Blue sky over the Charlotte, North Carolina city scape

Charlotte, North Carolina has a number of communities for budget-minded active adults to consider.

As North Carolina’s largest city, Charlotte—nicknamed the Queen City—has a lot to offer residents. From entertainment options that include several professional sports teams and a multitude of museums to countless restaurants and shopping centers, it’s no wonder why people are flocking to the city on a daily basis. Fortunately, for retirees considering a move to the beloved city, there are still affordable housing options when it comes to active adult communities.

Here are four Charlotte communities with homes for sale under $300k.

Solena at The Vineyards

High $200s - Mid $300s

Located approximately 20 minutes from Uptown Charlotte, Solena at The Vineyards offers potential residents an enviable location with affordable prices. The community will feature 200 single-family homes upon final completion with five floor plans available. Homes are on the market as new construction and range from 1,591 to 2,099 square feet of living space. Each plan offers single-story living with three bedrooms, two bathrooms, and attached two-car garages.

Notable indoor amenities within Solena at The Vineyards include an expansive clubhouse, a fitness center, a business center, and a multi-purpose room. The impressive list of outdoor amenities includes two pools; tennis, bocce, pickleball, and sand volleyball courts; a dog park; and ten miles of walking trails. The neighborhood also offers residents easy access to the Catawba River from a community dock.

Learn more information about Solena at The Vineyards here. 

The Meridians

High $200s - High $300s 

The Meridians community is also located within 20 minutes of Charlotte, and it will feature a total of 73 single-family residences upon completion. The development’s new construction homes will range from 1,661 to 3,138 square feet with a variety of floor plans offering two to six bedrooms, two to four bathrooms, and two-car garages.

Residents of The Meridians will have access to several amenities, including The Palisades Country Club, an 18-hole golf course, The Palisades Sports Complex, a fitness center, an outdoor pool and patio, and seven tennis courts. Along with the amenities, homeowners’ association fees cover monotonous chores like exterior home maintenance, lawn care, and trash pickup, giving homeowners much more free time to enjoy the community’s amenities.

Learn more information about The Meridians here.

The Polo Club at Mountain Island Lake

Mid $200s - High $300s

Another Charlotte community with homes for sale under $300k is The Polo Club at Mountain Island Lake. It's a gated and age-restricted neighborhood with 98 resale attached homes. The development’s unique pinwheel pattern allows homeowners a sense of privacy that typically comes with living in a single-family home but with low-maintenance exteriors. Potential homebuyers have nine floor plans to choose between. Plans range from 1,137 to 1,992 square feet with two to three bedrooms, two bathrooms, and two- or two-and-a-half-car garages.

The list of indoor amenities at The Polo Club at Mountain Island Lake includes a clubhouse with a multi-purpose room, a catering kitchen, an exercise room, and a lounge. Outdoor amenities range from a pool and patio with a grill to scenic ponds and walking and biking trails.

Learn more information about The Polo Club at Mountain Island Lake here.

The Vineyards on Lake Wylie

Mid $200s - Mid $500s

Well-liked for its desirable location along Lake Wylie’s shoreline, The Vineyards on Lake Wylie rounds out our list of communities in Charlotte with homes on the market under $300s. The Vineyards on Lake Wylie consists of 430 single-family and attached homes that are only available on a resale basis. There are several floor plans available.

Attached homes within the development vary between 1,820 to 2,026 square feet with three bedrooms, two-and-a-half bathrooms, and a two-car garage. The largest plan also includes a den. Single-family residences range between 1,356 to 2,755 square feet of living space with two to five bedrooms, two-and-a-half to three bathrooms, and a one- or two-car garage.

The community offers its residents a myriad of amenities, including a 7,000-square-foot clubhouse, a fitness center; an outdoor pool; tennis, pickleball, volleyball, and bocce courts; soccer fields; a playground; a dog park; and 50 boat slips. There’s also additional space on the property for RV parking.

Learn more information about The Vineyards on Lake Wylie here.