View of the outdoor fireplace and patio at Four Seasons at Westshore in Sacramento, California

Active adults seeking an affordable California retirement should consider these Sacramento area communities.

There’s a good reason why some of the most popular and impressive 55+ communities in California can be found in the Sacramento area. Far enough removed from the hectic (and expensive) Bay Area, Sacramento is beautiful, vibrant, and still relatively affordable. If you’re on a budget and looking to purchase in a 55+ community in California, you’ve got to take a look at these wonderful communities in the Sacramento area—all offering homes for sale under $300K. 

Suncountry - Sacramento, CA

Low $200s - Low $300s

One of the most affordable 55+ communities in the area, Suncountry in Sacramento has been a popular choice among budget-conscious active adults since it broke ground in 1989. Since then, this gated community has continued to expand and improve. It now has 307 single-family homes and a multitude of exciting amenities and activities

Single-family homes in Suncountry feature open floor plans, high ceilings, walk-in closets, and easy, main-level living. All homes in this inviting community feature 980 to 1,500 square feet of living space with two to three bedrooms, two bathrooms, and a two-car garage.

There are two clubhouses to enjoy at Suncountry, as well as two outdoor pools, a shuffleboard court, two tennis courts, walking and biking trails, and two horseshoe pits. Indoors, residents enjoy a multi-purpose room, a billiards rooms, a library, and a catering kitchen. 

Destinations at Vineyard Point - Sacramento, CA

High $200s - Low $300s

A fairly new addition to the Sacramento active adult communities, Destinations at Vineyard Point offers the best of both worlds—newer homes and amenities at an affordable price. This gated, 55+ community boasts 177 single-family homes and a friendly, social atmosphere. 

Built between 2011 and 2015, Destinations at Vineyard Point offers main-level, single-family homes in five floor plans, ranging from 996 to 1,314 square feet. These modern, up-to-date homes offer two or three bedrooms, two bathrooms, and an attached one- or two-car garage. Homes in this community feature gourmet chef’s kitchens and nine-foot ceilings. 

Amenities at Destinations at Vineyard Point are sure to impress, featuring a 2,500-square-foot private clubhouse with an aerobics studio and exercise room as well as an entertainment area, a catering kitchen, and multiple card tables to enjoy. Outdoors, residents can take advantage of the local climate at the swimming pool, relax at the spa, or enjoy the sun deck lounge area.

Sun City Lincoln Hills - Lincoln, CA

Low $300s - Mid $1Ms

With a wide range of housing prices, (some in the lower 300K range,) Sun City Lincoln Hills is a 55+ community that provides lots of options. It’s also one of the most popular 55+ communities in California. Located in the Sacramento suburb of Lincoln, Sun City is a short distance from the urban excitement of Sacramento.

Renowned builder Del Webb built this sprawling active adult oasis from 1999 to 2008, creating 6,783 single-family and attached homes on 2,992 acres of beautifully landscaped terrain. Sun City Lincoln Hills offers 40 floor plans that range from 901 to 3,068 square feet. Single-family homes and attached townhomes offer one to four bedrooms, one to three-and-a-half bathrooms, and a one- to three-car garage.

Sun City offers amenities and activities galore, including two 18-hole golf courses, two separate lodges, multiple swimming pools, and state-of-the-art fitness centers. Residents enjoy the onsite spa, billiards room, indoor walking track, ballroom, softball field, tennis courts, and fishing in the community's lakes and creeks. Onsite dining options are plentiful, with multiple restaurants and bars inside the community. 

Four Seasons at Westshore - Sacramento, CA

Low $300s - Mid $400s 

Located in the Natomas area of Sacramento (only minutes from Downtown Sacramento), Four Seasons at Westshore residents enjoy rural beauty and the benefits of big city life. This gated 55+ community is comprised of 533 affordable single-family homes built from 2007 to 2019.

These ranch-style homes were built in nine floor plans with two to three bedrooms, two or three bathrooms, and two-car garages. Sizes range from 1,502 to 2,828 square feet, and these homes feature energy-efficient designs.

Natural beauty is a big feature at Four Seasons at Westshore. This lake-oriented community has 31 acres of parks nearby as well as a nature preserve. Onsite amenities include multiple walking and biking trails, an outdoor pool with spa, tennis courts, a 22,700-square-foot clubhouse, a fitness center, a ballroom, a library, a billiards room, and much more. 

Heritage Vineyard Creek - Sacramento, CA

High $300s - High $400s 

Heritage Vineyard Creek is a new, intimate 55+ community of 171 single-family homes just minutes from Downtown Sacramento. With construction starting in 2017, this active adult community boasts all the modern features and amenities one would expect from a newly built community. 

Homes at Heritage Vineyard Creek feature four floor plans, ranging in size from 1,743 up to 2,206 square feet. These energy-efficient homes offer two or three bedrooms, two or three bathrooms, and attached two-car garages. Homes come standard with large, open kitchens, high ceilings, and large master suites.

Amenities at Heritage Vineyard Creek include a large clubhouse with a fitness center, a multi-purpose game room, a catering kitchen, an outdoor pool and patio, tennis courts, and walking trails. There’s also a community garden to plant fruit and vegetables.