The clubhouse at Palm Isles in Boynton Beach, Florida

If you're seeking an affordable Florida retirement near the water, Boynton Beach is the place to look.

Buyers seeking homes for sale in Boynton Beach have a lot of options with a budget of $250,000. A Florida retirement is well within reach, and that price point will buy an upgraded condo with a view, an attached low-maintenance villa, or a spacious single-family home with outdoor space and extra storage.

Living in Boynton Beach brings a lot of benefits like Florida sunshine, access to dozens of championship golf courses, and endless days of shopping, dining, and beachgoing. Check out the homes for sale in these Boynton Beach 55+ communities that bring the best value.

Coral Lakes

High $100s - Low $400s

At Coral Lakes, a gated amenity-rich 55+ community with many opportunities for socializing, buyers can select a condo, an attached villa, or a single-family home in their price range. For $250k, condos in two- and four-story buildings are available with two bedrooms, two bathrooms, a den, and plenty of parking. They offer 1,509 to 1,869 square feet, elevators, and screened patios and balconies. Within this price range, attached and single-family homes offer two to three bedrooms, two bathrooms, and attached one- or two-car garages. They range from 1,569 to 2,300 square feet.

The 72,000-square-foot clubhouse hosts movie nights, social clubs, and current events discussions. There’s also an on-site cafe and a theater, and the full-time activities director keeps events and activities organized and well-attended.

Additional amenities include a fitness center, a steam room and sauna, seven card rooms, pools, paddleboard courts, and a place for shuffleboard, tennis, and bocce. Also, the community is close to golf courses like Westchester Golf & Country Club and Indian Spring Country Club.

Request more information about Coral Lakes.

Indian Spring

Mid $100s - High $600s

Golfers who want to play every day can find a home for $250k as well as optional club memberships at Indian Spring, a 55+ community in the heart of Boynton Beach near Interstate 95 and the Florida Turnpike. There are two 18-hole championship golf courses within this community as well as a practice putting green and a pro shop. Other amenities include restaurants, a lounge, a clubhouse, a fitness center, and a day spa. Residents also enjoy pools, tennis courts, and a theater.

Diverse homes are available on a resale basis at Indian Spring. Buyers may want the low-maintenance living afforded by a condo, a townhome, or an attached villa. These are affordably priced and provide 1,100 to 2,500 square feet, two to four bedrooms, and two full bathrooms. Single-family homes have 1,450 to 4,000 square feet with two or more bedrooms, two bathrooms, and a two-car garage. Many homes have views of the golf courses. The homeowners' association (HOA) fees and services depend on the neighborhood and whether a social or a golf club membership has been chosen.

Request more information about Indian Spring.

Palm Isles

High $100s - High $200s

Active adult buyers looking for resort-style living on a larger-than-life scale may want to consider Palm Isles, a vibrant 55+ community with properties at or below the $250,000 threshold. A full-time activities director is on staff to organize day trips throughout the southeastern Atlantic coast, manage club and social activities, and help residents enjoy everything that’s available to them in the community.

Amenities include pools, tennis courts, shuffleboard courts, and a place for pickleball. Working out is easy in the sprawling fitness center, and there’s a theater, a game room, and a ballroom. Beach lovers will appreciate that Palm Isles is just a short drive from the sand and surf.

More than 2,300 homes make up the Palm Isles neighborhood. Single-family homes have two or three bedrooms and two or two-and-a-half bathrooms. They include attached two-car garages, large master suites, and plenty of privacy. The attached homes have one or two bedrooms, one or two bathrooms, and attached one-car garages. These floor plans are great for buyers who want to downsize into something with less maintenance. Also, condos are available with one or two bedrooms, one or two bathrooms, and assigned parking.

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Colonial Club

Below $100k - Mid $200s

Classic condo living on the water with a few special upgrades can be found at Colonial Club. It’s an intimate 55+ community with only 504 condominium homes in the neighborhood. These are one- and two-bedroom models with 950 to 1,200 square feet, one to three bathrooms, and refreshing breezes coming in from the screened patio or balcony. Buyers can choose a condo overlooking the Intracoastal Waterway or the community’s spacious gardens. Custom cabinets, tile flooring, and separate pantries can be found in many of the homes.

Amenities include a clubhouse with a game room and an exercise room. There’s also billiards, a library, and a community kitchen for catered events and cooking classes. Several multipurpose rooms are available for club meetings and gatherings.

Outside, there’s a heated pool and patio as well as a grilling area and shuffleboard. Several paths throughout the community offer great opportunities for walks or bike rides. Lawn care, exterior maintenance, cable, trash, and water bills are included in the monthly HOA fee.

Request more information about Colonial Club.