Couple lounging on a Florida Gulf Coast beach on a clear day

The calm waters of Florida's Gulf Coast are just steps away in these locales.

Active adults planning a Florida retirement have an entire state to consider. For outstanding beaches, ample golf, and all the boating, fishing, and nature that comes with coastal living, consider the Gulf Coast. Florida’s west side has everything from shopping to professional sports and excellent restaurants. It also has some of the most desirable Florida retirement communities.

Whether you’re a year or a decade away from planning for the retirement years, consider some of these cities along the Gulf of Mexico.

Sports and Shopping: Tampa Retirement

The Tampa Riverwalk has added another facet to an already popular retirement city.

Tampa is part of Hillsborough County, which has a population of 1.5 million people. It’s a region that continues to grow, and some of the newest Tampa homes for sale are in 55+ communities.

Buyers looking for Tampa homes might consider the brand new Del Webb Bexley community just north of Tampa in Land O’Lakes or Sun City Center, a golf cart community with nearly 10,000 properties. Neighboring Kings Point in Sun City Center has an additional 5,277 single-family and attached homes.

Tampa is a modern, cosmopolitan city steeped in history. Ybor City is a historic neighborhood with cigar bars and Italian, Cuban, and Spanish cultures and restaurants. There’s a diversity of shopping and dining choices to be found at International Plaza and across the Bay in St. Petersburg.

Many people retire to Tampa for the sports. In addition to professional hockey, football, and regular season baseball, the New York Yankees have a spring training stadium close to downtown, and the University of South Florida is competitive in both basketball and football.

Sarasota, Florida Real Estate for Active Adults

Seagulls and lifeguard stand on a beach

White sands and clear water awaits in Sarasota.

Sarasota is another excellent retirement destination, especially for active adults who love the beach, golf, and nature. Siesta Key offers the white sands and clear waters that people dream about when they think of Florida.

Great golf courses in the area include Bobby Jones Golf Club and The Groves Golf Club. Lovers of hiking, fishing, and wildlife will enjoy Myakka River State Park and Oscar Scherer State Park.

While looking for Sarasota real estate, consider 55+ communities like LakeRidge Falls, which has spacious floor plans and scenic lakes and waterfalls on the property. There’s also low-maintenance condo living at Strathmore Riverside Villas, where residents can enjoy a private fishing dock, boat dock, and marina.

Sharks and Sunsets: Retiring in Venice

Stunning skies over a beach in Venice, Florida

Popular Caspersen Beach always has stunning views.

Active adults who want to be close to the beach should consider Venice and its 14 miles of shoreline. This city is called the “Shark Tooth Capital of the World” thanks to the teeth that are often found among the shells at Venice Beach.

The Venice Pier is a hotspot for fishing, watching sunsets, and relaxing with a cocktail at Sharky’s on the Pier. Additional reasons to retire in Venice include the historic downtown area, low cost of living, and proximity to other Florida cities like Miami, Fort Myers, and Naples.

Homes for sale in Venice, Florida are not as expensive as they tend to be in other Florida beach towns. Buyers interested in a 55+ community can look at Venetian Falls, where there’s a putting green and a resistance pool.

Sarasota National is the best place to call home for golfers. Memberships at the Golf Club include access to an 18-hole championship course, men’s and women’s card rooms, restaurants, and pro shops. The community is not age-restricted, but an excellent choice for active adults who want to be close to the beach and downtown Venice while having a golf course in their backyard.

Island Life Near Cape Coral

Floating hut on the water in Cape Coral, Florida

If you're hoping to spend your retirement fishing, Cape Coral is for you.

Sanibel Island and Captiva Island are just off the coast of Cape Coral, and ideal places for shelling, sunbathing, and swimming in the Gulf of Mexico and its warm, calm waters.

The Cape Coral community is perfect for people who want to retire in order to fish, boat, or spend some time watching migratory and shore birds. All of those things can be done from the Sanibel Causeway and also at Lakes Park. On Captiva Island, take some time to look for manatees and dolphins, or do some snorkeling.

Cape Coral real estate has a number of opportunities for active adult buyers. River Towers is a 55+ condo community offering views of and access to the Caloosahatchee River. In nearby Fort Myers, there’s Pelican Preserve, a sprawling 55+ community that offers everything from softball to beaches, a golf club, and a 36-acre nature preserve.

Up and Coming Retirement: Port Charlotte

Pier over blue water and under blue skies in Port Charlotte, FL

Port Charlotte is growing, so now's the time to get in

Not as well-known as some of the other Gulf Coast cities, Port Charlotte is an area in Southwest Florida that’s really growing. Locals love it because it’s where the Tampa Bay Rays have their spring training facility.

Warm Mineral Springs Park is close, offering spa treatments and a soak in springs that remain at 85 degrees all year long. The high mineral content in the waters is said to have healing powers.

When it comes to house-hunting, active adults will want to check out Riverwood, which is located on the wild and alligator-filled Myakka River. The community has an eagle preserve and a bird sanctuary. There’s also Kings Gate and its golf course, dinner theater, and 940 single-family and attached homes.