lakes at Harmony. It’s a smaller community for residents 55+, with only 400 homes built or under construction.

Models come in three collections; Sanctuary, Florida, and Palm series. Homes have between one and five bedrooms, huge master suites, and open floor plans. Many models come with dens, at least two bathrooms, and all of them have attached garages. Sizes are between 1,600 and 2,847 square feet. 

Because it’s part of the master-planned Harmony community, residents will have access to all of the amenities and features within the larger development, including the 18-hole golf course.

There are also private perks for members of the 55+ neighborhood. These include a clubhouse with a fitness center and a meeting room, as well as a catering kitchen, crafts room, and ballroom. Outside, there’s a sunset gazebo, tennis courts, pickleball courts, a dog park, and a pool.  

High Vista at Ridgewood Lakes - Davenport, FL

High $100s - Low $300s 

In the same master-planned community as Del Webb Orlando, buyers can find additional 55+ living at High Vista at Ridgewood Lakes. This community has resale homes available comfortably within the $250,000 price range, and they are spacious and attractive.

The Classic Ridge series features two-bedroom, two-bathroom homes with dens, attached two-car garages, and between 1,395 and 1,469 square feet. For more space, the Traditional Ridge series has two and three-bedroom properties with 1,589 to 2,026 square feet. Finally, the Vista series offers homes in three or four bedroom models, with 2,060 to 2,549 square feet. 

Residents can join the Ridgewood Lakes Golf Club and enjoy other amenities such as a fitness center, lounge, ballroom, and card room. There’s a library and a billiards room. High Vista at Ridgewood Lakes has a pool, patio, shuffleboard courts, tennis, and bocce ball courts. There are scenic lakes and trails and plenty of R.V. parking.

Lots of clubs and social activities are frequent at this well-established community. Residents enjoy chorus, ceramics, water aerobics, and the traveling golf league.